US Bank Directory

Banks in Beaufort, NC

4 FDIC-insured banks operate 4 offices in Beaufort, North Carolina, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Beaufort

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 5 locations in Beaufort, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 4 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

5 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Beaufort

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 4 banks share the most locations in Beaufort, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Bank 1 branch · main office Southern Pines, NC Bank · 1

First Bank has 1 branch in Beaufort, 102 across North Carolina and 116 nationwide. FDIC records list its main office in Southern Pines, NC and show it operating since 1934. With $13.03 billion in total assets on June 30, 2026, it ranks No. 138 of 4,232 U.S. banks by total assets. The 109 Beaufort at 1503 Live Oak St dates to 1898 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

First Bank: profile, branches and contacts
First Citizens Bank First-Citizens Bank & Trust Company · 1 branch · main office Raleigh, NC Bank · 1

First Citizens Bank has 1 branch in Beaufort, 196 across North Carolina and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The East Beaufort Branch at 1505 Live Oak St dates to 1972 in FDIC branch records. Its published hours do not list Saturday.

  • East Beaufort Branch
    1505 Live Oak St, 28516
    (252) 728-4100Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026

First Citizens Bank: profile, branches and contacts
State Employees' Credit Union 1 office · main office Raleigh, NC Credit union · 1

State Employees' Credit Union has 1 office in Beaufort, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Beaufort
    1900 Live Oak St, 28516
    (252) 728-0027Today 8:30 am to 5:30 pm
    All hours

    Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

State Employees' Credit Union: profile, branches and contacts
Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Beaufort, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Beaufort Branch at 617 Front St dates to 1967 in FDIC branch records. Its published hours do not list Saturday.

  • Beaufort Branch
    617 Front St, 28516
    (252) 728-4501Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Beaufort, 219 across North Carolina and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Beaufort Oak Street Branch at 1792 Live Oak St dates to 1982 in FDIC branch records. Its published hours do not list Saturday.

  • Beaufort Oak Street Branch
    1792 Live Oak St, 28516
    (252) 728-2901Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts

Join a credit union in Beaufort

1 credit union has 1 office here: State Employees' Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Beaufort page has every office in the state's directory.

Banking in Beaufort: the local picture

Short answer: 4 banks run 4 branches in Beaufort according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in Beaufort, 3 elsewhere in North Carolina and 1 out of state, according to the FDIC.

The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is First Bank's office at 1503 Live Oak St, dating to 1898; the newest is Wells Fargo's at 1792 Live Oak St, from 1982.

The only credit union with an office here is State Employees' Credit Union.

Of the 4 locations with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in Beaufort

Short answer: None of the 4 Beaufort locations with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Beaufort, and where the nearest one is if they do not.

Short answer: In Beaufort: Wells Fargo (1), Truist (1). No branches in Beaufort: Chase (nearest in Hampstead, 63 mi), Bank of America (nearest in New Bern, 36 mi), PNC Bank (nearest in Morehead City, 5 mi), U.S. Bank (nearest in Charlotte, 235 mi), Fifth Third Bank (nearest in Wilmington, 81 mi), Huntington (nearest in Raleigh, 136 mi), Regions Bank (nearest in Raleigh, 137 mi), TD Bank (nearest in Hampstead, 65 mi), BMO.

BankIn BeaufortNearest branch if none here
Wells Fargo1 branchhere
Truist1 branchhere
ChaseNoneHampstead, 63 miles away
Bank of AmericaNoneNew Bern, 36 miles away
PNC BankNoneMorehead City, 5 miles away
U.S. BankNoneCharlotte, 235 miles away
Fifth Third BankNoneWilmington, 81 miles away
HuntingtonNoneRaleigh, 136 miles away
Regions BankNoneRaleigh, 137 miles away
TD BankNoneHampstead, 65 miles away
BMONonenone in North Carolina

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Beaufort to the nearest branch in North Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Beaufort residents like anyone else.

Banks near Beaufort

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Morehead City (8 miles) and Havelock (19 miles). Morehead City, 8 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Beaufort

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Beaufort between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Beaufort by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Beaufort offices.

Short answer: Wells Fargo is the largest bank with offices in Beaufort, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Truist is second with $548.35 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
Truist$548.35 billionNo. 91Charlotte, NC
First Citizens Bank$236.32 billionNo. 191Raleigh, NC
First Bank$13.03 billionNo. 1381Southern Pines, NC

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Beaufort: FAQ

How many banks are in Beaufort, NC?

Beaufort has 4 banks with 4 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Beaufort?

Wells Fargo, with 1. Truist has 1 and First Citizens Bank has 1.

Is there a Wells Fargo in Beaufort, NC?

Yes. FDIC data lists 1 Wells Fargo branch in Beaufort as of September 5, 2026. The address and directions are under Wells Fargo above.

Is there a Truist in Beaufort, NC?

Yes. FDIC data lists 1 Truist branch in Beaufort as of September 5, 2026. The address and directions are under Truist above.

Is there a First Citizens Bank in Beaufort, NC?

Yes. FDIC data lists 1 First Citizens Bank branch in Beaufort as of September 5, 2026. The address and directions are under First Citizens Bank above.

Is there a Chase in Beaufort, NC?

No. FDIC data lists no Chase branch in Beaufort as of September 5, 2026. The nearest is in Hampstead, about 63 miles away in a straight line.

Which banks in Beaufort are open on Saturday?

None of the 4 locations with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.

What is the oldest bank in Beaufort?

Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.

Which credit unions can I join in Beaufort?

State Employees' Credit Union has an office in Beaufort. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Beaufort in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Beaufort?

Nearby cities with more banks include Morehead City, Havelock, Bayboro. Morehead City is 8 miles away with 10 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (3 of 4 branches: First Citizens Bank, Truist, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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