US Bank Directory
Banks in New Bern, NC
9 FDIC-insured banks operate 14 offices in New Bern, North Carolina, and 3 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: New Bern
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 12 banks and credit unions operate 18 locations in New Bern, according to the FDIC and the NCUA. 17 of them have coordinates on record and are on the map. 15 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
17 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in New Bern
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Truist and First Citizens Bank have the most locations in New Bern, with 3 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Citizens Bank Bank · 3
First Citizens Bank has 3 branches in New Bern, 196 across North Carolina and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running New Bern location is the New Bern Branch at 305 Broad St, dating to 1934; the newest, at 2060 Waterscape Way, to 2020. None of its 3 New Bern locations with published hours lists Saturday hours.
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Carolina Colours Branch2060 Waterscape Way, 28562
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
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New Bern Branch305 Broad St, 28560
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
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Glenburnie Branch3490 Dr M L King Jr Boulevard, 28562
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
Truist Bank · 3
Truist has 3 branches in New Bern, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running New Bern location is the Highway 17 South Branch at 3509 Dr M L King Jr Blvd, dating to 1974; the newest, at 501 W Thurman Rd, to 2008. 1 of its 3 New Bern locations with published hours open on Saturday.
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Highway 17 South Branch3509 Dr M L King Jr Blvd, 28562
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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New Bern Downtown Branch375 S Front St, 28560
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Carolina Colours Branch501 W Thurman Rd, 28562
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
State Employees' Credit Union Credit union · 2
State Employees' Credit Union has 2 officees in New Bern, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 New Bern locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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New Bern - Howell Rd201 Howell Rd, 28562
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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New Bern - Elizabeth Ave3001 Elizabeth Ave, 28562
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
United Bank Bank · 2
United Bank has 2 branches in New Bern, 43 across North Carolina and 237 nationwide. FDIC records list its main office in Fairfax, VA and show it operating since 1979. With $33.64 billion in total assets on June 30, 2026, it ranks No. 65 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running New Bern location is the New Bern Branch at 1725 S Glenburnie Rd, dating to 1988; the newest, at 412 S Front St, to 1995. None of its 2 New Bern locations with published hours lists Saturday hours.
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New Bern Branch1725 S Glenburnie Rd, 28562
All hours
Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat to Sun not published
Hours: United Bank branch locator (All The Places), checked Oct 10, 2026
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South Front Street Branch412 S Front St, 28560
All hours
Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat to Sun not published
Hours: United Bank branch locator (All The Places), checked Oct 10, 2026
Bank of America Bank · 1
Bank of America has 1 branch in New Bern, 109 across North Carolina and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Twin Rivers Branch at 3131 M L King Jr Blvd dates to 1979 in FDIC branch records. Its published hours do not list Saturday.
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Twin Rivers Branch3131 M L King Jr Blvd, 28562
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
First Flight Credit Union Credit union · 1
First Flight Credit Union has 1 office in New Bern, 6 across North Carolina. It is based in Cary, NC and $278.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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New Bern3127 M L King Jr Blvd, 28562
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
FNB Bank · 1
FNB has 1 branch in New Bern, 97 across North Carolina and 361 nationwide. FDIC records list its main office in Greenville, PA and show it operating since 1864. With $50.80 billion in total assets on June 30, 2026, it ranks No. 50 of 4,232 U.S. banks by total assets. The New Bern Branch at 513 Mccarthy Blvd dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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New Bern Branch513 Mccarthy Blvd, 28562
Marine Credit Union Credit union · 1
Marine Credit Union has 1 office in New Bern, 12 across North Carolina. It is based in Jacksonville, NC and $1.08 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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New Bern2034 Waterscape Way, 28562
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in New Bern, 101 across North Carolina and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The New Bern Branch at 3360 Dr. M L King Boulevard dates to 1995 in FDIC branch records. Its published hours do not list Saturday.
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New Bern Branch3360 Dr. M L King Boulevard, 28562
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Southern Bank Bank · 1
Southern Bank has 1 branch in New Bern, 47 across North Carolina and 56 nationwide. FDIC records list its main office in Mount Olive, NC and show it operating since 1901. With $5.30 billion in total assets on June 30, 2026, it ranks No. 280 of 4,232 U.S. banks by total assets. The New Bern Office Branch at 1319 Commerce Drive dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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New Bern Office Branch1319 Commerce Drive, 28560
Wells Fargo Bank · 1
Wells Fargo has 1 branch in New Bern, 219 across North Carolina and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Twin Rivers Branch at 3100 Martin Luther King Jr Blvd dates to 1981 in FDIC branch records. It opens on Saturday.
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Twin Rivers Branch3100 Martin Luther King Jr Blvd, 28562
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Woodforest Bank · 1
Woodforest has 1 branch in New Bern, 90 across North Carolina and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0815 New Bern Wal-Mart Branch at 3105 Martin Luther King Jr Blvd dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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0815 New Bern Wal-Mart Branch3105 Martin Luther King Jr Blvd, 28562
Join a credit union in New Bern
3 credit unions have 4 offices here: State Employees' Credit Union, Marine Credit Union and First Flight Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in New Bern page has every office in the state's directory.
Banking in New Bern: the local picture
Short answer: 9 banks run 14 branches in New Bern according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 9 banks, 0 have their main office in New Bern, 4 elsewhere in North Carolina and 5 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is First Citizens Bank's office at 305 Broad St, dating to 1934; the newest is Southern Bank's at 1319 Commerce Drive, from 2024.
3 credit unions have 4 offices in New Bern, according to the NCUA. Who can join each one is on the credit unions page.
Of the 15 locations with published hours. 2 open on Saturday. 3 locations have no published hours in these sources.
Banks by ZIP code in New Bern
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 28562 has the most bank and credit union offices in New Bern (14), followed by 28560 (4). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 28562 | 14 | 11 | First Citizens Bank, State Employees' Credit Union, Truist |
| 28560 | 4 | 4 | First Citizens Bank, Southern Bank, Truist |
Banks open on Saturday in New Bern
Short answer: 2 of the 15 New Bern locations with published hours open on Saturday, run by 2 institutions.
- Truist: 1 of 3 branches (3509 Dr M L King Jr Blvd: Saturday 9 am to 12 pm)
- Wells Fargo: 1 of 1 branch (3100 Martin Luther King Jr Blvd: Saturday 9 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 18 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in New Bern, and where the nearest one is if they do not.
Short answer: In New Bern: Wells Fargo (1), Bank of America (1), PNC Bank (1), Truist (3). No branches in New Bern: Chase (nearest in Greenville, 39 mi), U.S. Bank (nearest in Charlotte, 208 mi), Fifth Third Bank (nearest in Wilmington, 80 mi), Huntington (nearest in Raleigh, 102 mi), Regions Bank (nearest in Raleigh, 103 mi), TD Bank (nearest in Hampstead, 61 mi), BMO.
| Bank | In New Bern | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| Bank of America | 1 branch | here |
| PNC Bank | 1 branch | here |
| Truist | 3 branches | here |
| Chase | None | Greenville, 39 miles away |
| U.S. Bank | None | Charlotte, 208 miles away |
| Fifth Third Bank | None | Wilmington, 80 miles away |
| Huntington | None | Raleigh, 102 miles away |
| Regions Bank | None | Raleigh, 103 miles away |
| TD Bank | None | Hampstead, 61 miles away |
| BMO | None | none in North Carolina |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of New Bern to the nearest branch in North Carolina.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to New Bern residents like anyone else.
Banks near New Bern
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Bayboro (17 miles) and Havelock (17 miles). Jacksonville, 29 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Bayboro, NC | 17 mi | 2 | 2 |
| Banks in Havelock, NC | 17 mi | 3 | 3 |
| Banks in Jacksonville, NC | 29 mi | 10 | 13 |
| Banks in Morehead City, NC | 30 mi | 10 | 11 |
| Banks in Richlands, NC | 31 mi | 2 | 2 |
| Banks in Washington, NC | 32 mi | 5 | 6 |
| Banks in Kinston, NC | 32 mi | 7 | 9 |
| Banks in Ayden, NC | 33 mi | 2 | 2 |
Bank branch openings and closings in New Bern
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in New Bern between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in New Bern by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its New Bern offices.
Short answer: Bank of America is the largest bank with offices in New Bern, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 3 | Charlotte, NC |
| First Citizens Bank | $236.32 billion | No. 19 | 3 | Raleigh, NC |
| FNB | $50.80 billion | No. 50 | 1 | Greenville, PA |
| United Bank | $33.64 billion | No. 65 | 2 | Fairfax, VA |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| Southern Bank | $5.30 billion | No. 280 | 1 | Mount Olive, NC |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in New Bern: FAQ
How many banks are in New Bern, NC?
New Bern has 9 banks with 14 branches and 3 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in New Bern?
Truist, with 3. First Citizens Bank has 3 and United Bank has 2.
Is there a Truist in New Bern, NC?
Yes. FDIC data lists 3 Truist branches in New Bern as of September 5, 2026. Its branches are listed under Truist above, with the address and directions for each.
Is there a First Citizens Bank in New Bern, NC?
Yes. FDIC data lists 3 First Citizens Bank branches in New Bern as of September 5, 2026. Its branches are listed under First Citizens Bank above, with the address and directions for each.
Is there a United Bank in New Bern, NC?
Yes. FDIC data lists 2 United Bank branches in New Bern as of September 5, 2026. Its branches are listed under United Bank above, with the address and directions for each.
Is there a Chase in New Bern, NC?
No. FDIC data lists no Chase branch in New Bern as of September 5, 2026. The nearest is in Greenville, about 39 miles away in a straight line.
Which banks in New Bern are open on Saturday?
Truist and Wells Fargo publish Saturday hours for one or more New Bern locations. The Saturday section above lists each one with its hours. 3 of the 18 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in New Bern?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in New Bern?
State Employees' Credit Union, Marine Credit Union and First Flight Credit Union have offices in New Bern. Check each credit union's membership rules before you apply.
Did any bank branches open or close in New Bern in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near New Bern?
Nearby cities with more banks include Bayboro, Havelock, Jacksonville. Bayboro is 17 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (11 of 14 branches: Bank of America, First Citizens Bank, PNC Bank, Truist, United Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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