US Bank Directory
Banks in Salisbury, NC
11 FDIC-insured banks operate 17 offices in Salisbury, North Carolina, and 5 credit unions have 5 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Salisbury
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 16 banks and credit unions operate 22 locations in Salisbury, according to the FDIC and the NCUA. 22 of them have coordinates on record and are on the map. 12 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
22 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Salisbury
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Farmers & Merchants Bank has the most locations in Salisbury, with 5. It is followed by Wells Fargo (2), Truist (2). 8 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Farmers & Merchants Bank Bank · 5
Farmers & Merchants Bank has 5 branches in Salisbury, 12 across North Carolina and 12 nationwide. FDIC records list its main office in Granite Quarry, NC and show it operating since 1909. With $998.8 million in total assets on June 30, 2026, it ranks No. 1,049 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Salisbury location is the West Salisbury Branch at 630 Jake Alexander Blvd W, dating to 1973; the newest, at 728 Klumac Rd, to 2005. It does not publish hours in the sources this page uses; check its site before you go.
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Avalon Drive Branch102 Avalon Dr, 28146
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Statesville Boulevard Express Branch221 Statesville Blvd, 28144
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North Main Street Branch420 N Main St, 28144
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West Salisbury Branch630 Jake Alexander Blvd W, 28147
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Trinity Oaks Retirement Community Branch728 Klumac Rd, 28144
Truist Bank · 2
Truist has 2 branches in Salisbury, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Salisbury location is the Avalon Drive Branch at 105 Avalon Dr, dating to 1919; the newest, at 508 Jake Alexander Blvd W, to 2010. 1 of its 2 Salisbury locations with published hours open on Saturday.
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Avalon Drive Branch105 Avalon Dr, 28146
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Jake Alexander West Branch508 Jake Alexander Blvd W, 28147
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 2
Wells Fargo has 2 branches in Salisbury, 219 across North Carolina and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Salisbury location is the Salisbury West Branch at 1300 W Innes St, dating to 1959; the newest, at 866 Jake Alexander Blvd W, to 1971. 1 of its 2 Salisbury locations with published hours open on Saturday.
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Salisbury West Branch1300 W Innes St, 28144
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Jake Alexander Boulevard Branch866 Jake Alexander Blvd W, 28147
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Bank of America Bank · 1
Bank of America has 1 branch in Salisbury, 109 across North Carolina and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Salisbury Main Branch at 500 W Innes St dates to 1974 in FDIC branch records. It opens on Saturday.
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Salisbury Main Branch500 W Innes St, 28144
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
First Bank Bank · 1
First Bank has 1 branch in Salisbury, 102 across North Carolina and 116 nationwide. FDIC records list its main office in Southern Pines, NC and show it operating since 1934. With $13.03 billion in total assets on June 30, 2026, it ranks No. 138 of 4,232 U.S. banks by total assets. The 044 Salisbury Branch at 1525 Jake Alexander Blvd S dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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044 Salisbury Branch1525 Jake Alexander Blvd S, 28146
First Horizon Bank · 1
First Horizon has 1 branch in Salisbury, 81 across North Carolina and 416 nationwide. FDIC records list its main office in Memphis, TN and show it operating since 1864. With $84.12 billion in total assets on June 30, 2026, it ranks No. 38 of 4,232 U.S. banks by total assets. The Faith Road Branch at 225 Faith Rd dates to 1999 in FDIC branch records. Its published hours do not list Saturday.
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Faith Road Branch225 Faith Rd, 28146
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: First Horizon branch locator (All The Places), checked Oct 10, 2026
FNB Bank · 1
FNB has 1 branch in Salisbury, 97 across North Carolina and 361 nationwide. FDIC records list its main office in Greenville, PA and show it operating since 1864. With $50.80 billion in total assets on June 30, 2026, it ranks No. 50 of 4,232 U.S. banks by total assets. The Salisbury Branch at 322 E Innes St dates to 2006 in FDIC branch records. It opens on Saturday.
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Salisbury Branch322 E Innes St, 28144
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: FNB branch locator (All The Places), checked Oct 10, 2026
Pinnacle Bank Bank · 1
Pinnacle Bank has 1 branch in Salisbury, 53 across North Carolina and 429 nationwide. FDIC records list its main office in Nashville, TN and show it operating since 2000. With $128.79 billion in total assets on June 30, 2026, it ranks No. 28 of 4,232 U.S. banks by total assets. The Salisbury Office at 415 Jake Alexander Blvd W dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Salisbury Office415 Jake Alexander Blvd W, 28147
Self-help Credit Union Credit union · 1
Self-help Credit Union has 1 office in Salisbury, 25 across North Carolina. It is based in Durham, NC and $2.15 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Salisbury2146 Statesville Blvd, 28147
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Sharonview Credit Union Credit union · 1
Sharonview Credit Union has 1 office in Salisbury, 10 across North Carolina. It is based in Fort Mill, SC and $1.35 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Salisbury403 N Main St, 28144
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Skyla Credit Union Credit union · 1
Skyla Credit Union has 1 office in Salisbury, 18 across North Carolina. It is based in Charlotte, NC and $1.66 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Salisbury940 Jake Alexander Blvd W, 28147
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
SouthState Bank · 1
SouthState has 1 branch in Salisbury, 21 across North Carolina and 374 nationwide. FDIC records list its main office in Winter Haven, FL and show it operating since 1992. With $68.79 billion in total assets on June 30, 2026, it ranks No. 41 of 4,232 U.S. banks by total assets. The Salisbury Branch at 401 W Innes St dates to 1907 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Salisbury Branch401 W Innes St, 28144
State Employees' Credit Union Credit union · 1
State Employees' Credit Union has 1 office in Salisbury, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Salisbury1030 Mooresville Rd, 28147
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
The Fidelity Bank Bank · 1
The Fidelity Bank has 1 branch in Salisbury, 54 across North Carolina and 55 nationwide. FDIC records list its main office in Fuquay Varina, NC and show it operating since 1909. With $4.66 billion in total assets on June 30, 2026, it ranks No. 301 of 4,232 U.S. banks by total assets. The Salisbury Main Branch at 2085 Statesville Blvd dates to 1974 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Salisbury Main Branch2085 Statesville Blvd, 28147
Woodforest Bank · 1
Woodforest has 1 branch in Salisbury, 90 across North Carolina and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0820 Salisbury Wal-Mart Branch at 323 S Arlington St dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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0820 Salisbury Wal-Mart Branch323 S Arlington St, 28144
Join a credit union in Salisbury
5 credit unions have 5 offices here: State Employees' Credit Union, Self-help Credit Union, Skyla Credit Union, Sharonview Credit Union and Lion's Share Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Salisbury page has every office in the state's directory.
Banking in Salisbury: the local picture
Short answer: 11 banks run 17 branches in Salisbury according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 11 banks, 0 have their main office in Salisbury, 5 elsewhere in North Carolina and 6 out of state, according to the FDIC.
The bank with the longest record here is First Horizon, operating since 1864 according to the FDIC. In FDIC branch records, the longest-running branch is SouthState's office at 401 W Innes St, dating to 1907; the newest is Truist's at 508 Jake Alexander Blvd W, from 2010.
5 credit unions have 5 offices in Salisbury, according to the NCUA. Who can join each one is on the credit unions page.
Of the 12 locations with published hours. 4 open on Saturday. 10 locations have no published hours in these sources.
Banks by ZIP code in Salisbury
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 28144 has the most bank and credit union offices in Salisbury (9), followed by 28147 (9) and 28146 (4). Offices are spread across 3 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 28144 | 9 | 7 | Farmers & Merchants Bank, Bank of America, FNB |
| 28147 | 9 | 9 | Farmers & Merchants Bank, Lion's Share Credit Union, Pinnacle Bank |
| 28146 | 4 | 4 | Farmers & Merchants Bank, First Bank, First Horizon |
Banks open on Saturday in Salisbury
Short answer: 4 of the 12 Salisbury locations with published hours open on Saturday, run by 4 institutions.
- Wells Fargo: 1 of 2 branches (866 Jake Alexander Blvd W: Saturday 9 am to 2 pm)
- Truist: 1 of 2 branches (508 Jake Alexander Blvd W: Saturday 9 am to 12 pm)
- Bank of America: 1 of 1 branch (500 W Innes St: Saturday 9 am to 2 pm)
- FNB: 1 of 1 branch (322 E Innes St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 10 of the 22 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Salisbury, and where the nearest one is if they do not.
Short answer: In Salisbury: Wells Fargo (2), Bank of America (1), Truist (2). No branches in Salisbury: Chase (nearest in Concord, 17 mi), PNC Bank (nearest in Mooresville, 23 mi), U.S. Bank (nearest in Huntersville, 27 mi), Fifth Third Bank (nearest in Landis, 11 mi), Huntington (nearest in Winston Salem, 31 mi), Regions Bank (nearest in Cornelius, 26 mi), TD Bank (nearest in Charlotte, 35 mi), BMO.
| Bank | In Salisbury | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 2 branches | here |
| Bank of America | 1 branch | here |
| Truist | 2 branches | here |
| Chase | None | Concord, 17 miles away |
| PNC Bank | None | Mooresville, 23 miles away |
| U.S. Bank | None | Huntersville, 27 miles away |
| Fifth Third Bank | None | Landis, 11 miles away |
| Huntington | None | Winston Salem, 31 miles away |
| Regions Bank | None | Cornelius, 26 miles away |
| TD Bank | None | Charlotte, 35 miles away |
| BMO | None | none in North Carolina |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Salisbury to the nearest branch in North Carolina.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Salisbury residents like anyone else.
Banks near Salisbury
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are China Grove (9 miles) and Rockwell (9 miles). Concord, 19 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in China Grove, NC | 9 mi | 2 | 2 |
| Banks in Rockwell, NC | 9 mi | 2 | 2 |
| Banks in Landis, NC | 11 mi | 2 | 2 |
| Banks in Kannapolis, NC | 15 mi | 7 | 7 |
| Banks in Lexington, NC | 17 mi | 8 | 14 |
| Banks in Mocksville, NC | 18 mi | 5 | 5 |
| Banks in Mount Pleasant, NC | 18 mi | 2 | 2 |
| Banks in Concord, NC | 19 mi | 11 | 19 |
Bank branch openings and closings in Salisbury
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Salisbury between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Salisbury
Short answer: 1 institution has its main office in Salisbury: Lion's Share Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Lion's Share Credit Union | Credit union | $65.9 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Salisbury by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Salisbury offices.
Short answer: Bank of America is the largest bank with offices in Salisbury, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 2 | Sioux Falls, SD |
| Truist | $548.35 billion | No. 9 | 2 | Charlotte, NC |
| Pinnacle Bank | $128.79 billion | No. 28 | 1 | Nashville, TN |
| First Horizon | $84.12 billion | No. 38 | 1 | Memphis, TN |
| SouthState | $68.79 billion | No. 41 | 1 | Winter Haven, FL |
| FNB | $50.80 billion | No. 50 | 1 | Greenville, PA |
| First Bank | $13.03 billion | No. 138 | 1 | Southern Pines, NC |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| The Fidelity Bank | $4.66 billion | No. 301 | 1 | Fuquay Varina, NC |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Salisbury: FAQ
How many banks are in Salisbury, NC?
Salisbury has 11 banks with 17 branches and 5 credit unions with 5 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Salisbury?
Farmers & Merchants Bank, with 5. Wells Fargo has 2 and Truist has 2.
Is there a Farmers & Merchants Bank in Salisbury, NC?
Yes. FDIC data lists 5 Farmers & Merchants Bank branches in Salisbury as of September 5, 2026. Its branches are listed under Farmers & Merchants Bank above, with the address and directions for each.
Is there a Wells Fargo in Salisbury, NC?
Yes. FDIC data lists 2 Wells Fargo branches in Salisbury as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.
Is there a Truist in Salisbury, NC?
Yes. FDIC data lists 2 Truist branches in Salisbury as of September 5, 2026. Its branches are listed under Truist above, with the address and directions for each.
Is there a Chase in Salisbury, NC?
No. FDIC data lists no Chase branch in Salisbury as of September 5, 2026. The nearest is in Concord, about 17 miles away in a straight line.
Which banks in Salisbury are open on Saturday?
Wells Fargo, Truist, Bank of America and FNB publish Saturday hours for one or more Salisbury locations. The Saturday section above lists each one with its hours. 10 of the 22 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Salisbury?
Lion's Share Credit Union has its main office in Salisbury, according to the FDIC and the NCUA.
What is the oldest bank in Salisbury?
First Horizon has the longest record among banks with a branch here: the FDIC shows it operating since 1864.
Which credit unions can I join in Salisbury?
State Employees' Credit Union, Self-help Credit Union, Skyla Credit Union and Sharonview Credit Union and 1 more have offices in Salisbury. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Salisbury in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Salisbury?
Nearby cities with more banks include China Grove, Rockwell, Landis. China Grove is 9 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 5 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (7 of 17 branches: Bank of America, FNB, First Horizon, Truist, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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