Banks in Southern Shores, NC

Bank branch map: Southern Shores

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Southern Shores, according to the FDIC. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Southern Shores

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Wells Fargo and TowneBank have the most locations in Southern Shores, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

TowneBank 1 branch · main office Portsmouth, VA Bank · 1

TowneBank has 1 branch in Southern Shores, 24 across North Carolina and 81 nationwide. FDIC records list its main office in Portsmouth, VA and show it operating since 1999. With $22.62 billion in total assets on June 30, 2026, it ranks No. 94 of 4,232 U.S. banks by total assets. The Southern Shores Branch at 2 Juniper Trl dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Southern Shores Branch

  2 Juniper Trl, 27949

  Hours: see the bank's site
  DirectionsWebsite

TowneBank: profile, branches and contacts

Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Southern Shores, 219 across North Carolina and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Southern Shores Branch at 5425 N Croatan Hwy dates to 1989 in FDIC branch records. Its published hours do not list Saturday.

• Southern Shores Branch

  5425 N Croatan Hwy, 27949

  (252) 261-6700Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Wells Fargo: profile, branches and contacts

Banking in Southern Shores: the local picture

Short answer: 2 banks run 2 branches in Southern Shores according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Southern Shores and 2 out of state, according to the FDIC.

The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 5425 N Croatan Hwy, dating to 1989; the newest is TowneBank's at 2 Juniper Trl, from 2005.

Of the 1 location with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in Southern Shores

Short answer: None of the 1 Southern Shores location with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Southern Shores, and where the nearest one is if they do not.

Short answer: In Southern Shores: Wells Fargo (1). No branches in Southern Shores: Chase (nearest in Greenville, 99 mi), Bank of America (nearest in Greenville, 99 mi), PNC Bank (nearest in Kitty Hawk, 1 mi), U.S. Bank (nearest in Charlotte, 287 mi), Truist (nearest in Kill Devil Hills, 5 mi), Fifth Third Bank (nearest in Clayton, 150 mi), Huntington (nearest in Raleigh, 164 mi), Regions Bank (nearest in Raleigh, 166 mi), TD Bank (nearest in Hampstead, 164 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Southern Shores to the nearest branch in North Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Southern Shores residents like anyone else.

Banks near Southern Shores

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Kitty Hawk (1 mile) and Kill Devil Hills (6 miles). Elizabeth City, 32 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Southern Shores

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Southern Shores between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Southern Shores by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Southern Shores offices.

Short answer: Wells Fargo is the largest bank with offices in Southern Shores, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. TowneBank is second with $22.62 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Southern Shores: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.