US Bank Directory
Banks in Albemarle, NC
7 FDIC-insured banks operate 9 offices in Albemarle, North Carolina, and 1 credit union has 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Albemarle
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 8 banks and credit unions operate 11 locations in Albemarle, according to the FDIC and the NCUA. 11 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
11 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Albemarle
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Uwharrie Bank has the most locations in Albemarle, with 3. The other 6 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Uwharrie Bank Bank · 3
Uwharrie Bank has 3 branches in Albemarle, 10 across North Carolina and 10 nationwide. FDIC records list its main office in Albemarle, NC and show it operating since 1984. With $1.22 billion in total assets on June 30, 2026, it ranks No. 882 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Albemarle location is its main office at 167 N 2nd St, dating to 1984; the newest, at 800 Highway 24-27 Bypass, to 1986. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office167 N 2nd St, 28001
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Village Branch710 N 1st St, 28001
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East Albemarle Branch800 Highway 24-27 Bypass, 28001
State Employees' Credit Union Credit union · 2
State Employees' Credit Union has 2 officees in Albemarle, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Albemarle locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Albemarle Nc 24/27 Hwy1600 Nc 24 27 Byp W, 28001
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Albemarle Nc 740 Bypass301 Nc 740 Bypass, 28001
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
First Bank Bank · 1
First Bank has 1 branch in Albemarle, 102 across North Carolina and 116 nationwide. FDIC records list its main office in Southern Pines, NC and show it operating since 1934. With $13.03 billion in total assets on June 30, 2026, it ranks No. 138 of 4,232 U.S. banks by total assets. The 012 Albemarle Highway 52 North at 2317 Us 52 N dates to 1973 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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012 Albemarle Highway 52 North2317 Us 52 N, 28001
First Citizens Bank Bank · 1
First Citizens Bank has 1 branch in Albemarle, 196 across North Carolina and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Albemarle Branch at 351 N 1st St dates to 1974 in FDIC branch records. Its published hours do not list Saturday.
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Albemarle Branch351 N 1st St, 28001
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
Pinnacle Bank Bank · 1
Pinnacle Bank has 1 branch in Albemarle, 53 across North Carolina and 429 nationwide. FDIC records list its main office in Nashville, TN and show it operating since 2000. With $128.79 billion in total assets on June 30, 2026, it ranks No. 28 of 4,232 U.S. banks by total assets. The Albemarle Second Street Branch at 103 N 2nd St dates to 1911 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Albemarle Second Street Branch103 N 2nd St, 28001
Truist Bank · 1
Truist has 1 branch in Albemarle, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Albemarle Branch at 185 N 1st St dates to 1987 in FDIC branch records. Its published hours do not list Saturday.
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Albemarle Branch185 N 1st St, 28001
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Albemarle, 219 across North Carolina and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Downtown Branch at 200 E Main St dates to 1968 in FDIC branch records. Its published hours do not list Saturday.
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Downtown Branch200 E Main St, 28001
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Woodforest Bank · 1
Woodforest has 1 branch in Albemarle, 90 across North Carolina and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0809 Albemarle Wal-Mart Branch at 781 Leonard Ave dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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0809 Albemarle Wal-Mart Branch781 Leonard Ave, 28001
Join a credit union in Albemarle
1 credit union has 2 offices here: State Employees' Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Albemarle page has every office in the state's directory.
Banking in Albemarle: the local picture
Short answer: 7 banks run 9 branches in Albemarle according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 1 has its main office in Albemarle, 3 elsewhere in North Carolina and 3 out of state, according to the FDIC.
The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Pinnacle Bank's office at 103 N 2nd St, dating to 1911; the newest is Woodforest's at 781 Leonard Ave, from 2005.
The only credit union with an office here is State Employees' Credit Union.
Of the 5 locations with published hours. None open on Saturday. 6 locations have no published hours in these sources.
Saturday hours in Albemarle
Short answer: None of the 5 Albemarle locations with published hours lists Saturday hours. 6 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Albemarle, and where the nearest one is if they do not.
Short answer: In Albemarle: Wells Fargo (1), Truist (1). No branches in Albemarle: Chase (nearest in Concord, 24 mi), Bank of America (nearest in Kannapolis, 24 mi), PNC Bank (nearest in Charlotte, 32 mi), U.S. Bank (nearest in Charlotte, 31 mi), Fifth Third Bank (nearest in Midland, 19 mi), Huntington (nearest in Charlotte, 39 mi), Regions Bank (nearest in Charlotte, 37 mi), TD Bank (nearest in Charlotte, 34 mi), BMO.
| Bank | In Albemarle | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| Truist | 1 branch | here |
| Chase | None | Concord, 24 miles away |
| Bank of America | None | Kannapolis, 24 miles away |
| PNC Bank | None | Charlotte, 32 miles away |
| U.S. Bank | None | Charlotte, 31 miles away |
| Fifth Third Bank | None | Midland, 19 miles away |
| Huntington | None | Charlotte, 39 miles away |
| Regions Bank | None | Charlotte, 37 miles away |
| TD Bank | None | Charlotte, 34 miles away |
| BMO | None | none in North Carolina |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Albemarle to the nearest branch in North Carolina.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Albemarle residents like anyone else.
Banks near Albemarle
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Mount Pleasant (14 miles) and Locust (15 miles). Concord, 25 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Mount Pleasant, NC | 14 mi | 2 | 2 |
| Banks in Locust, NC | 15 mi | 5 | 5 |
| Banks in Troy, NC | 16 mi | 2 | 2 |
| Banks in Rockwell, NC | 18 mi | 2 | 2 |
| Banks in Biscoe, NC | 23 mi | 2 | 2 |
| Banks in Kannapolis, NC | 25 mi | 7 | 7 |
| Banks in Concord, NC | 25 mi | 11 | 19 |
| Banks in Harrisburg, NC | 26 mi | 6 | 6 |
Bank branch openings and closings in Albemarle
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Albemarle between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Albemarle
Short answer: 1 institution has its main office in Albemarle: Uwharrie Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Uwharrie Bank | Bank | $1.22 billion | 3 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Albemarle by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Albemarle offices.
Short answer: Wells Fargo is the largest bank with offices in Albemarle, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Truist is second with $548.35 billion. 1 of the 7 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| First Citizens Bank | $236.32 billion | No. 19 | 1 | Raleigh, NC |
| Pinnacle Bank | $128.79 billion | No. 28 | 1 | Nashville, TN |
| First Bank | $13.03 billion | No. 138 | 1 | Southern Pines, NC |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| Uwharrie Bank | $1.22 billion | No. 882 | 3 | Albemarle, NC |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Albemarle: FAQ
How many banks are in Albemarle, NC?
Albemarle has 7 banks with 9 branches and 1 credit union with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Albemarle?
Uwharrie Bank, with 3. Wells Fargo has 1 and Truist has 1.
Is there a Uwharrie Bank in Albemarle, NC?
Yes. FDIC data lists 3 Uwharrie Bank branches in Albemarle as of September 5, 2026, the main office at 167 N 2nd St. Its branches are listed under Uwharrie Bank above, with the address and directions for each.
Is there a Wells Fargo in Albemarle, NC?
Yes. FDIC data lists 1 Wells Fargo branch in Albemarle as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a Truist in Albemarle, NC?
Yes. FDIC data lists 1 Truist branch in Albemarle as of September 5, 2026. The address and directions are under Truist above.
Is there a Chase in Albemarle, NC?
No. FDIC data lists no Chase branch in Albemarle as of September 5, 2026. The nearest is in Concord, about 24 miles away in a straight line.
Which banks in Albemarle are open on Saturday?
None of the 5 locations with published hours lists Saturday hours. 6 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Albemarle?
Uwharrie Bank has its main office in Albemarle, according to the FDIC.
What is the oldest bank in Albemarle?
Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.
Which credit unions can I join in Albemarle?
State Employees' Credit Union has an office in Albemarle. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Albemarle in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Albemarle?
Nearby cities with more banks include Mount Pleasant, Locust, Troy. Mount Pleasant is 14 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 9 branches: First Citizens Bank, Truist, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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