US Bank Directory

Banks in Mount Pleasant, NC

2 FDIC-insured banks operate 2 offices in Mount Pleasant, North Carolina.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Mount Pleasant

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Mount Pleasant, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Mount Pleasant

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Bank and Uwharrie Bank have the most locations in Mount Pleasant, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Bank 1 branch · main office Southern Pines, NC Bank · 1

First Bank has 1 branch in Mount Pleasant, 102 across North Carolina and 116 nationwide. FDIC records list its main office in Southern Pines, NC and show it operating since 1934. With $13.03 billion in total assets on June 30, 2026, it ranks No. 138 of 4,232 U.S. banks by total assets. The 014 Mount Pleasant at 8252 Nc Highway 49 N dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 014 Mount Pleasant
    8252 Nc Highway 49 N, 28124
    Hours: see the bank's site
First Bank: profile, branches and contacts
Uwharrie Bank 1 branch · main office Albemarle, NC Bank · 1

Uwharrie Bank has 1 branch in Mount Pleasant, 10 across North Carolina and 10 nationwide. FDIC records list its main office in Albemarle, NC and show it operating since 1984. With $1.22 billion in total assets on June 30, 2026, it ranks No. 882 of 4,232 U.S. banks by total assets. The Mount Pleasant Branch at 8320 W Franklin St dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Mount Pleasant Branch
    8320 W Franklin St, 28124
    Hours: see the bank's site
Uwharrie Bank: profile, branches and contacts

Banking in Mount Pleasant: the local picture

Short answer: 2 banks run 2 branches in Mount Pleasant according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Mount Pleasant, 2 elsewhere in North Carolina, according to the FDIC.

The bank with the longest record here is First Bank, operating since 1934 according to the FDIC. In FDIC branch records, the longest-running branch is First Bank's office at 8252 Nc Highway 49 N, dating to 2002; the newest is Uwharrie Bank's at 8320 W Franklin St, from 2002.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Mount Pleasant, and where the nearest one is if they do not.

Short answer: No branches in Mount Pleasant: Chase (nearest in Concord, 10 mi), Wells Fargo (nearest in Concord, 9 mi), Bank of America (nearest in Kannapolis, 10 mi), PNC Bank (nearest in Charlotte, 19 mi), U.S. Bank (nearest in Charlotte, 19 mi), Truist (nearest in Concord, 8 mi), Fifth Third Bank (nearest in Concord, 8 mi), Huntington (nearest in Charlotte, 27 mi), Regions Bank (nearest in Cornelius, 26 mi), TD Bank (nearest in Charlotte, 23 mi), BMO.

BankIn Mount PleasantNearest branch if none here
ChaseNoneConcord, 10 miles away
Wells FargoNoneConcord, 9 miles away
Bank of AmericaNoneKannapolis, 10 miles away
PNC BankNoneCharlotte, 19 miles away
U.S. BankNoneCharlotte, 19 miles away
TruistNoneConcord, 8 miles away
Fifth Third BankNoneConcord, 8 miles away
HuntingtonNoneCharlotte, 27 miles away
Regions BankNoneCornelius, 26 miles away
TD BankNoneCharlotte, 23 miles away
BMONonenone in North Carolina

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Mount Pleasant to the nearest branch in North Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Mount Pleasant residents like anyone else.

Banks near Mount Pleasant

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Locust (10 miles) and Rockwell (10 miles). Concord, 11 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Mount Pleasant

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Mount Pleasant between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Mount Pleasant by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Mount Pleasant offices.

Short answer: First Bank is the largest bank with offices in Mount Pleasant, with $13.03 billion in total assets on June 30, 2026, No. 138 among U.S. banks by total assets. Uwharrie Bank is second with $1.22 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First Bank$13.03 billionNo. 1381Southern Pines, NC
Uwharrie Bank$1.22 billionNo. 8821Albemarle, NC

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Mount Pleasant: FAQ

How many banks are in Mount Pleasant, NC?

Mount Pleasant has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Mount Pleasant?

First Bank, with 1. Uwharrie Bank has 1.

Is there a First Bank in Mount Pleasant, NC?

Yes. FDIC data lists 1 First Bank branch in Mount Pleasant as of September 5, 2026. The address and directions are under First Bank above.

Is there a Uwharrie Bank in Mount Pleasant, NC?

Yes. FDIC data lists 1 Uwharrie Bank branch in Mount Pleasant as of September 5, 2026. The address and directions are under Uwharrie Bank above.

Is there a Chase in Mount Pleasant, NC?

No. FDIC data lists no Chase branch in Mount Pleasant as of September 5, 2026. The nearest is in Concord, about 10 miles away in a straight line.

What is the oldest bank in Mount Pleasant?

First Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1934.

Did any bank branches open or close in Mount Pleasant in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Mount Pleasant?

Nearby cities with more banks include Locust, Rockwell, Kannapolis. Locust is 10 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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