Banks in Carthage, NC

Bank branch map: Carthage

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Carthage, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 2 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Carthage

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Truist and First Bank have the most locations in Carthage, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Bank 1 branch · main office Southern Pines, NC Bank · 1

First Bank has 1 branch in Carthage, 102 across North Carolina and 116 nationwide. FDIC records list its main office in Southern Pines, NC and show it operating since 1934. With $13.03 billion in total assets on June 30, 2026, it ranks No. 138 of 4,232 U.S. banks by total assets. The 024 Carthage at 109 Monroe St dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• 024 Carthage

  109 Monroe St, 28327

  Hours: see the bank's site
  DirectionsWebsite

First Bank: profile, branches and contacts

State Employees' Credit Union 1 office · main office Raleigh, NC Credit union · 1

State Employees' Credit Union has 1 office in Carthage, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Carthage

  160 Savannah Garden Dr, 28327

  (910) 947-3021Today 8:30 am to 5:30 pm

  All hours

  Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

State Employees' Credit Union: profile, branches and contacts

Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Carthage, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Carthage Branch at 502 Monroe St dates to 1973 in FDIC branch records. Its published hours do not list Saturday.

• Carthage Branch

  502 Monroe St, 28327

  (910) 947-2241Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat to Sun closed

  Hours: Truist branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Truist: profile, branches and contacts

Join a credit union in Carthage

1 credit union has 1 office here: State Employees' Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Carthage page has every office in the state's directory.

Banking in Carthage: the local picture

Short answer: 2 banks run 2 branches in Carthage according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Carthage, 2 elsewhere in North Carolina, according to the FDIC.

The bank with the longest record here is Truist, operating since 1872 according to the FDIC. In FDIC branch records, the longest-running branch is Truist's office at 502 Monroe St, dating to 1973; the newest is First Bank's at 109 Monroe St, from 2007.

The only credit union with an office here is State Employees' Credit Union.

Of the 2 locations with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in Carthage

Short answer: None of the 2 Carthage locations with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Carthage, and where the nearest one is if they do not.

Short answer: In Carthage: Truist (1). No branches in Carthage: Chase (nearest in Pittsboro, 32 mi), Wells Fargo (nearest in Pinehurst, 10 mi), Bank of America (nearest in Southern Pines, 12 mi), PNC Bank (nearest in Pinehurst, 10 mi), U.S. Bank (nearest in Charlotte, 75 mi), Fifth Third Bank (nearest in Apex, 41 mi), Huntington (nearest in Greensboro, 54 mi), Regions Bank (nearest in Raleigh, 54 mi), TD Bank (nearest in Raleigh, 56 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Carthage to the nearest branch in North Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Carthage residents like anyone else.

Banks near Carthage

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Pinehurst (11 miles) and Robbins (12 miles). Sanford, 16 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Carthage

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Carthage between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Carthage by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Carthage offices.

Short answer: Truist is the largest bank with offices in Carthage, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. First Bank is second with $13.03 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Carthage: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.