US Bank Directory
Banks in Concord, NC
11 FDIC-insured banks operate 19 offices in Concord, North Carolina, and 2 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Concord
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 13 banks and credit unions operate 22 locations in Concord, according to the FDIC and the NCUA. 21 of them have coordinates on record and are on the map. 13 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
21 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Concord
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Truist has the most locations in Concord, with 3. It is followed by Bank of America (2), Wells Fargo (2), Fifth Third Bank (2). 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Truist Bank · 3
Truist has 3 branches in Concord, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Concord location is the Union Branch at 31 Union St N, dating to 1906; the newest, at 9920 Poplar Tent Rd, to 2007. 2 of its 3 Concord locations with published hours open on Saturday.
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Union Branch31 Union St N, 28025
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Coddle Creek Village Branch5145 Poplar Tent Rd, 28027
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Cannon Crossroads Branch9920 Poplar Tent Rd, 28027
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Bank of America Bank · 2
Bank of America has 2 branches in Concord, 109 across North Carolina and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Concord location is the Coddle Creek Village Branch at 368 George W Liles Pkwy Nw, dating to 2004; the newest, at 8656 Concord Mills Blvd, to 2004. All 2 of its Concord locations with published hours open on Saturday.
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Coddle Creek Village Branch368 George W Liles Pkwy Nw, 28027
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Concord Mills Branch8656 Concord Mills Blvd, 28027
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Fifth Third Bank Bank · 2
Fifth Third Bank has 2 branches in Concord, 87 across North Carolina and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Concord location is the Concord Main Branch at 40 Cabarrus Ave E, dating to 1984; the newest, at 981 Highway 29 S, to 1990. It opens on Saturday.
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Concord Main Branch40 Cabarrus Ave E, 28025
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
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Highway 29 Branch981 Highway 29 S, 28027
First Citizens Bank Bank · 2
First Citizens Bank has 2 branches in Concord, 196 across North Carolina and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Concord location is the Concord Branch at 789 Highway 29 N, dating to 1986; the newest, at 3700 Taylor Glen Ln Nw, to 2002. Its published hours do not list Saturday.
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Concord Taylor Glen Retirement Center Office3700 Taylor Glen Ln Nw, 28027
All hours
Mon to Wed closed; Thu 10 am to 12 pm; Fri to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
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Concord Branch789 Highway 29 N, 28027
Pinnacle Bank Bank · 2
Pinnacle Bank has 2 branches in Concord, 53 across North Carolina and 429 nationwide. FDIC records list its main office in Nashville, TN and show it operating since 2000. With $128.79 billion in total assets on June 30, 2026, it ranks No. 28 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Concord location is the Concord Lpo at 845 Church St N, dating to 2018; the newest, at 871 Church Street N., to 2025. It does not publish hours in the sources this page uses; check its site before you go.
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Concord Lpo845 Church St N, 28025
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Concord Branch871 Church Street N., 28025
State Employees' Credit Union Credit union · 2
State Employees' Credit Union has 2 officees in Concord, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Concord locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Concord - Poplar Tent Road5130 Poplar Tent Rd, 28027
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Concord - Rock Hill Church Rd60 Raiford Dr Nw, 28027
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Wells Fargo Bank · 2
Wells Fargo has 2 branches in Concord, 219 across North Carolina and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Concord location is the Wilmar Branch at 868 Church St N, dating to 1954; the newest, at 400 Ashdale Ct, to 2008. 1 of its 2 Concord locations with published hours open on Saturday.
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Afton Ridge Branch400 Ashdale Ct, 28027
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Wilmar Branch868 Church St N, 28025
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Woodforest Bank · 2
Woodforest has 2 branches in Concord, 90 across North Carolina and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Concord location is the 0836 Concord Wal-Mart Branch at 150 Concord Commons Pl Sw, dating to 2006; the newest, at 5825 Thunder Rd, to 2009. It does not publish hours in the sources this page uses; check its site before you go.
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0836 Concord Wal-Mart Branch150 Concord Commons Pl Sw, 28027
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0896 Concord North Carolina Walmart Branch5825 Thunder Rd, 28027
Bank OZK Bank · 1
Bank OZK has 1 branch in Concord, 28 across North Carolina and 272 nationwide. FDIC records list its main office in Little Rock, AR and show it operating since 1903. With $41.70 billion in total assets on June 30, 2026, it ranks No. 57 of 4,232 U.S. banks by total assets. The Concord Branch at 660 Penny Ln dates to 2007 in FDIC branch records. Its published hours do not list Saturday.
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Concord Branch660 Penny Ln, 28025
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Bank OZK branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in Concord, 63 across North Carolina and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Concord Pkwy Branch at 1255 Concord Pkwy N dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Concord Pkwy Branch1255 Concord Pkwy N, 28025
Farmers & Merchants Bank Bank · 1
Farmers & Merchants Bank has 1 branch in Concord, 12 across North Carolina and 12 nationwide. FDIC records list its main office in Granite Quarry, NC and show it operating since 1909. With $998.8 million in total assets on June 30, 2026, it ranks No. 1,049 of 4,232 U.S. banks by total assets. The Church Street Branch at 635 Church St N dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Church Street Branch635 Church St N, 28025
Nova Credit Union Credit union · 1
Nova Credit Union has 1 office in Concord, 5 across North Carolina. It is based in Charlotte, NC and $120.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Nova Credit Union275 Branchview Dr Se, 28025
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Uwharrie Bank Bank · 1
Uwharrie Bank has 1 branch in Concord, 10 across North Carolina and 10 nationwide. FDIC records list its main office in Albemarle, NC and show it operating since 1984. With $1.22 billion in total assets on June 30, 2026, it ranks No. 882 of 4,232 U.S. banks by total assets. The Concord Branch at 25 Palaside Dr Ne dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Concord Branch25 Palaside Dr Ne, 28025
Join a credit union in Concord
2 credit unions have 3 offices here: State Employees' Credit Union and Nova Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Concord page has every office in the state's directory.
Banking in Concord: the local picture
Short answer: 11 banks run 19 branches in Concord according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 11 banks, 0 have their main office in Concord, 5 elsewhere in North Carolina and 6 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Truist's office at 31 Union St N, dating to 1906; the newest is Pinnacle Bank's at 871 Church Street N., from 2025.
2 credit unions have 3 offices in Concord, according to the NCUA. Who can join each one is on the credit unions page.
Of the 13 locations with published hours. 6 open on Saturday. 9 locations have no published hours in these sources.
Banks by ZIP code in Concord
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 28027 has the most bank and credit union offices in Concord (12), followed by 28025 (10). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 28027 | 12 | 7 | Bank of America, First Citizens Bank, State Employees' Credit Union |
| 28025 | 10 | 9 | Pinnacle Bank, Bank OZK, Chase |
Banks open on Saturday in Concord
Short answer: 6 of the 13 Concord locations with published hours open on Saturday, run by 4 institutions.
- Truist: 2 of 3 branches (5145 Poplar Tent Rd: Saturday 9 am to 12 pm, and 1 more)
- Bank of America: 2 of 2 branches (368 George W Liles Pkwy Nw: Saturday 9 am to 2 pm, and 1 more)
- Wells Fargo: 1 of 2 branches (400 Ashdale Ct: Saturday 9 am to 2 pm)
- Fifth Third Bank: 1 of 2 branches (40 Cabarrus Ave E: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 9 of the 22 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Concord, and where the nearest one is if they do not.
Short answer: In Concord: Chase (1), Wells Fargo (2), Bank of America (2), Truist (3), Fifth Third Bank (2). No branches in Concord: PNC Bank (nearest in Charlotte, 10 mi), U.S. Bank (nearest in Charlotte, 10 mi), Huntington (nearest in Charlotte, 19 mi), Regions Bank (nearest in Cornelius, 15 mi), TD Bank (nearest in Charlotte, 16 mi), BMO.
| Bank | In Concord | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 2 branches | here |
| Bank of America | 2 branches | here |
| Truist | 3 branches | here |
| Fifth Third Bank | 2 branches | here |
| PNC Bank | None | Charlotte, 10 miles away |
| U.S. Bank | None | Charlotte, 10 miles away |
| Huntington | None | Charlotte, 19 miles away |
| Regions Bank | None | Cornelius, 15 miles away |
| TD Bank | None | Charlotte, 16 miles away |
| BMO | None | none in North Carolina |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Concord to the nearest branch in North Carolina.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Concord residents like anyone else.
Banks near Concord
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Kannapolis (5 miles) and Harrisburg (6 miles). Huntersville, 13 miles away, has the most banks nearby: 13.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Kannapolis, NC | 5 mi | 7 | 7 |
| Banks in Harrisburg, NC | 6 mi | 6 | 6 |
| Banks in Landis, NC | 9 mi | 2 | 2 |
| Banks in Mount Pleasant, NC | 11 mi | 2 | 2 |
| Banks in China Grove, NC | 11 mi | 2 | 2 |
| Banks in Huntersville, NC | 13 mi | 13 | 16 |
| Banks in Davidson, NC | 13 mi | 3 | 4 |
| Banks in Cornelius, NC | 15 mi | 13 | 14 |
Bank branch openings and closings in Concord
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Concord between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Concord by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Concord offices.
Short answer: Chase is the largest bank with offices in Concord, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 2 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 2 | Sioux Falls, SD |
| Truist | $548.35 billion | No. 9 | 3 | Charlotte, NC |
| Fifth Third Bank | $299.18 billion | No. 14 | 2 | Cincinnati, OH |
| First Citizens Bank | $236.32 billion | No. 19 | 2 | Raleigh, NC |
| Pinnacle Bank | $128.79 billion | No. 28 | 2 | Nashville, TN |
| Bank OZK | $41.70 billion | No. 57 | 1 | Little Rock, AR |
| Woodforest | $8.98 billion | No. 181 | 2 | The Woodlands, TX |
| Uwharrie Bank | $1.22 billion | No. 882 | 1 | Albemarle, NC |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Concord: FAQ
How many banks are in Concord, NC?
Concord has 11 banks with 19 branches and 2 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Concord?
Truist, with 3. Bank of America has 2 and Wells Fargo has 2.
Is there a Truist in Concord, NC?
Yes. FDIC data lists 3 Truist branches in Concord as of September 5, 2026. Its branches are listed under Truist above, with the address and directions for each.
Is there a Bank of America in Concord, NC?
Yes. FDIC data lists 2 Bank of America branches in Concord as of September 5, 2026. Its branches are listed under Bank of America above, with the address and directions for each.
Is there a Wells Fargo in Concord, NC?
Yes. FDIC data lists 2 Wells Fargo branches in Concord as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.
Is there a PNC Bank in Concord, NC?
No. FDIC data lists no PNC Bank branch in Concord as of September 5, 2026. The nearest is in Charlotte, about 10 miles away in a straight line.
Which banks in Concord are open on Saturday?
Truist, Bank of America, Wells Fargo and Fifth Third Bank publish Saturday hours for one or more Concord locations. The Saturday section above lists each one with its hours. 9 of the 22 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Concord?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Concord?
State Employees' Credit Union and Nova Credit Union have offices in Concord. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Concord in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Concord?
Nearby cities with more banks include Kannapolis, Harrisburg, Landis. Kannapolis is 5 miles away with 7 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (10 of 19 branches: Bank OZK, Bank of America, Fifth Third Bank, First Citizens Bank, Truist, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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