US Bank Directory

Banks in Sanford, NC

10 FDIC-insured banks operate 13 offices in Sanford, North Carolina, and 1 credit union has 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Sanford

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 11 banks and credit unions operate 15 locations in Sanford, according to the FDIC and the NCUA. 15 of them have coordinates on record and are on the map. 10 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

15 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Sanford

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Truist, First Citizens Bank and First Bank have the most locations in Sanford, with 2 each. 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Bank 2 branches · main office Southern Pines, NC Bank · 2

First Bank has 2 branches in Sanford, 102 across North Carolina and 116 nationwide. FDIC records list its main office in Southern Pines, NC and show it operating since 1934. With $13.03 billion in total assets on June 30, 2026, it ranks No. 138 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Sanford location is the 036 Sanford at 1333 Plaza Blvd, dating to 1997; the newest, at 2630 S Horner Blvd, to 1998. It does not publish hours in the sources this page uses; check its site before you go.

  • 036 Sanford
    1333 Plaza Blvd, 27330
    Hours: see the bank's site
  • 038 Sanford So. Horner
    2630 S Horner Blvd, 27332
    Hours: see the bank's site
First Bank: profile, branches and contacts
First Citizens Bank First-Citizens Bank & Trust Company · 2 branches · main office Raleigh, NC Bank · 2

First Citizens Bank has 2 branches in Sanford, 196 across North Carolina and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Sanford location is the Sanford Branch at 206 Carthage St, dating to 1968; the newest, at 2108 S Horner Blvd, to 1986. None of its 2 Sanford locations with published hours lists Saturday hours.

  • Sanford Branch
    206 Carthage St, 27330
    (919) 775-3501Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026

  • Horner Boulevard Branch
    2108 S Horner Blvd, 27330
    (919) 774-3661Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026

First Citizens Bank: profile, branches and contacts
State Employees' Credit Union 2 offices · main office Raleigh, NC Credit union · 2

State Employees' Credit Union has 2 officees in Sanford, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Sanford locations with published hours lists Saturday hours.

Who can join: see the credit union's site.

  • Sanford - Spring Lane
    1002 Spring Ln, 27330
    (919) 774-8851Today 8:30 am to 5:30 pm
    All hours

    Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Sanford - Bragg Street
    1764 Bragg St, 27330
    (919) 895-3700Today 8:30 am to 5:30 pm
    All hours

    Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

State Employees' Credit Union: profile, branches and contacts
Truist Truist Bank · 2 branches · main office Charlotte, NC Bank · 2

Truist has 2 branches in Sanford, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Sanford location is the Sanford Main Branch at 200 N Horner Blvd, dating to 1942; the newest, at 2940 S Horner Blvd, to 1974. None of its 2 Sanford locations with published hours lists Saturday hours.

  • Sanford Main Branch
    200 N Horner Blvd, 27330
    (919) 776-8411Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

  • Southside Plaza Branch
    2940 S Horner Blvd, 27332
    (919) 775-1300Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts
First Horizon First Horizon Bank · 1 branch · main office Memphis, TN Bank · 1

First Horizon has 1 branch in Sanford, 81 across North Carolina and 416 nationwide. FDIC records list its main office in Memphis, TN and show it operating since 1864. With $84.12 billion in total assets on June 30, 2026, it ranks No. 38 of 4,232 U.S. banks by total assets. The Horner Blvd Branch at 2917 S Horner Blvd dates to 2011 in FDIC branch records. It opens on Saturday.

  • Horner Blvd Branch
    2917 S Horner Blvd, 27332
    (919) 775-2800Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: First Horizon branch locator (All The Places), checked Oct 10, 2026

First Horizon: profile, branches and contacts
FNB First National Bank of Pennsylvania · 1 branch · main office Greenville, PA Bank · 1

FNB has 1 branch in Sanford, 97 across North Carolina and 361 nationwide. FDIC records list its main office in Greenville, PA and show it operating since 1864. With $50.80 billion in total assets on June 30, 2026, it ranks No. 50 of 4,232 U.S. banks by total assets. The Sanford Office Branch at 870 Spring Ln dates to 2004 in FDIC branch records. Its published hours do not list Saturday.

  • Sanford Office Branch
    870 Spring Ln, 27330
    (919) 708-7055Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: FNB branch locator (All The Places), checked Oct 10, 2026

FNB: profile, branches and contacts
PNC Bank PNC Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

PNC Bank has 1 branch in Sanford, 101 across North Carolina and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Sanford-Carthage Street Branch at 338 Carthage St dates to 1974 in FDIC branch records. Its published hours do not list Saturday.

  • Sanford-Carthage Street Branch
    338 Carthage St, 27330
    Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026

PNC Bank: profile, branches and contacts
The Fidelity Bank 1 branch · main office Fuquay Varina, NC Bank · 1

The Fidelity Bank has 1 branch in Sanford, 54 across North Carolina and 55 nationwide. FDIC records list its main office in Fuquay Varina, NC and show it operating since 1909. With $4.66 billion in total assets on June 30, 2026, it ranks No. 301 of 4,232 U.S. banks by total assets. The Sanford Branch at 1002 S Horner Blvd dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Sanford Branch
    1002 S Horner Blvd, 27330
    Hours: see the bank's site
The Fidelity Bank: profile, branches and contacts
TowneBank 1 branch · main office Portsmouth, VA Bank · 1

TowneBank has 1 branch in Sanford, 24 across North Carolina and 81 nationwide. FDIC records list its main office in Portsmouth, VA and show it operating since 1999. With $22.62 billion in total assets on June 30, 2026, it ranks No. 94 of 4,232 U.S. banks by total assets. The Sanford Branch at 2222 Jefferson Davis Hwy dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Sanford Branch
    2222 Jefferson Davis Hwy, 27330
    Hours: see the bank's site
TowneBank: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Sanford, 219 across North Carolina and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Sanford Main Branch at 119 N Horner Blvd dates to 1984 in FDIC branch records. Its published hours do not list Saturday.

  • Sanford Main Branch
    119 N Horner Blvd, 27330
    (919) 774-4563Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts
Woodforest Woodforest National Bank · 1 branch · main office The Woodlands, TX Bank · 1

Woodforest has 1 branch in Sanford, 90 across North Carolina and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0870 Sanford Walmart Branch at 3310 Nc 87 S dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 0870 Sanford Walmart Branch
    3310 Nc 87 S, 27332
    Hours: see the bank's site
Woodforest: profile, branches and contacts

Join a credit union in Sanford

1 credit union has 2 offices here: State Employees' Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Sanford page has every office in the state's directory.

Banking in Sanford: the local picture

Short answer: 10 banks run 13 branches in Sanford according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 10 banks, 0 have their main office in Sanford, 4 elsewhere in North Carolina and 6 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Truist's office at 200 N Horner Blvd, dating to 1942; the newest is TowneBank's at 2222 Jefferson Davis Hwy, from 2021.

The only credit union with an office here is State Employees' Credit Union.

Of the 10 locations with published hours. 1 opens on Saturday. 5 locations have no published hours in these sources.

Banks by ZIP code in Sanford

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 27330 has the most bank and credit union offices in Sanford (11), followed by 27332 (4). Offices are spread across 2 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
27330119First Citizens Bank, State Employees' Credit Union, FNB
2733244First Bank, First Horizon, Truist

Banks open on Saturday in Sanford

Short answer: 1 of the 10 Sanford locations with published hours opens on Saturday, run by 1 institution.

  • First Horizon: 1 of 1 branch (2917 S Horner Blvd: Saturday 9 am to 1 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 15 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Sanford, and where the nearest one is if they do not.

Short answer: In Sanford: Wells Fargo (1), PNC Bank (1), Truist (2). No branches in Sanford: Chase (nearest in Pittsboro, 20 mi), Bank of America (nearest in Spring Lake, 22 mi), U.S. Bank (nearest in Charlotte, 89 mi), Fifth Third Bank (nearest in Apex, 25 mi), Huntington (nearest in Raleigh, 39 mi), Regions Bank (nearest in Raleigh, 38 mi), TD Bank (nearest in Raleigh, 40 mi), BMO.

BankIn SanfordNearest branch if none here
Wells Fargo1 branchhere
PNC Bank1 branchhere
Truist2 brancheshere
ChaseNonePittsboro, 20 miles away
Bank of AmericaNoneSpring Lake, 22 miles away
U.S. BankNoneCharlotte, 89 miles away
Fifth Third BankNoneApex, 25 miles away
HuntingtonNoneRaleigh, 39 miles away
Regions BankNoneRaleigh, 38 miles away
TD BankNoneRaleigh, 40 miles away
BMONonenone in North Carolina

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Sanford to the nearest branch in North Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Sanford residents like anyone else.

Banks near Sanford

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Carthage (16 miles) and Pittsboro (19 miles). Fuquay Varina, 23 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Sanford

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Sanford between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Sanford by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Sanford offices.

Short answer: Wells Fargo is the largest bank with offices in Sanford, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. PNC Bank is second with $609.77 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
PNC Bank$609.77 billionNo. 81Wilmington, DE
Truist$548.35 billionNo. 92Charlotte, NC
First Citizens Bank$236.32 billionNo. 192Raleigh, NC
First Horizon$84.12 billionNo. 381Memphis, TN
FNB$50.80 billionNo. 501Greenville, PA
TowneBank$22.62 billionNo. 941Portsmouth, VA
First Bank$13.03 billionNo. 1382Southern Pines, NC
Woodforest$8.98 billionNo. 1811The Woodlands, TX
The Fidelity Bank$4.66 billionNo. 3011Fuquay Varina, NC

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Sanford: FAQ

How many banks are in Sanford, NC?

Sanford has 10 banks with 13 branches and 1 credit union with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Sanford?

Truist, with 2. First Citizens Bank has 2 and First Bank has 2.

Is there a Truist in Sanford, NC?

Yes. FDIC data lists 2 Truist branches in Sanford as of September 5, 2026. Its branches are listed under Truist above, with the address and directions for each.

Is there a First Citizens Bank in Sanford, NC?

Yes. FDIC data lists 2 First Citizens Bank branches in Sanford as of September 5, 2026. Its branches are listed under First Citizens Bank above, with the address and directions for each.

Is there a First Bank in Sanford, NC?

Yes. FDIC data lists 2 First Bank branches in Sanford as of September 5, 2026. Its branches are listed under First Bank above, with the address and directions for each.

Is there a Chase in Sanford, NC?

No. FDIC data lists no Chase branch in Sanford as of September 5, 2026. The nearest is in Pittsboro, about 20 miles away in a straight line.

Which banks in Sanford are open on Saturday?

First Horizon publishes Saturday hours for one or more Sanford locations. The Saturday section above lists each one with its hours. 5 of the 15 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Sanford?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Which credit unions can I join in Sanford?

State Employees' Credit Union has an office in Sanford. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Sanford in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Sanford?

Nearby cities with more banks include Carthage, Pittsboro, Lillington. Carthage is 16 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (8 of 13 branches: FNB, First Citizens Bank, First Horizon, PNC Bank, Truist, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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