US Bank Directory

Banks in Lexington, NC

8 FDIC-insured banks operate 14 offices in Lexington, North Carolina, and 3 credit unions have 3 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Lexington

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 11 banks and credit unions operate 17 locations in Lexington, according to the FDIC and the NCUA. 17 of them have coordinates on record and are on the map. 12 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

17 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Lexington

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: FNB has the most locations in Lexington, with 5. It is followed by Truist (2), Pinnacle Bank (2). 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

FNB First National Bank of Pennsylvania · 5 branches · main office Greenville, PA Bank · 5

FNB has 5 branches in Lexington, 97 across North Carolina and 361 nationwide. FDIC records list its main office in Greenville, PA and show it operating since 1864. With $50.80 billion in total assets on June 30, 2026, it ranks No. 50 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lexington location is the Lexington Main Branch at 23 W Center St, dating to 1949; the newest, at 298 Lowes Blvd, to 2011. None of its 5 Lexington locations with published hours lists Saturday hours.

  • Lexington Main Branch
    23 W Center St, 27292
    (336) 780-7564Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed

    Hours: FNB branch locator (All The Places), checked Oct 10, 2026

  • Lexington South Branch
    298 Lowes Blvd, 27292
    (336) 780-7562Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed

    Hours: FNB branch locator (All The Places), checked Oct 10, 2026

  • Tyro Branch
    4481 S Nc Highway 150, 27295
    (336) 780-7557Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed

    Hours: FNB branch locator (All The Places), checked Oct 10, 2026

  • Uptown Express Drive-Thru
    500 S Main St, 27292
    (336) 780-7559Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed

    Hours: FNB branch locator (All The Places), checked Oct 10, 2026

  • Welcome Branch
    6123 Old Us Highway 52, 27295
    (336) 780-7558Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed

    Hours: FNB branch locator (All The Places), checked Oct 10, 2026

FNB: profile, branches and contacts
Pinnacle Bank 2 branches · main office Nashville, TN Bank · 2

Pinnacle Bank has 2 branches in Lexington, 53 across North Carolina and 429 nationwide. FDIC records list its main office in Nashville, TN and show it operating since 2000. With $128.79 billion in total assets on June 30, 2026, it ranks No. 28 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lexington location is the Lexington Branch at 115 E Center St, dating to 1997; the newest, at 6355 Old Us Highway 52, to 2006. It does not publish hours in the sources this page uses; check its site before you go.

  • Lexington Branch
    115 E Center St, 27292
    Hours: see the bank's site
  • Welcome Branch
    6355 Old Us Highway 52, 27295
    Hours: see the bank's site
Pinnacle Bank: profile, branches and contacts
Truist Truist Bank · 2 branches · main office Charlotte, NC Bank · 2

Truist has 2 branches in Lexington, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lexington location is the Welcome Branch at 6287 Old Us Highway 52, dating to 1919; the newest, at 209 N Main St, to 2004. None of its 2 Lexington locations with published hours lists Saturday hours.

  • Lexington Branch
    209 N Main St, 27292
    (336) 248-8000Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

  • Welcome Branch
    6287 Old Us Highway 52, 27295
    (336) 731-8411Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts
Bank OZK 1 branch · main office Little Rock, AR Bank · 1

Bank OZK has 1 branch in Lexington, 28 across North Carolina and 272 nationwide. FDIC records list its main office in Little Rock, AR and show it operating since 1903. With $41.70 billion in total assets on June 30, 2026, it ranks No. 57 of 4,232 U.S. banks by total assets. The Lexington Branch at 119 W Center St dates to 2004 in FDIC branch records. Its published hours do not list Saturday.

  • Lexington Branch
    119 W Center St, 27292
    (336) 249-0170Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Bank OZK branch locator (All The Places), checked Oct 10, 2026

Bank OZK: profile, branches and contacts
HomeTrust Bank 1 branch · main office Asheville, NC Bank · 1

HomeTrust Bank has 1 branch in Lexington, 18 across North Carolina and 33 nationwide. FDIC records list its main office in Asheville, NC and show it operating since 1926. With $4.44 billion in total assets on June 30, 2026, it ranks No. 314 of 4,232 U.S. banks by total assets. The Lexington Branch at 107 W Center St dates to 1928 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Lexington Branch
    107 W Center St, 27292
    Hours: see the bank's site
HomeTrust Bank: profile, branches and contacts
Self-help Credit Union 1 office · main office Durham, NC Credit union · 1

Self-help Credit Union has 1 office in Lexington, 25 across North Carolina. It is based in Durham, NC and $2.15 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Lexington
    1891 Brown St, 27292
    (336) 249-5642Today 9 am to 5 pm
    All hours

    Mon to Tue not published; Wed 9 am to 5 pm; Thu to Sun not published

    Hours: NCUA, March 31, 2026

Self-help Credit Union: profile, branches and contacts
State Employees' Credit Union 1 office · main office Raleigh, NC Credit union · 1

State Employees' Credit Union has 1 office in Lexington, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Lexington
    404 Piedmont Dr, 27295
    (336) 243-2326Today 8:30 am to 5:30 pm
    All hours

    Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

State Employees' Credit Union: profile, branches and contacts
The Fidelity Bank 1 branch · main office Fuquay Varina, NC Bank · 1

The Fidelity Bank has 1 branch in Lexington, 54 across North Carolina and 55 nationwide. FDIC records list its main office in Fuquay Varina, NC and show it operating since 1909. With $4.66 billion in total assets on June 30, 2026, it ranks No. 301 of 4,232 U.S. banks by total assets. The Lexington Branch at 114 W 2nd Ave dates to 1903 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

The Fidelity Bank: profile, branches and contacts
Truliant Credit Union 1 office · main office Winston Salem, NC Credit union · 1

Truliant Credit Union has 1 office in Lexington, 30 across North Carolina. It is based in Winston Salem, NC and $5.45 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Lexington
    170 Lowes Blvd, 27292
    (800) 822-0382Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Truliant Credit Union: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Lexington, 219 across North Carolina and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Lexington Main Branch at 100 S State St dates to 1963 in FDIC branch records. It opens on Saturday.

  • Lexington Main Branch
    100 S State St, 27292
    (336) 248-3200Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts
Woodforest Woodforest National Bank · 1 branch · main office The Woodlands, TX Bank · 1

Woodforest has 1 branch in Lexington, 90 across North Carolina and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0822 Lexington Wal-Mart Branch at 160 Lowes Blvd dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 0822 Lexington Wal-Mart Branch
    160 Lowes Blvd, 27292
    Hours: see the bank's site
Woodforest: profile, branches and contacts

Join a credit union in Lexington

3 credit unions have 3 offices here: State Employees' Credit Union, Truliant Credit Union and Self-help Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lexington page has every office in the state's directory.

Banking in Lexington: the local picture

Short answer: 8 banks run 14 branches in Lexington according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 8 banks, 0 have their main office in Lexington, 3 elsewhere in North Carolina and 5 out of state, according to the FDIC.

The bank with the longest record here is FNB, operating since 1864 according to the FDIC. In FDIC branch records, the longest-running branch is The Fidelity Bank's office at 114 W 2nd Ave, dating to 1903; the newest is FNB's at 298 Lowes Blvd, from 2011.

3 credit unions have 3 offices in Lexington, according to the NCUA. Who can join each one is on the credit unions page.

Of the 12 locations with published hours. 1 opens on Saturday. 5 locations have no published hours in these sources.

Banks by ZIP code in Lexington

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 27292 has the most bank and credit union offices in Lexington (12), followed by 27295 (5). Offices are spread across 2 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
272921210FNB, Bank OZK, HomeTrust Bank
2729554FNB, Pinnacle Bank, State Employees' Credit Union

Banks open on Saturday in Lexington

Short answer: 1 of the 12 Lexington locations with published hours opens on Saturday, run by 1 institution.

  • Wells Fargo: 1 of 1 branch (100 S State St: Saturday 9 am to 2 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 17 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Lexington, and where the nearest one is if they do not.

Short answer: In Lexington: Wells Fargo (1), Truist (2). No branches in Lexington: Chase (nearest in Winston Salem, 17 mi), Bank of America (nearest in Thomasville, 11 mi), PNC Bank (nearest in Archdale, 17 mi), U.S. Bank (nearest in Huntersville, 44 mi), Fifth Third Bank (nearest in Landis, 28 mi), Huntington (nearest in Winston Salem, 17 mi), Regions Bank (nearest in Cornelius, 43 mi), TD Bank (nearest in Charlotte, 52 mi), BMO.

BankIn LexingtonNearest branch if none here
Wells Fargo1 branchhere
Truist2 brancheshere
ChaseNoneWinston Salem, 17 miles away
Bank of AmericaNoneThomasville, 11 miles away
PNC BankNoneArchdale, 17 miles away
U.S. BankNoneHuntersville, 44 miles away
Fifth Third BankNoneLandis, 28 miles away
HuntingtonNoneWinston Salem, 17 miles away
Regions BankNoneCornelius, 43 miles away
TD BankNoneCharlotte, 52 miles away
BMONonenone in North Carolina

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lexington to the nearest branch in North Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lexington residents like anyone else.

Banks near Lexington

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Thomasville (11 miles) and Advance (15 miles). Winston Salem, 18 miles away, has the most banks nearby: 23.

Bank branch openings and closings in Lexington

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Lexington between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Lexington by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lexington offices.

Short answer: Wells Fargo is the largest bank with offices in Lexington, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Truist is second with $548.35 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
Truist$548.35 billionNo. 92Charlotte, NC
Pinnacle Bank$128.79 billionNo. 282Nashville, TN
FNB$50.80 billionNo. 505Greenville, PA
Bank OZK$41.70 billionNo. 571Little Rock, AR
Woodforest$8.98 billionNo. 1811The Woodlands, TX
The Fidelity Bank$4.66 billionNo. 3011Fuquay Varina, NC
HomeTrust Bank$4.44 billionNo. 3141Asheville, NC

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Lexington: FAQ

How many banks are in Lexington, NC?

Lexington has 8 banks with 14 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Lexington?

FNB, with 5. Truist has 2 and Pinnacle Bank has 2.

Is there a FNB in Lexington, NC?

Yes. FDIC data lists 5 FNB branches in Lexington as of September 5, 2026. Its branches are listed under FNB above, with the address and directions for each.

Is there a Truist in Lexington, NC?

Yes. FDIC data lists 2 Truist branches in Lexington as of September 5, 2026. Its branches are listed under Truist above, with the address and directions for each.

Is there a Pinnacle Bank in Lexington, NC?

Yes. FDIC data lists 2 Pinnacle Bank branches in Lexington as of September 5, 2026. Its branches are listed under Pinnacle Bank above, with the address and directions for each.

Is there a Chase in Lexington, NC?

No. FDIC data lists no Chase branch in Lexington as of September 5, 2026. The nearest is in Winston Salem, about 17 miles away in a straight line.

Which banks in Lexington are open on Saturday?

Wells Fargo publishes Saturday hours for one or more Lexington locations. The Saturday section above lists each one with its hours. 5 of the 17 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Lexington?

FNB has the longest record among banks with a branch here: the FDIC shows it operating since 1864.

Which credit unions can I join in Lexington?

State Employees' Credit Union, Truliant Credit Union and Self-help Credit Union have offices in Lexington. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Lexington in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Lexington?

Nearby cities with more banks include Thomasville, Advance, Clemmons. Thomasville is 11 miles away with 8 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 3 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (9 of 14 branches: Bank OZK, FNB, Truist, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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