US Bank Directory
Banks in Morehead City, NC
10 FDIC-insured banks operate 11 offices in Morehead City, North Carolina, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Morehead City
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 12 banks and credit unions operate 13 locations in Morehead City, according to the FDIC and the NCUA. 12 of them have coordinates on record and are on the map. 8 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
12 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Morehead City
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Truist has the most locations in Morehead City, with 2. The other 9 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Truist Bank · 2
Truist has 2 branches in Morehead City, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Morehead City location is the Morehead Plaza Branch at 2806 Arendell St, dating to 1975; the newest, at 5002 Hwy 70 W, to 2011. None of its 2 Morehead City locations with published hours lists Saturday hours.
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Morehead Plaza Branch2806 Arendell St, 28557
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Governor'S Station Branch5002 Hwy 70 W, 28557
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
First Bank Bank · 1
First Bank has 1 branch in Morehead City, 102 across North Carolina and 116 nationwide. FDIC records list its main office in Southern Pines, NC and show it operating since 1934. With $13.03 billion in total assets on June 30, 2026, it ranks No. 138 of 4,232 U.S. banks by total assets. The 120 Morehead City at 137 Nc Highway 24 dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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120 Morehead City137 Nc Highway 24, 28557
First Citizens Bank Bank · 1
First Citizens Bank has 1 branch in Morehead City, 196 across North Carolina and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Morehead City Main Branch at 3412 Bridges St dates to 1971 in FDIC branch records. Its published hours do not list Saturday.
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Morehead City Main Branch3412 Bridges St, 28557
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
First Flight Credit Union Credit union · 1
First Flight Credit Union has 1 office in Morehead City, 6 across North Carolina. It is based in Cary, NC and $278.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Morehead City4501 Arendell St, 28557
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Morehead City, 101 across North Carolina and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Morehead City Branch at 2300 Arendell St dates to 1996 in FDIC branch records. Its published hours do not list Saturday.
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Morehead City Branch2300 Arendell St, 28557
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Providence Bank Bank · 1
Providence Bank has 1 branch in Morehead City, 10 across North Carolina and 10 nationwide. FDIC records list its main office in Rocky Mount, NC and show it operating since 2006. With $1.51 billion in total assets on June 30, 2026, it ranks No. 738 of 4,232 U.S. banks by total assets. The Morehead City Branch at 4737g Arendell St dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Morehead City Branch4737g Arendell St, 28557
Southern Bank Bank · 1
Southern Bank has 1 branch in Morehead City, 47 across North Carolina and 56 nationwide. FDIC records list its main office in Mount Olive, NC and show it operating since 1901. With $5.30 billion in total assets on June 30, 2026, it ranks No. 280 of 4,232 U.S. banks by total assets. The Morehead City Branch Office at 210 Nc Highway 24 dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Morehead City Branch Office210 Nc Highway 24, 28557
State Employees' Credit Union Credit union · 1
State Employees' Credit Union has 1 office in Morehead City, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Morehead City5073 Executive Dr, 28557
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
TowneBank Bank · 1
TowneBank has 1 branch in Morehead City, 24 across North Carolina and 81 nationwide. FDIC records list its main office in Portsmouth, VA and show it operating since 1999. With $22.62 billion in total assets on June 30, 2026, it ranks No. 94 of 4,232 U.S. banks by total assets. The Morehead City Branch at 5039 Executive Dr dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Morehead City Branch5039 Executive Dr, 28557
United Bank Bank · 1
United Bank has 1 branch in Morehead City, 43 across North Carolina and 237 nationwide. FDIC records list its main office in Fairfax, VA and show it operating since 1979. With $33.64 billion in total assets on June 30, 2026, it ranks No. 65 of 4,232 U.S. banks by total assets. The Morehead City Branch at 4913 Arendell St dates to 1996 in FDIC branch records. Its published hours do not list Saturday.
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Morehead City Branch4913 Arendell St, 28557
All hours
Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat to Sun not published
Hours: United Bank branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Morehead City, 219 across North Carolina and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Mitchell Village Branch at 5003 Executive Dr dates to 1972 in FDIC branch records. Its published hours do not list Saturday.
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Mitchell Village Branch5003 Executive Dr, 28557
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Woodforest Bank · 1
Woodforest has 1 branch in Morehead City, 90 across North Carolina and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0816 Morehead City Wal-Mart Branch at 300 Nc Highway 24 dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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0816 Morehead City Wal-Mart Branch300 Nc Highway 24, 28557
Join a credit union in Morehead City
2 credit unions have 2 offices here: State Employees' Credit Union and First Flight Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Morehead City page has every office in the state's directory.
Banking in Morehead City: the local picture
Short answer: 10 banks run 11 branches in Morehead City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 10 banks, 0 have their main office in Morehead City, 5 elsewhere in North Carolina and 5 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is First Citizens Bank's office at 3412 Bridges St, dating to 1971; the newest is Southern Bank's at 210 Nc Highway 24, from 2026.
2 credit unions have 2 offices in Morehead City, according to the NCUA. Who can join each one is on the credit unions page.
Of the 8 locations with published hours. None open on Saturday. 5 locations have no published hours in these sources.
Saturday hours in Morehead City
Short answer: None of the 8 Morehead City locations with published hours lists Saturday hours. 5 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 13 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Morehead City, and where the nearest one is if they do not.
Short answer: In Morehead City: Wells Fargo (1), PNC Bank (1), Truist (2). No branches in Morehead City: Chase (nearest in Hampstead, 56 mi), Bank of America (nearest in New Bern, 31 mi), U.S. Bank (nearest in Charlotte, 227 mi), Fifth Third Bank (nearest in Wilmington, 75 mi), Huntington (nearest in Raleigh, 130 mi), Regions Bank (nearest in Raleigh, 131 mi), TD Bank (nearest in Hampstead, 58 mi), BMO.
| Bank | In Morehead City | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| PNC Bank | 1 branch | here |
| Truist | 2 branches | here |
| Chase | None | Hampstead, 56 miles away |
| Bank of America | None | New Bern, 31 miles away |
| U.S. Bank | None | Charlotte, 227 miles away |
| Fifth Third Bank | None | Wilmington, 75 miles away |
| Huntington | None | Raleigh, 130 miles away |
| Regions Bank | None | Raleigh, 131 miles away |
| TD Bank | None | Hampstead, 58 miles away |
| BMO | None | none in North Carolina |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Morehead City to the nearest branch in North Carolina.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Morehead City residents like anyone else.
Banks near Morehead City
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Beaufort (8 miles) and Havelock (13 miles). Jacksonville, 35 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Beaufort, NC | 8 mi | 4 | 4 |
| Banks in Havelock, NC | 13 mi | 3 | 3 |
| Banks in Bayboro, NC | 28 mi | 2 | 2 |
| Banks in New Bern, NC | 30 mi | 9 | 14 |
| Banks in Jacksonville, NC | 35 mi | 10 | 13 |
| Banks in Sneads Ferry, NC | 39 mi | 2 | 2 |
| Banks in Richlands, NC | 46 mi | 2 | 2 |
| Banks in Belhaven, NC | 57 mi | 2 | 2 |
Bank branch openings and closings in Morehead City
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Morehead City between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Jul 6, 2026 | Opened | Southern Bank | 210 Nc Highway 24, 28557 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Largest banks in Morehead City by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Morehead City offices.
Short answer: Wells Fargo is the largest bank with offices in Morehead City, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. PNC Bank is second with $609.77 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 2 | Charlotte, NC |
| First Citizens Bank | $236.32 billion | No. 19 | 1 | Raleigh, NC |
| United Bank | $33.64 billion | No. 65 | 1 | Fairfax, VA |
| TowneBank | $22.62 billion | No. 94 | 1 | Portsmouth, VA |
| First Bank | $13.03 billion | No. 138 | 1 | Southern Pines, NC |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| Southern Bank | $5.30 billion | No. 280 | 1 | Mount Olive, NC |
| Providence Bank | $1.51 billion | No. 738 | 1 | Rocky Mount, NC |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Morehead City: FAQ
How many banks are in Morehead City, NC?
Morehead City has 10 banks with 11 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Morehead City?
Truist, with 2. Wells Fargo has 1 and PNC Bank has 1.
Is there a Truist in Morehead City, NC?
Yes. FDIC data lists 2 Truist branches in Morehead City as of September 5, 2026. Its branches are listed under Truist above, with the address and directions for each.
Is there a Wells Fargo in Morehead City, NC?
Yes. FDIC data lists 1 Wells Fargo branch in Morehead City as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a PNC Bank in Morehead City, NC?
Yes. FDIC data lists 1 PNC Bank branch in Morehead City as of September 5, 2026. The address and directions are under PNC Bank above.
Is there a Chase in Morehead City, NC?
No. FDIC data lists no Chase branch in Morehead City as of September 5, 2026. The nearest is in Hampstead, about 56 miles away in a straight line.
Which banks in Morehead City are open on Saturday?
None of the 8 locations with published hours lists Saturday hours. 5 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Morehead City?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Morehead City?
State Employees' Credit Union and First Flight Credit Union have offices in Morehead City. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Morehead City in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Morehead City?
Nearby cities with more banks include Beaufort, Havelock, Bayboro. Beaufort is 8 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (6 of 11 branches: First Citizens Bank, PNC Bank, Truist, United Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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