US Bank Directory
Banks in Kings Mountain, NC
3 FDIC-insured banks operate 3 offices in Kings Mountain, North Carolina, and 2 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Kings Mountain
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 6 locations in Kings Mountain, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Kings Mountain
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Truist, Bank OZK and Commercial Bank have the most locations in Kings Mountain, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
State Employees' Credit Union Credit union · 2
State Employees' Credit Union has 2 officees in Kings Mountain, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Kings Mountain locations with published hours open on Saturday.
Who can join: see the credit union's site.
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T5@Charlotte Ii Llc131 Riverside Ct, 28086
All hours
Mon to Sun 24 hours
Hours: NCUA, March 31, 2026
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Kings Mountain2104 Shelby Rd, 28086
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Bank OZK Bank · 1
Bank OZK has 1 branch in Kings Mountain, 28 across North Carolina and 272 nationwide. FDIC records list its main office in Little Rock, AR and show it operating since 1903. With $41.70 billion in total assets on June 30, 2026, it ranks No. 57 of 4,232 U.S. banks by total assets. The Kings Mountain Branch at 300 W Mountain St dates to 1907 in FDIC branch records. Its published hours do not list Saturday.
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Kings Mountain Branch300 W Mountain St, 28086
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Bank OZK branch locator (All The Places), checked Oct 10, 2026
Commercial Bank Bank · 1
Commercial Bank has 1 branch in Kings Mountain, 5 across North Carolina and 40 nationwide. FDIC records list its main office in Harrogate, TN and show it operating since 1976. With $2.36 billion in total assets on June 30, 2026, it ranks No. 528 of 4,232 U.S. banks by total assets. The Kings Mountain Branch at 1113 Shelby Rd dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kings Mountain Branch1113 Shelby Rd, 28086
Skyla Credit Union Credit union · 1
Skyla Credit Union has 1 office in Kings Mountain, 18 across North Carolina. It is based in Charlotte, NC and $1.66 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Kings Mountain114 E Gold St, 28086
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Truist Bank · 1
Truist has 1 branch in Kings Mountain, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Kings Mountain Branch at 410 E King St dates to 1979 in FDIC branch records. Its published hours do not list Saturday.
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Kings Mountain Branch410 E King St, 28086
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Kings Mountain
2 credit unions have 3 offices here: State Employees' Credit Union and Skyla Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Kings Mountain page has every office in the state's directory.
Banking in Kings Mountain: the local picture
Short answer: 3 banks run 3 branches in Kings Mountain according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Kings Mountain, 1 elsewhere in North Carolina and 2 out of state, according to the FDIC.
The bank with the longest record here is Truist, operating since 1872 according to the FDIC. In FDIC branch records, the longest-running branch is Bank OZK's office at 300 W Mountain St, dating to 1907; the newest is Commercial Bank's at 1113 Shelby Rd, from 2020.
2 credit unions have 3 offices in Kings Mountain, according to the NCUA. Who can join each one is on the credit unions page.
Of the 5 locations with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.
Credit unions open on Saturday in Kings Mountain
Short answer: 1 of the 5 Kings Mountain locations with published hours opens on Saturday, run by 1 institution.
- State Employees' Credit Union: 1 of 2 offices (131 Riverside Ct: Saturday 24 hours)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Kings Mountain, and where the nearest one is if they do not.
Short answer: In Kings Mountain: Truist (1). No branches in Kings Mountain: Chase (nearest in Gastonia, 12 mi), Wells Fargo (nearest in Gastonia, 10 mi), Bank of America (nearest in Gastonia, 7 mi), PNC Bank (nearest in Gastonia, 11 mi), U.S. Bank (nearest in Charlotte, 28 mi), Fifth Third Bank (nearest in Shelby, 11 mi), Huntington (nearest in Charlotte, 28 mi), Regions Bank (nearest in Charlotte, 24 mi), TD Bank (nearest in Charlotte, 26 mi), BMO.
| Bank | In Kings Mountain | Nearest branch if none here |
|---|---|---|
| Truist | 1 branch | here |
| Chase | None | Gastonia, 12 miles away |
| Wells Fargo | None | Gastonia, 10 miles away |
| Bank of America | None | Gastonia, 7 miles away |
| PNC Bank | None | Gastonia, 11 miles away |
| U.S. Bank | None | Charlotte, 28 miles away |
| Fifth Third Bank | None | Shelby, 11 miles away |
| Huntington | None | Charlotte, 28 miles away |
| Regions Bank | None | Charlotte, 24 miles away |
| TD Bank | None | Charlotte, 26 miles away |
| BMO | None | none in North Carolina |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Kings Mountain to the nearest branch in North Carolina.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Kings Mountain residents like anyone else.
Banks near Kings Mountain
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Cherryville (10 miles) and Gastonia (11 miles). Gastonia, 11 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Cherryville, NC | 10 mi | 3 | 3 |
| Banks in Gastonia, NC | 11 mi | 12 | 20 |
| Banks in Dallas, NC | 11 mi | 3 | 3 |
| Banks in Shelby, NC | 11 mi | 9 | 12 |
| Banks in Lincolnton, NC | 17 mi | 9 | 10 |
| Banks in Belmont, NC | 18 mi | 11 | 11 |
| Banks in Mount Holly, NC | 19 mi | 4 | 4 |
| Banks in Denver, NC | 25 mi | 9 | 10 |
Bank branch openings and closings in Kings Mountain
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Kings Mountain between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Kings Mountain by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Kings Mountain offices.
Short answer: Truist is the largest bank with offices in Kings Mountain, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. Bank OZK is second with $41.70 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| Bank OZK | $41.70 billion | No. 57 | 1 | Little Rock, AR |
| Commercial Bank | $2.36 billion | No. 528 | 1 | Harrogate, TN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Kings Mountain: FAQ
How many banks are in Kings Mountain, NC?
Kings Mountain has 3 banks with 3 branches and 2 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Kings Mountain?
Truist, with 1. Bank OZK has 1 and Commercial Bank has 1.
Is there a Truist in Kings Mountain, NC?
Yes. FDIC data lists 1 Truist branch in Kings Mountain as of September 5, 2026. The address and directions are under Truist above.
Is there a Bank OZK in Kings Mountain, NC?
Yes. FDIC data lists 1 Bank OZK branch in Kings Mountain as of September 5, 2026. The address and directions are under Bank OZK above.
Is there a Commercial Bank in Kings Mountain, NC?
Yes. FDIC data lists 1 Commercial Bank branch in Kings Mountain as of September 5, 2026. The address and directions are under Commercial Bank above.
Is there a Chase in Kings Mountain, NC?
No. FDIC data lists no Chase branch in Kings Mountain as of September 5, 2026. The nearest is in Gastonia, about 12 miles away in a straight line.
Which banks in Kings Mountain are open on Saturday?
State Employees' Credit Union publishes Saturday hours for one or more Kings Mountain locations. The Saturday section above lists each one with its hours. 1 of the 6 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Kings Mountain?
Truist has the longest record among banks with a branch here: the FDIC shows it operating since 1872.
Which credit unions can I join in Kings Mountain?
State Employees' Credit Union and Skyla Credit Union have offices in Kings Mountain. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Kings Mountain in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Kings Mountain?
Nearby cities with more banks include Cherryville, Gastonia, Dallas. Cherryville is 10 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 3 branches: Bank OZK, Truist) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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