Banks in Ocracoke, NC

Bank branch map: Ocracoke

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Ocracoke, according to the FDIC. 1 of them has coordinates on record and is on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Ocracoke

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: FNB is the only bank with an office in Ocracoke. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

FNB First National Bank of Pennsylvania · 1 branch · main office Greenville, PA Bank · 1

FNB has 1 branch in Ocracoke, 97 across North Carolina and 361 nationwide. FDIC records list its main office in Greenville, PA and show it operating since 1864. With $50.80 billion in total assets on June 30, 2026, it ranks No. 50 of 4,232 U.S. banks by total assets. The Ocracoke Branch at 782 Irvin Garrish Hwy dates to 1978 in FDIC branch records. Its published hours do not list Saturday.

• Ocracoke Branch

  782 Irvin Garrish Hwy, 27960

  (252) 928-5231Today 9 am to 5 pm

  All hours

  Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed

  Hours: FNB branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

FNB: profile, branches and contacts

Banking in Ocracoke: the local picture

Short answer: 1 bank runs 1 branch in Ocracoke according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

FNB has its main office in Greenville, PA, according to the FDIC.

The bank with the longest record here is FNB, operating since 1864 according to the FDIC.

Of the 1 location with published hours. None open on Saturday.

Saturday hours in Ocracoke

Short answer: None of the 1 Ocracoke location with published hours lists Saturday hours.

Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Ocracoke, and where the nearest one is if they do not.

Short answer: No branches in Ocracoke: Chase (nearest in Greenville, 86 mi), Wells Fargo (nearest in Bayboro, 46 mi), Bank of America (nearest in New Bern, 63 mi), PNC Bank (nearest in Morehead City, 50 mi), U.S. Bank (nearest in Charlotte, 269 mi), Truist (nearest in Beaufort, 47 mi), Fifth Third Bank (nearest in Wilmington, 128 mi), Huntington (nearest in Raleigh, 158 mi), Regions Bank (nearest in Raleigh, 159 mi), TD Bank (nearest in Hampstead, 110 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ocracoke to the nearest branch in North Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ocracoke residents like anyone else.

Banks near Ocracoke

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Bayboro (45 miles) and Beaufort (46 miles). Morehead City, 52 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Ocracoke

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Ocracoke between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Ocracoke by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ocracoke offices.

Short answer: FNB is the largest bank with offices in Ocracoke, with $50.80 billion in total assets on June 30, 2026, No. 50 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Ocracoke: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.