US Bank Directory
Banks in Banner Elk, NC
4 FDIC-insured banks operate 4 offices in Banner Elk, North Carolina.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Banner Elk
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Banner Elk, according to the FDIC. 4 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Banner Elk
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Banner Elk, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of Tennessee Bank · 1
Bank of Tennessee has 1 branch in Banner Elk, 2 across North Carolina and 25 nationwide. FDIC records list its main office in Kingsport, TN and show it operating since 1974. With $2.25 billion in total assets on June 30, 2026, it ranks No. 552 of 4,232 U.S. banks by total assets. The Banner Elk Branch at 3828 Nc Highway 105 S dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Banner Elk Branch3828 Nc Highway 105 S, 28604
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Banner Elk, 87 across North Carolina and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Banner Elk Branch at 1667 Tynecastle Hwy dates to 1984 in FDIC branch records. Its published hours do not list Saturday.
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Banner Elk Branch1667 Tynecastle Hwy, 28604
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
First Community Bank Bank · 1
First Community Bank has 1 branch in Banner Elk, 11 across North Carolina and 67 nationwide. FDIC records list its main office in Bluefield, VA and show it operating since 1920. With $3.61 billion in total assets on June 30, 2026, it ranks No. 365 of 4,232 U.S. banks by total assets. The Banner Elk Branch at 115 Main St E dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Banner Elk Branch115 Main St E, 28604
Truist Bank · 1
Truist has 1 branch in Banner Elk, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Tynecastle Branch at 4501 Tynecastle Hwy dates to 2004 in FDIC branch records. Its published hours do not list Saturday.
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Tynecastle Branch4501 Tynecastle Hwy, 28604
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Banking in Banner Elk: the local picture
Short answer: 4 banks run 4 branches in Banner Elk according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Banner Elk, 1 elsewhere in North Carolina and 3 out of state, according to the FDIC.
The bank with the longest record here is Fifth Third Bank, operating since 1865 according to the FDIC. In FDIC branch records, the longest-running branch is Fifth Third Bank's office at 1667 Tynecastle Hwy, dating to 1984; the newest is Truist's at 4501 Tynecastle Hwy, from 2004.
Of the 2 locations with published hours. None open on Saturday. 2 locations have no published hours in these sources.
Saturday hours in Banner Elk
Short answer: None of the 2 Banner Elk locations with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.
Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Banner Elk, and where the nearest one is if they do not.
Short answer: In Banner Elk: Truist (1), Fifth Third Bank (1). No branches in Banner Elk: Chase (nearest in Asheville, 58 mi), Wells Fargo (nearest in Newland, 5 mi), Bank of America (nearest in Boone, 12 mi), PNC Bank (nearest in Boone, 11 mi), U.S. Bank (nearest in Huntersville, 73 mi), Huntington (nearest in Charlotte, 85 mi), Regions Bank (nearest in Cornelius, 71 mi), TD Bank (nearest in Morganton, 29 mi), BMO.
| Bank | In Banner Elk | Nearest branch if none here |
|---|---|---|
| Truist | 1 branch | here |
| Fifth Third Bank | 1 branch | here |
| Chase | None | Asheville, 58 miles away |
| Wells Fargo | None | Newland, 5 miles away |
| Bank of America | None | Boone, 12 miles away |
| PNC Bank | None | Boone, 11 miles away |
| U.S. Bank | None | Huntersville, 73 miles away |
| Huntington | None | Charlotte, 85 miles away |
| Regions Bank | None | Cornelius, 71 miles away |
| TD Bank | None | Morganton, 29 miles away |
| BMO | None | none in North Carolina |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Banner Elk to the nearest branch in North Carolina.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Banner Elk residents like anyone else.
Banks near Banner Elk
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Newland (6 miles) and Blowing Rock (10 miles). Boone, 11 miles away, has the most banks nearby: 13.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Newland, NC | 6 mi | 3 | 3 |
| Banks in Blowing Rock, NC | 10 mi | 2 | 2 |
| Banks in Boone, NC | 11 mi | 13 | 14 |
| Banks in Lenoir, NC | 24 mi | 6 | 7 |
| Banks in West Jefferson, NC | 27 mi | 5 | 6 |
| Banks in Hudson, NC | 28 mi | 2 | 2 |
| Banks in Morganton, NC | 29 mi | 7 | 8 |
| Banks in Burnsville, NC | 29 mi | 5 | 5 |
Bank branch openings and closings in Banner Elk
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Banner Elk between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Banner Elk by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Banner Elk offices.
Short answer: Truist is the largest bank with offices in Banner Elk, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. Fifth Third Bank is second with $299.18 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| First Community Bank | $3.61 billion | No. 365 | 1 | Bluefield, VA |
| Bank of Tennessee | $2.25 billion | No. 552 | 1 | Kingsport, TN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Banner Elk: FAQ
How many banks are in Banner Elk, NC?
Banner Elk has 4 banks with 4 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Banner Elk?
Truist, with 1. Fifth Third Bank has 1 and First Community Bank has 1.
Is there a Truist in Banner Elk, NC?
Yes. FDIC data lists 1 Truist branch in Banner Elk as of September 5, 2026. The address and directions are under Truist above.
Is there a Fifth Third Bank in Banner Elk, NC?
Yes. FDIC data lists 1 Fifth Third Bank branch in Banner Elk as of September 5, 2026. The address and directions are under Fifth Third Bank above.
Is there a First Community Bank in Banner Elk, NC?
Yes. FDIC data lists 1 First Community Bank branch in Banner Elk as of September 5, 2026. The address and directions are under First Community Bank above.
Is there a Chase in Banner Elk, NC?
No. FDIC data lists no Chase branch in Banner Elk as of September 5, 2026. The nearest is in Asheville, about 58 miles away in a straight line.
Which banks in Banner Elk are open on Saturday?
None of the 2 locations with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Banner Elk?
Fifth Third Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1865.
Did any bank branches open or close in Banner Elk in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Banner Elk?
Nearby cities with more banks include Newland, Blowing Rock, Boone. Newland is 6 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (2 of 4 branches: Fifth Third Bank, Truist) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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