US Bank Directory
Banks in Kinston, NC
7 FDIC-insured banks operate 9 offices in Kinston, North Carolina, and 3 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Kinston
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 10 banks and credit unions operate 13 locations in Kinston, according to the FDIC and the NCUA. 13 of them have coordinates on record and are on the map. 12 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
13 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Kinston
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Truist and First Citizens Bank have the most locations in Kinston, with 2 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Citizens Bank Bank · 2
First Citizens Bank has 2 branches in Kinston, 196 across North Carolina and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Kinston location is the Plaza Branch at 607 Plaza Blvd, dating to 1966; the newest, at 800 N Queen St, to 1976. None of its 2 Kinston locations with published hours lists Saturday hours.
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Plaza Branch607 Plaza Blvd, 28501
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
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Main Office Branch800 N Queen St, 28501
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
State Employees' Credit Union Credit union · 2
State Employees' Credit Union has 2 officees in Kinston, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Kinston locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Kinston - Airport Road210 Airport Rd, 28504
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Kinston - Vernon Ave2216 W Vernon Ave, 28504
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Truist Bank · 2
Truist has 2 branches in Kinston, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Kinston location is the Kinston Main Branch at 2009 W Vernon Ave, dating to 1969; the newest, at 611 Plaza Blvd, to 1976. None of its 2 Kinston locations with published hours lists Saturday hours.
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Kinston Main Branch2009 W Vernon Ave, 28504
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Kinston Plaza Branch611 Plaza Blvd, 28501
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
FNB Bank · 1
FNB has 1 branch in Kinston, 97 across North Carolina and 361 nationwide. FDIC records list its main office in Greenville, PA and show it operating since 1864. With $50.80 billion in total assets on June 30, 2026, it ranks No. 50 of 4,232 U.S. banks by total assets. The Kinston Branch at 1101 W Vernon Ave dates to 2003 in FDIC branch records. Its published hours do not list Saturday.
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Kinston Branch1101 W Vernon Ave, 28501
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: FNB branch locator (All The Places), checked Oct 10, 2026
Greater Kinston Credit Union Credit union · 1
Greater Kinston Credit Union has 1 office in Kinston, 1 across North Carolina. It is based in Kinston, NC and $14.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office901 N Queen St, 28501
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Kinston, 101 across North Carolina and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Kinston Branch at 609 Plaza Blvd dates to 1995 in FDIC branch records. Its published hours do not list Saturday.
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Kinston Branch609 Plaza Blvd, 28501
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Self-help Credit Union Credit union · 1
Self-help Credit Union has 1 office in Kinston, 25 across North Carolina. It is based in Durham, NC and $2.15 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Kinston1910 W Vernon Ave, 28504
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Southern Bank Bank · 1
Southern Bank has 1 branch in Kinston, 47 across North Carolina and 56 nationwide. FDIC records list its main office in Mount Olive, NC and show it operating since 1901. With $5.30 billion in total assets on June 30, 2026, it ranks No. 280 of 4,232 U.S. banks by total assets. The Kinston Branch at 514 Plaza Blvd dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kinston Branch514 Plaza Blvd, 28501
United Bank Bank · 1
United Bank has 1 branch in Kinston, 43 across North Carolina and 237 nationwide. FDIC records list its main office in Fairfax, VA and show it operating since 1979. With $33.64 billion in total assets on June 30, 2026, it ranks No. 65 of 4,232 U.S. banks by total assets. The Kinston Main Branch at 1900 W Vernon Ave dates to 1977 in FDIC branch records. Its published hours do not list Saturday.
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Kinston Main Branch1900 W Vernon Ave, 28504
All hours
Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat to Sun not published
Hours: United Bank branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Kinston, 219 across North Carolina and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Vernon Park Mall Branch at 1903 W Vernon Ave dates to 1959 in FDIC branch records. Its published hours do not list Saturday.
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Vernon Park Mall Branch1903 W Vernon Ave, 28504
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Kinston
3 credit unions have 4 offices here: State Employees' Credit Union, Self-help Credit Union and Greater Kinston Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Kinston page has every office in the state's directory.
Banking in Kinston: the local picture
Short answer: 7 banks run 9 branches in Kinston according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 0 have their main office in Kinston, 3 elsewhere in North Carolina and 4 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 1903 W Vernon Ave, dating to 1959; the newest is Southern Bank's at 514 Plaza Blvd, from 2025.
3 credit unions have 4 offices in Kinston, according to the NCUA. Who can join each one is on the credit unions page.
Of the 12 locations with published hours. None open on Saturday. 1 location has no published hours in these sources.
Banks by ZIP code in Kinston
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 28501 has the most bank and credit union offices in Kinston (7), followed by 28504 (6). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 28501 | 7 | 6 | First Citizens Bank, FNB, Greater Kinston Credit Union |
| 28504 | 6 | 5 | State Employees' Credit Union, Self-help Credit Union, Truist |
Saturday hours in Kinston
Short answer: None of the 12 Kinston locations with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 13 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Kinston, and where the nearest one is if they do not.
Short answer: In Kinston: Wells Fargo (1), PNC Bank (1), Truist (2). No branches in Kinston: Chase (nearest in Greenville, 26 mi), Bank of America (nearest in Greenville, 24 mi), U.S. Bank (nearest in Charlotte, 178 mi), Fifth Third Bank (nearest in Clayton, 49 mi), Huntington (nearest in Raleigh, 71 mi), Regions Bank (nearest in Raleigh, 71 mi), TD Bank (nearest in Hampstead, 63 mi), BMO.
| Bank | In Kinston | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| PNC Bank | 1 branch | here |
| Truist | 2 branches | here |
| Chase | None | Greenville, 26 miles away |
| Bank of America | None | Greenville, 24 miles away |
| U.S. Bank | None | Charlotte, 178 miles away |
| Fifth Third Bank | None | Clayton, 49 miles away |
| Huntington | None | Raleigh, 71 miles away |
| Regions Bank | None | Raleigh, 71 miles away |
| TD Bank | None | Hampstead, 63 miles away |
| BMO | None | none in North Carolina |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Kinston to the nearest branch in North Carolina.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Kinston residents like anyone else.
Banks near Kinston
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are La Grange (11 miles) and Ayden (16 miles). Greenville, 25 miles away, has the most banks nearby: 13.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in La Grange, NC | 11 mi | 2 | 2 |
| Banks in Ayden, NC | 16 mi | 2 | 2 |
| Banks in Winterville, NC | 22 mi | 4 | 4 |
| Banks in Farmville, NC | 22 mi | 2 | 2 |
| Banks in Goldsboro, NC | 22 mi | 10 | 15 |
| Banks in Greenville, NC | 25 mi | 13 | 25 |
| Banks in Beulaville, NC | 26 mi | 2 | 2 |
| Banks in Richlands, NC | 27 mi | 2 | 2 |
Bank branch openings and closings in Kinston
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Kinston between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Kinston
Short answer: 1 institution has its main office in Kinston: Greater Kinston Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Greater Kinston Credit Union | Credit union | $14.3 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Kinston by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Kinston offices.
Short answer: Wells Fargo is the largest bank with offices in Kinston, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. PNC Bank is second with $609.77 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 2 | Charlotte, NC |
| First Citizens Bank | $236.32 billion | No. 19 | 2 | Raleigh, NC |
| FNB | $50.80 billion | No. 50 | 1 | Greenville, PA |
| United Bank | $33.64 billion | No. 65 | 1 | Fairfax, VA |
| Southern Bank | $5.30 billion | No. 280 | 1 | Mount Olive, NC |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Kinston: FAQ
How many banks are in Kinston, NC?
Kinston has 7 banks with 9 branches and 3 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Kinston?
Truist, with 2. First Citizens Bank has 2 and Wells Fargo has 1.
Is there a Truist in Kinston, NC?
Yes. FDIC data lists 2 Truist branches in Kinston as of September 5, 2026. Its branches are listed under Truist above, with the address and directions for each.
Is there a First Citizens Bank in Kinston, NC?
Yes. FDIC data lists 2 First Citizens Bank branches in Kinston as of September 5, 2026. Its branches are listed under First Citizens Bank above, with the address and directions for each.
Is there a Wells Fargo in Kinston, NC?
Yes. FDIC data lists 1 Wells Fargo branch in Kinston as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a Chase in Kinston, NC?
No. FDIC data lists no Chase branch in Kinston as of September 5, 2026. The nearest is in Greenville, about 26 miles away in a straight line.
Which banks in Kinston are open on Saturday?
None of the 12 locations with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.
Which banks are headquartered in Kinston?
Greater Kinston Credit Union has its main office in Kinston, according to the FDIC and the NCUA.
What is the oldest bank in Kinston?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Kinston?
State Employees' Credit Union, Self-help Credit Union and Greater Kinston Credit Union have offices in Kinston. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Kinston in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Kinston?
Nearby cities with more banks include La Grange, Ayden, Winterville. La Grange is 11 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (8 of 9 branches: FNB, First Citizens Bank, PNC Bank, Truist, United Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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