US Bank Directory
Banks in Nags Head, NC
3 FDIC-insured banks operate 3 offices in Nags Head, North Carolina, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Nags Head
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Nags Head, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Nags Head
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: PNC Bank, FNB and TowneBank have the most locations in Nags Head, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
FNB Bank · 1
FNB has 1 branch in Nags Head, 97 across North Carolina and 361 nationwide. FDIC records list its main office in Greenville, PA and show it operating since 1864. With $50.80 billion in total assets on June 30, 2026, it ranks No. 50 of 4,232 U.S. banks by total assets. The Nags Head Branch at 2721 S Croatan Hwy dates to 1971 in FDIC branch records. Its published hours do not list Saturday.
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Nags Head Branch2721 S Croatan Hwy, 27959
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: FNB branch locator (All The Places), checked Oct 10, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Nags Head, 101 across North Carolina and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Nags Head Branch at 2619 S Croatan Hwy dates to 1954 in FDIC branch records. Its published hours do not list Saturday.
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Nags Head Branch2619 S Croatan Hwy, 27959
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
State Employees' Credit Union Credit union · 1
State Employees' Credit Union has 1 office in Nags Head, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Nags Head2609 S Croatan Hwy, 27959
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
TowneBank Bank · 1
TowneBank has 1 branch in Nags Head, 24 across North Carolina and 81 nationwide. FDIC records list its main office in Portsmouth, VA and show it operating since 1999. With $22.62 billion in total assets on June 30, 2026, it ranks No. 94 of 4,232 U.S. banks by total assets. The Nags Head Branch at 2525 S Croatan Hwy dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Nags Head Branch2525 S Croatan Hwy, 27959
Join a credit union in Nags Head
1 credit union has 1 office here: State Employees' Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Nags Head page has every office in the state's directory.
Banking in Nags Head: the local picture
Short answer: 3 banks run 3 branches in Nags Head according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Nags Head and 3 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is PNC Bank's office at 2619 S Croatan Hwy, dating to 1954; the newest is TowneBank's at 2525 S Croatan Hwy, from 2009.
The only credit union with an office here is State Employees' Credit Union.
Of the 3 locations with published hours. None open on Saturday. 1 location has no published hours in these sources.
Saturday hours in Nags Head
Short answer: None of the 3 Nags Head locations with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Nags Head, and where the nearest one is if they do not.
Short answer: In Nags Head: PNC Bank (1). No branches in Nags Head: Chase (nearest in Greenville, 100 mi), Wells Fargo (nearest in Kill Devil Hills, 5 mi), Bank of America (nearest in Greenville, 101 mi), U.S. Bank (nearest in Charlotte, 290 mi), Truist (nearest in Kill Devil Hills, 4 mi), Fifth Third Bank (nearest in Clayton, 153 mi), Huntington (nearest in Raleigh, 168 mi), Regions Bank (nearest in Raleigh, 170 mi), TD Bank (nearest in Hampstead, 161 mi), BMO.
| Bank | In Nags Head | Nearest branch if none here |
|---|---|---|
| PNC Bank | 1 branch | here |
| Chase | None | Greenville, 100 miles away |
| Wells Fargo | None | Kill Devil Hills, 5 miles away |
| Bank of America | None | Greenville, 101 miles away |
| U.S. Bank | None | Charlotte, 290 miles away |
| Truist | None | Kill Devil Hills, 4 miles away |
| Fifth Third Bank | None | Clayton, 153 miles away |
| Huntington | None | Raleigh, 168 miles away |
| Regions Bank | None | Raleigh, 170 miles away |
| TD Bank | None | Hampstead, 161 miles away |
| BMO | None | none in North Carolina |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Nags Head to the nearest branch in North Carolina.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Nags Head residents like anyone else.
Banks near Nags Head
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Kill Devil Hills (3 miles) and Manteo (6 miles). Elizabeth City, 40 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Kill Devil Hills, NC | 3 mi | 5 | 5 |
| Banks in Manteo, NC | 6 mi | 2 | 2 |
| Banks in Kitty Hawk, NC | 9 mi | 4 | 4 |
| Banks in Southern Shores, NC | 9 mi | 2 | 2 |
| Banks in Elizabeth City, NC | 40 mi | 9 | 10 |
| Banks in Hertford, NC | 48 mi | 3 | 3 |
| Banks in Moyock, NC | 48 mi | 2 | 2 |
| Banks in Edenton, NC | 54 mi | 4 | 4 |
Bank branch openings and closings in Nags Head
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Nags Head between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Nags Head by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Nags Head offices.
Short answer: PNC Bank is the largest bank with offices in Nags Head, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. FNB is second with $50.80 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| FNB | $50.80 billion | No. 50 | 1 | Greenville, PA |
| TowneBank | $22.62 billion | No. 94 | 1 | Portsmouth, VA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Nags Head: FAQ
How many banks are in Nags Head, NC?
Nags Head has 3 banks with 3 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Nags Head?
PNC Bank, with 1. FNB has 1 and TowneBank has 1.
Is there a PNC Bank in Nags Head, NC?
Yes. FDIC data lists 1 PNC Bank branch in Nags Head as of September 5, 2026. The address and directions are under PNC Bank above.
Is there a FNB in Nags Head, NC?
Yes. FDIC data lists 1 FNB branch in Nags Head as of September 5, 2026. The address and directions are under FNB above.
Is there a TowneBank in Nags Head, NC?
Yes. FDIC data lists 1 TowneBank branch in Nags Head as of September 5, 2026. The address and directions are under TowneBank above.
Is there a Chase in Nags Head, NC?
No. FDIC data lists no Chase branch in Nags Head as of September 5, 2026. The nearest is in Greenville, about 100 miles away in a straight line.
Which banks in Nags Head are open on Saturday?
None of the 3 locations with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.
What is the oldest bank in Nags Head?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Nags Head?
State Employees' Credit Union has an office in Nags Head. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Nags Head in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Nags Head?
Nearby cities with more banks include Kill Devil Hills, Manteo, Kitty Hawk. Kill Devil Hills is 3 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 3 branches: FNB, PNC Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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