Banks in China Grove, NC

Bank branch map: China Grove

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in China Grove, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 2 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in China Grove

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Horizon and Farmers & Merchants Bank have the most locations in China Grove, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Farmers & Merchants Bank 1 branch · main office Granite Quarry, NC Bank · 1

Farmers & Merchants Bank has 1 branch in China Grove, 12 across North Carolina and 12 nationwide. FDIC records list its main office in Granite Quarry, NC and show it operating since 1909. With $998.8 million in total assets on June 30, 2026, it ranks No. 1,049 of 4,232 U.S. banks by total assets. The China Grove Branch at 116 N Main St dates to 1975 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• China Grove Branch

  116 N Main St, 28023

  Hours: see the bank's site
  DirectionsWebsite

Farmers & Merchants Bank: profile, branches and contacts

First Horizon First Horizon Bank · 1 branch · main office Memphis, TN Bank · 1

First Horizon has 1 branch in China Grove, 81 across North Carolina and 416 nationwide. FDIC records list its main office in Memphis, TN and show it operating since 1864. With $84.12 billion in total assets on June 30, 2026, it ranks No. 38 of 4,232 U.S. banks by total assets. The China Grove Branch at 200 N Main St dates to 1905 in FDIC branch records. Its published hours do not list Saturday.

• China Grove Branch

  200 N Main St, 28023

  (704) 857-1176Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: First Horizon branch locator (All The Places), checked Oct 10, 2026

  DirectionsWebsite

First Horizon: profile, branches and contacts

State Employees' Credit Union 1 office · main office Raleigh, NC Credit union · 1

State Employees' Credit Union has 1 office in China Grove, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• China Grove

  1995 S Us 29 Hwy, 28023

  (704) 856-3515Today 8:30 am to 5:30 pm

  All hours

  Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

  Directions

State Employees' Credit Union: profile, branches and contacts

Join a credit union in China Grove

1 credit union has 1 office here: State Employees' Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in China Grove page has every office in the state's directory.

Banking in China Grove: the local picture

Short answer: 2 banks run 2 branches in China Grove according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in China Grove, 1 elsewhere in North Carolina and 1 out of state, according to the FDIC.

The bank with the longest record here is First Horizon, operating since 1864 according to the FDIC. In FDIC branch records, the longest-running branch is First Horizon's office at 200 N Main St, dating to 1905; the newest is Farmers & Merchants Bank's at 116 N Main St, from 1975.

The only credit union with an office here is State Employees' Credit Union.

Of the 2 locations with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in China Grove

Short answer: None of the 2 China Grove locations with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in China Grove, and where the nearest one is if they do not.

Short answer: No branches in China Grove: Chase (nearest in Concord, 10 mi), Wells Fargo (nearest in Kannapolis, 7 mi), Bank of America (nearest in Kannapolis, 7 mi), PNC Bank (nearest in Mooresville, 17 mi), U.S. Bank (nearest in Huntersville, 19 mi), Truist (nearest in Kannapolis, 6 mi), Fifth Third Bank (nearest in Landis, 2 mi), Huntington (nearest in Charlotte, 29 mi), Regions Bank (nearest in Cornelius, 19 mi), TD Bank (nearest in Charlotte, 26 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of China Grove to the nearest branch in North Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to China Grove residents like anyone else.

Banks near China Grove

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Landis (2 miles) and Kannapolis (7 miles). Mooresville, 16 miles away, has the most banks nearby: 19.

Bank branch openings and closings in China Grove

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in China Grove between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in China Grove by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its China Grove offices.

Short answer: First Horizon is the largest bank with offices in China Grove, with $84.12 billion in total assets on June 30, 2026, No. 38 among U.S. banks by total assets. Farmers & Merchants Bank is second with $998.8 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in China Grove: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.