US Bank Directory

Banks in Biscoe, NC

2 FDIC-insured banks operate 2 offices in Biscoe, North Carolina.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Biscoe

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Biscoe, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Biscoe

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Bank and The Fidelity Bank have the most locations in Biscoe, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Bank 1 branch · main office Southern Pines, NC Bank · 1

First Bank has 1 branch in Biscoe, 102 across North Carolina and 116 nationwide. FDIC records list its main office in Southern Pines, NC and show it operating since 1934. With $13.03 billion in total assets on June 30, 2026, it ranks No. 138 of 4,232 U.S. banks by total assets. The 003 Biscoe at 104 National Dr dates to 2012 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

First Bank: profile, branches and contacts
The Fidelity Bank 1 branch · main office Fuquay Varina, NC Bank · 1

The Fidelity Bank has 1 branch in Biscoe, 54 across North Carolina and 55 nationwide. FDIC records list its main office in Fuquay Varina, NC and show it operating since 1909. With $4.66 billion in total assets on June 30, 2026, it ranks No. 301 of 4,232 U.S. banks by total assets. The Biscoe Branch at 520 N Main St dates to 1920 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

The Fidelity Bank: profile, branches and contacts

Banking in Biscoe: the local picture

Short answer: 2 banks run 2 branches in Biscoe according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Biscoe, 2 elsewhere in North Carolina, according to the FDIC.

The bank with the longest record here is The Fidelity Bank, operating since 1909 according to the FDIC. In FDIC branch records, the longest-running branch is The Fidelity Bank's office at 520 N Main St, dating to 1920; the newest is First Bank's at 104 National Dr, from 2012.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Biscoe, and where the nearest one is if they do not.

Short answer: No branches in Biscoe: Chase (nearest in Pittsboro, 44 mi), Wells Fargo (nearest in Pinehurst, 21 mi), Bank of America (nearest in Southern Pines, 26 mi), PNC Bank (nearest in Pinehurst, 22 mi), U.S. Bank (nearest in Charlotte, 54 mi), Truist (nearest in Seven Lakes, 13 mi), Fifth Third Bank (nearest in Midland, 41 mi), Huntington (nearest in Greensboro, 47 mi), Regions Bank (nearest in Charlotte, 60 mi), TD Bank (nearest in Charlotte, 56 mi), BMO.

BankIn BiscoeNearest branch if none here
ChaseNonePittsboro, 44 miles away
Wells FargoNonePinehurst, 21 miles away
Bank of AmericaNoneSouthern Pines, 26 miles away
PNC BankNonePinehurst, 22 miles away
U.S. BankNoneCharlotte, 54 miles away
TruistNoneSeven Lakes, 13 miles away
Fifth Third BankNoneMidland, 41 miles away
HuntingtonNoneGreensboro, 47 miles away
Regions BankNoneCharlotte, 60 miles away
TD BankNoneCharlotte, 56 miles away
BMONonenone in North Carolina

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Biscoe to the nearest branch in North Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Biscoe residents like anyone else.

Banks near Biscoe

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Troy (7 miles) and Seagrove (12 miles). Asheboro, 23 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Biscoe

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Biscoe between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Biscoe by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Biscoe offices.

Short answer: First Bank is the largest bank with offices in Biscoe, with $13.03 billion in total assets on June 30, 2026, No. 138 among U.S. banks by total assets. The Fidelity Bank is second with $4.66 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First Bank$13.03 billionNo. 1381Southern Pines, NC
The Fidelity Bank$4.66 billionNo. 3011Fuquay Varina, NC

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Biscoe: FAQ

How many banks are in Biscoe, NC?

Biscoe has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Biscoe?

First Bank, with 1. The Fidelity Bank has 1.

Is there a First Bank in Biscoe, NC?

Yes. FDIC data lists 1 First Bank branch in Biscoe as of September 5, 2026. The address and directions are under First Bank above.

Is there a The Fidelity Bank in Biscoe, NC?

Yes. FDIC data lists 1 The Fidelity Bank branch in Biscoe as of September 5, 2026. The address and directions are under The Fidelity Bank above.

Is there a Chase in Biscoe, NC?

No. FDIC data lists no Chase branch in Biscoe as of September 5, 2026. The nearest is in Pittsboro, about 44 miles away in a straight line.

What is the oldest bank in Biscoe?

The Fidelity Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1909.

Did any bank branches open or close in Biscoe in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Biscoe?

Nearby cities with more banks include Troy, Seagrove, Robbins. Troy is 7 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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