US Bank Directory

Banks in Bayboro, NC

2 FDIC-insured banks operate 2 offices in Bayboro, North Carolina.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Bayboro

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Bayboro, according to the FDIC. 2 of them have coordinates on record and are on the map. 2 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Bayboro

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Wells Fargo and First Citizens Bank have the most locations in Bayboro, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Citizens Bank First-Citizens Bank & Trust Company · 1 branch · main office Raleigh, NC Bank · 1

First Citizens Bank has 1 branch in Bayboro, 196 across North Carolina and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Bayboro Branch at 310 Main St dates to 1972 in FDIC branch records. Its published hours do not list Saturday.

  • Bayboro Branch
    310 Main St, 28515
    (252) 745-4141Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026

First Citizens Bank: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Bayboro, 219 across North Carolina and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Bayboro Main Branch at 715 Main St dates to 1936 in FDIC branch records. Its published hours do not list Saturday.

  • Bayboro Main Branch
    715 Main St, 28515
    (252) 745-3141Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts

Banking in Bayboro: the local picture

Short answer: 2 banks run 2 branches in Bayboro according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Bayboro, 1 elsewhere in North Carolina and 1 out of state, according to the FDIC.

The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 715 Main St, dating to 1936; the newest is First Citizens Bank's at 310 Main St, from 1972.

Of the 2 locations with published hours. None open on Saturday.

Saturday hours in Bayboro

Short answer: None of the 2 Bayboro locations with published hours lists Saturday hours.

Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Bayboro, and where the nearest one is if they do not.

Short answer: In Bayboro: Wells Fargo (1). No branches in Bayboro: Chase (nearest in Greenville, 46 mi), Bank of America (nearest in New Bern, 18 mi), PNC Bank (nearest in New Bern, 18 mi), U.S. Bank (nearest in Charlotte, 224 mi), Truist (nearest in New Bern, 15 mi), Fifth Third Bank (nearest in Wilmington, 94 mi), Huntington (nearest in Raleigh, 115 mi), Regions Bank (nearest in Raleigh, 116 mi), TD Bank (nearest in Hampstead, 75 mi), BMO.

BankIn BayboroNearest branch if none here
Wells Fargo1 branchhere
ChaseNoneGreenville, 46 miles away
Bank of AmericaNoneNew Bern, 18 miles away
PNC BankNoneNew Bern, 18 miles away
U.S. BankNoneCharlotte, 224 miles away
TruistNoneNew Bern, 15 miles away
Fifth Third BankNoneWilmington, 94 miles away
HuntingtonNoneRaleigh, 115 miles away
Regions BankNoneRaleigh, 116 miles away
TD BankNoneHampstead, 75 miles away
BMONonenone in North Carolina

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Bayboro to the nearest branch in North Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Bayboro residents like anyone else.

Banks near Bayboro

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are New Bern (17 miles) and Havelock (19 miles). Morehead City, 28 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Bayboro

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Bayboro between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Bayboro by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Bayboro offices.

Short answer: Wells Fargo is the largest bank with offices in Bayboro, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. First Citizens Bank is second with $236.32 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
First Citizens Bank$236.32 billionNo. 191Raleigh, NC

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Bayboro: FAQ

How many banks are in Bayboro, NC?

Bayboro has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Bayboro?

Wells Fargo, with 1. First Citizens Bank has 1.

Is there a Wells Fargo in Bayboro, NC?

Yes. FDIC data lists 1 Wells Fargo branch in Bayboro as of September 5, 2026. The address and directions are under Wells Fargo above.

Is there a First Citizens Bank in Bayboro, NC?

Yes. FDIC data lists 1 First Citizens Bank branch in Bayboro as of September 5, 2026. The address and directions are under First Citizens Bank above.

Is there a Chase in Bayboro, NC?

No. FDIC data lists no Chase branch in Bayboro as of September 5, 2026. The nearest is in Greenville, about 46 miles away in a straight line.

Which banks in Bayboro are open on Saturday?

None of the 2 locations with published hours lists Saturday hours. 0 locations do not publish hours in our sources; call ahead.

What is the oldest bank in Bayboro?

Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.

Did any bank branches open or close in Bayboro in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Bayboro?

Nearby cities with more banks include New Bern, Havelock, Morehead City. New Bern is 17 miles away with 9 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (2 of 2 branches: First Citizens Bank, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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