US Bank Directory

Banks in Elizabeth City, NC

9 FDIC-insured banks operate 10 offices in Elizabeth City, North Carolina, and 3 credit unions have 4 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Elizabeth City

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 12 banks and credit unions operate 14 locations in Elizabeth City, according to the FDIC and the NCUA. 13 of them have coordinates on record and are on the map. 9 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

13 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Elizabeth City

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Wells Fargo has the most locations in Elizabeth City, with 2. The other 8 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

State Employees' Credit Union 2 offices · main office Raleigh, NC Credit union · 2

State Employees' Credit Union has 2 officees in Elizabeth City, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Elizabeth City locations with published hours lists Saturday hours.

Who can join: see the credit union's site.

  • Elizabeth City - 17 North
    105 Northside Park, 27909
    (252) 331-2100Today 8:30 am to 5:30 pm
    All hours

    Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Elizabeth City - Halstead Blvd
    909 Halstead Blvd, 27909
    (252) 338-4191Today 8:30 am to 5:30 pm
    All hours

    Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

State Employees' Credit Union: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 2 branches · main office Sioux Falls, SD Bank · 2

Wells Fargo has 2 branches in Elizabeth City, 219 across North Carolina and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Elizabeth City location is the Southgate Branch at 1401 W Ehringhaus St, dating to 1968; the newest, at 1704 Weeksville Rd, to 2011. It opens on Saturday.

  • Southgate Branch
    1401 W Ehringhaus St, 27909
    (252) 331-1402Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  • Nc Pasquotank County 1 Branch
    1704 Weeksville Rd, 27909
    Hours: see the bank's site
Wells Fargo: profile, branches and contacts
Abnb Credit Union 1 office · main office Chesapeake, VA Credit union · 1

Abnb Credit Union has 1 office in Elizabeth City, 2 across North Carolina. It is based in Chesapeake, VA and $947.8 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Elizabeth City
    3855 Conlon Way Ste D, 27909
    (757) 523-5300Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Abnb Credit Union: profile, branches and contacts
Atlantic Union Bank 1 branch · main office Richmond City, VA Bank · 1

Atlantic Union Bank has 1 branch in Elizabeth City, 14 across North Carolina and 184 nationwide. FDIC records list its main office in Richmond City, VA and show it operating since 1997. With $38.02 billion in total assets on June 30, 2026, it ranks No. 59 of 4,232 U.S. banks by total assets. The Elizabeth City Main Branch at 1145 N Road St dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Elizabeth City Main Branch
    1145 N Road St, 27909
    Hours: see the bank's site
Atlantic Union Bank: profile, branches and contacts
First Bank 1 branch · main office Southern Pines, NC Bank · 1

First Bank has 1 branch in Elizabeth City, 102 across North Carolina and 116 nationwide. FDIC records list its main office in Southern Pines, NC and show it operating since 1934. With $13.03 billion in total assets on June 30, 2026, it ranks No. 138 of 4,232 U.S. banks by total assets. The 144 Elizabeth City Branch at 416 S Hughes Blvd dates to 2015 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 144 Elizabeth City Branch
    416 S Hughes Blvd, 27909
    Hours: see the bank's site
First Bank: profile, branches and contacts
First Citizens Bank First-Citizens Bank & Trust Company · 1 branch · main office Raleigh, NC Bank · 1

First Citizens Bank has 1 branch in Elizabeth City, 196 across North Carolina and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Elizabeth City Branch at 854 Halstead Blvd dates to 1976 in FDIC branch records. Its published hours do not list Saturday.

  • Elizabeth City Branch
    854 Halstead Blvd, 27909
    (252) 331-6060Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026

First Citizens Bank: profile, branches and contacts
Navy Federal Credit Union 1 office · main office Vienna, VA Credit union · 1

Navy Federal Credit Union has 1 office in Elizabeth City, 16 across North Carolina. It is based in Vienna, VA and $203.56 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Uscg Elizabeth City Nc
    1664 Weeksville Rd Bldg 984 Coast Guard Base Elizabeth City, 27909
    (888) 842-6328Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Navy Federal Credit Union: profile, branches and contacts
PNC Bank PNC Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

PNC Bank has 1 branch in Elizabeth City, 101 across North Carolina and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Elizabeth City-Southgate Branch at 1407 W Ehringhaus St dates to 1974 in FDIC branch records. It opens on Saturday.

  • Elizabeth City-Southgate Branch
    1407 W Ehringhaus St, 27909
    Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026

PNC Bank: profile, branches and contacts
Southern Bank 1 branch · main office Mount Olive, NC Bank · 1

Southern Bank has 1 branch in Elizabeth City, 47 across North Carolina and 56 nationwide. FDIC records list its main office in Mount Olive, NC and show it operating since 1901. With $5.30 billion in total assets on June 30, 2026, it ranks No. 280 of 4,232 U.S. banks by total assets. The Elizabeth City Branch at 1875 W City Dr dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Elizabeth City Branch
    1875 W City Dr, 27909
    Hours: see the bank's site
Southern Bank: profile, branches and contacts
Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Elizabeth City, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Elizabeth City Branch at 1000 W Ehringhaus St dates to 1916 in FDIC branch records. Its published hours do not list Saturday.

  • Elizabeth City Branch
    1000 W Ehringhaus St, 27909
    (252) 335-0888Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts
United Bank 1 branch · main office Fairfax, VA Bank · 1

United Bank has 1 branch in Elizabeth City, 43 across North Carolina and 237 nationwide. FDIC records list its main office in Fairfax, VA and show it operating since 1979. With $33.64 billion in total assets on June 30, 2026, it ranks No. 65 of 4,232 U.S. banks by total assets. The Elizabeth City Branch at 604 E Ehringhaus St dates to 1902 in FDIC branch records. Its published hours do not list Saturday.

  • Elizabeth City Branch
    604 E Ehringhaus St, 27909
    (252) 335-0849Today 8:30 am to 5 pm
    All hours

    Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat to Sun not published

    Hours: United Bank branch locator (All The Places), checked Oct 10, 2026

United Bank: profile, branches and contacts
Woodforest Woodforest National Bank · 1 branch · main office The Woodlands, TX Bank · 1

Woodforest has 1 branch in Elizabeth City, 90 across North Carolina and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The Elizabeth City Walmart Branch at 101 Tanglewood Pkwy N dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Elizabeth City Walmart Branch
    101 Tanglewood Pkwy N, 27909
    Hours: see the bank's site
Woodforest: profile, branches and contacts

Join a credit union in Elizabeth City

3 credit unions have 4 offices here: State Employees' Credit Union, Navy Federal Credit Union and Abnb Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Elizabeth City page has every office in the state's directory.

Banking in Elizabeth City: the local picture

Short answer: 9 banks run 10 branches in Elizabeth City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 9 banks, 0 have their main office in Elizabeth City, 4 elsewhere in North Carolina and 5 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is United Bank's office at 604 E Ehringhaus St, dating to 1902; the newest is Southern Bank's at 1875 W City Dr, from 2020.

3 credit unions have 4 offices in Elizabeth City, according to the NCUA. Who can join each one is on the credit unions page.

Of the 9 locations with published hours. 3 open on Saturday. 5 locations have no published hours in these sources.

Banks and credit unions open on Saturday in Elizabeth City

Short answer: 3 of the 9 Elizabeth City locations with published hours open on Saturday, run by 3 institutions.

  • Wells Fargo: 1 of 2 branches (1401 W Ehringhaus St: Saturday 9 am to 2 pm)
  • PNC Bank: 1 of 1 branch (1407 W Ehringhaus St: Saturday 9 am to 1 pm)
  • Abnb Credit Union: 1 of 1 office (3855 Conlon Way Ste D: Saturday 9 am to 1 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 14 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Elizabeth City, and where the nearest one is if they do not.

Short answer: In Elizabeth City: Wells Fargo (2), PNC Bank (1), Truist (1). No branches in Elizabeth City: Chase (nearest in Greenville, 79 mi), Bank of America (nearest in Greenville, 80 mi), U.S. Bank (nearest in Charlotte, 261 mi), Fifth Third Bank (nearest in Clayton, 125 mi), Huntington (nearest in Raleigh, 138 mi), Regions Bank (nearest in Raleigh, 139 mi), TD Bank (nearest in Raleigh, 139 mi), BMO.

BankIn Elizabeth CityNearest branch if none here
Wells Fargo2 brancheshere
PNC Bank1 branchhere
Truist1 branchhere
ChaseNoneGreenville, 79 miles away
Bank of AmericaNoneGreenville, 80 miles away
U.S. BankNoneCharlotte, 261 miles away
Fifth Third BankNoneClayton, 125 miles away
HuntingtonNoneRaleigh, 138 miles away
Regions BankNoneRaleigh, 139 miles away
TD BankNoneRaleigh, 139 miles away
BMONonenone in North Carolina

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Elizabeth City to the nearest branch in North Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Elizabeth City residents like anyone else.

Banks near Elizabeth City

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Hertford (15 miles) and Moyock (16 miles). Kill Devil Hills, 37 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Elizabeth City

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Elizabeth City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Elizabeth City by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Elizabeth City offices.

Short answer: Wells Fargo is the largest bank with offices in Elizabeth City, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. PNC Bank is second with $609.77 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Wells Fargo$1.91 trillionNo. 42Sioux Falls, SD
PNC Bank$609.77 billionNo. 81Wilmington, DE
Truist$548.35 billionNo. 91Charlotte, NC
First Citizens Bank$236.32 billionNo. 191Raleigh, NC
Atlantic Union Bank$38.02 billionNo. 591Richmond City, VA
United Bank$33.64 billionNo. 651Fairfax, VA
First Bank$13.03 billionNo. 1381Southern Pines, NC
Woodforest$8.98 billionNo. 1811The Woodlands, TX
Southern Bank$5.30 billionNo. 2801Mount Olive, NC

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Elizabeth City: FAQ

How many banks are in Elizabeth City, NC?

Elizabeth City has 9 banks with 10 branches and 3 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Elizabeth City?

Wells Fargo, with 2. PNC Bank has 1 and Truist has 1.

Is there a Wells Fargo in Elizabeth City, NC?

Yes. FDIC data lists 2 Wells Fargo branches in Elizabeth City as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.

Is there a PNC Bank in Elizabeth City, NC?

Yes. FDIC data lists 1 PNC Bank branch in Elizabeth City as of September 5, 2026. The address and directions are under PNC Bank above.

Is there a Truist in Elizabeth City, NC?

Yes. FDIC data lists 1 Truist branch in Elizabeth City as of September 5, 2026. The address and directions are under Truist above.

Is there a Chase in Elizabeth City, NC?

No. FDIC data lists no Chase branch in Elizabeth City as of September 5, 2026. The nearest is in Greenville, about 79 miles away in a straight line.

Which banks in Elizabeth City are open on Saturday?

Wells Fargo, PNC Bank and Abnb Credit Union publish Saturday hours for one or more Elizabeth City locations. The Saturday section above lists each one with its hours. 5 of the 14 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Elizabeth City?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Which credit unions can I join in Elizabeth City?

State Employees' Credit Union, Navy Federal Credit Union and Abnb Credit Union have offices in Elizabeth City. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Elizabeth City in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Elizabeth City?

Nearby cities with more banks include Hertford, Moyock, Edenton. Hertford is 15 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 3 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (5 of 10 branches: First Citizens Bank, PNC Bank, Truist, United Bank, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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