FDIC-insured bank

Farmers & Merchants Bank

Bank headquartered in Granite Quarry, North Carolina, part of F&M FINANCIAL CORP.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Total assets
$998.75 million
Total deposits
$842.55 million
Branches
12
FDIC-insured since
1934
Established
1909

Headquarters and contact

Address138 N Salisbury Gq Ave
Granite Quarry, NC 28146
CountyRowan
Metro areaCharlotte-Concord-Gastonia, NC-SC
Websitewww.fmbnc.com
Phonenot published in FDIC data, see the bank's website

FDIC record

FDIC Certificate2036
Federal Reserve RSSD ID348720
StatusActive
Charter classNM (STATE)
Holding companyF&M FINANCIAL CORP
Domestic offices12
Financials as ofJune 30, 2026

Routing number

FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.fmbnc.com.
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Offices nearest to headquarters

Farmers & Merchants Bank main office
Granite Quarry, NC
138 N Salisbury Gq Ave, 28146
Faith Teller'S Window Branch
Faith, NC
115 South Main Faith Street, 28041
Avalon Drive Branch
Salisbury, NC
102 Avalon Dr, 28146
Trinity Oaks Retirement Community Branch
Salisbury, NC
728 Klumac Rd, 28144
North Main Street Branch
Salisbury, NC
420 N Main St, 28144
Rockwell Branch
Rockwell, NC
418 W Main St, 28138
West Salisbury Branch
Salisbury, NC
630 Jake Alexander Blvd W, 28147
Statesville Boulevard Express Branch
Salisbury, NC
221 Statesville Blvd, 28144
China Grove Branch
China Grove, NC
116 N Main St, 28023
Kannapolis Branch
Kannapolis, NC
2975 Dale Earnhardt Blvd, 28083
Church Street Branch
Concord, NC
635 Church St N, 28025
Raleigh Branch
Raleigh, NC
6801 Falls Of Neuse Rd, 27615

Where Farmers & Merchants Bank has offices