US Bank Directory
Banks in Spring Lake, NC
4 FDIC-insured banks operate 5 offices in Spring Lake, North Carolina.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Spring Lake
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 5 locations in Spring Lake, according to the FDIC. 5 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Spring Lake
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: FSNB has the most locations in Spring Lake, with 2. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
FSNB Bank · 2
FSNB has 2 branches in Spring Lake, 12 across North Carolina and 68 nationwide. FDIC records list its main office in Lawton, OK and show it operating since 1946. With $478.3 million in total assets on June 30, 2026, it ranks No. 1,851 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Spring Lake location is the Fsnb - Spring Lake Walmart Branch at 670 Lillington Hwy, dating to 2004; the newest, at 501 N Bragg Blvd, to 2008. It does not publish hours in the sources this page uses; check its site before you go.
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Fsnb - Spring Lake Bragg Blvd Branch501 N Bragg Blvd, 28390
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Fsnb - Spring Lake Walmart Branch670 Lillington Hwy, 28390
Bank of America Bank · 1
Bank of America has 1 branch in Spring Lake, 109 across North Carolina and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Southwind Branch at 1109 N Bragg Blvd dates to 1960 in FDIC branch records. Its published hours do not list Saturday.
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Southwind Branch1109 N Bragg Blvd, 28390
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Spring Lake, 101 across North Carolina and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Spring Lake Branch at 121 Nc Highway 87 N dates to 1975 in FDIC branch records. Its published hours do not list Saturday.
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Spring Lake Branch121 Nc Highway 87 N, 28390
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Truist Bank · 1
Truist has 1 branch in Spring Lake, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Spring Lake Branch at 1066 N Bragg Blvd dates to 2014 in FDIC branch records. Its published hours do not list Saturday.
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Spring Lake Branch1066 N Bragg Blvd, 28390
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Banking in Spring Lake: the local picture
Short answer: 4 banks run 5 branches in Spring Lake according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Spring Lake, 2 elsewhere in North Carolina and 2 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of America's office at 1109 N Bragg Blvd, dating to 1960; the newest is Truist's at 1066 N Bragg Blvd, from 2014.
Of the 3 locations with published hours. None open on Saturday. 2 locations have no published hours in these sources.
Saturday hours in Spring Lake
Short answer: None of the 3 Spring Lake locations with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.
Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Spring Lake, and where the nearest one is if they do not.
Short answer: In Spring Lake: Bank of America (1), PNC Bank (1), Truist (1). No branches in Spring Lake: Chase (nearest in Holly Springs, 35 mi), Wells Fargo (nearest in Fayetteville, 7 mi), U.S. Bank (nearest in Charlotte, 100 mi), Fifth Third Bank (nearest in Raleigh, 37 mi), Huntington (nearest in Raleigh, 49 mi), Regions Bank (nearest in Raleigh, 49 mi), TD Bank (nearest in Raleigh, 52 mi), BMO.
| Bank | In Spring Lake | Nearest branch if none here |
|---|---|---|
| Bank of America | 1 branch | here |
| PNC Bank | 1 branch | here |
| Truist | 1 branch | here |
| Chase | None | Holly Springs, 35 miles away |
| Wells Fargo | None | Fayetteville, 7 miles away |
| U.S. Bank | None | Charlotte, 100 miles away |
| Fifth Third Bank | None | Raleigh, 37 miles away |
| Huntington | None | Raleigh, 49 miles away |
| Regions Bank | None | Raleigh, 49 miles away |
| TD Bank | None | Raleigh, 52 miles away |
| BMO | None | none in North Carolina |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Spring Lake to the nearest branch in North Carolina.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Spring Lake residents like anyone else.
Banks near Spring Lake
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Fayetteville (8 miles) and Hope Mills (14 miles). Fayetteville, 8 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Fayetteville, NC | 8 mi | 14 | 33 |
| Banks in Hope Mills, NC | 14 mi | 4 | 4 |
| Banks in Lillington, NC | 18 mi | 5 | 5 |
| Banks in Raeford, NC | 20 mi | 4 | 4 |
| Banks in Erwin, NC | 21 mi | 3 | 3 |
| Banks in Dunn, NC | 22 mi | 6 | 7 |
| Banks in Sanford, NC | 23 mi | 10 | 13 |
| Banks in Southern Pines, NC | 24 mi | 8 | 11 |
Bank branch openings and closings in Spring Lake
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Spring Lake between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Spring Lake by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Spring Lake offices.
Short answer: Bank of America is the largest bank with offices in Spring Lake, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. PNC Bank is second with $609.77 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| FSNB | $478.3 million | No. 1,851 | 2 | Lawton, OK |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Spring Lake: FAQ
How many banks are in Spring Lake, NC?
Spring Lake has 4 banks with 5 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Spring Lake?
FSNB, with 2. Bank of America has 1 and PNC Bank has 1.
Is there a FSNB in Spring Lake, NC?
Yes. FDIC data lists 2 FSNB branches in Spring Lake as of September 5, 2026. Its branches are listed under FSNB above, with the address and directions for each.
Is there a Bank of America in Spring Lake, NC?
Yes. FDIC data lists 1 Bank of America branch in Spring Lake as of September 5, 2026. The address and directions are under Bank of America above.
Is there a PNC Bank in Spring Lake, NC?
Yes. FDIC data lists 1 PNC Bank branch in Spring Lake as of September 5, 2026. The address and directions are under PNC Bank above.
Is there a Chase in Spring Lake, NC?
No. FDIC data lists no Chase branch in Spring Lake as of September 5, 2026. The nearest is in Holly Springs, about 35 miles away in a straight line.
Which banks in Spring Lake are open on Saturday?
None of the 3 locations with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Spring Lake?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Did any bank branches open or close in Spring Lake in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Spring Lake?
Nearby cities with more banks include Fayetteville, Hope Mills, Lillington. Fayetteville is 8 miles away with 14 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (3 of 5 branches: Bank of America, PNC Bank, Truist) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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