US Bank Directory

Banks in Denver, NC

9 FDIC-insured banks operate 10 offices in Denver, North Carolina, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Denver

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 10 banks and credit unions operate 11 locations in Denver, according to the FDIC and the NCUA. 11 of them have coordinates on record and are on the map. 6 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

11 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Denver

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Peoples Bank has the most locations in Denver, with 2. The other 8 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Peoples Bank 2 branches · main office Newton, NC Bank · 2

Peoples Bank has 2 branches in Denver, 16 across North Carolina and 16 nationwide. FDIC records list its main office in Newton, NC and show it operating since 1912. With $1.76 billion in total assets on June 30, 2026, it ranks No. 654 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Denver location is the Denver Branch at 6125 S Nc 16 Business Hwy, dating to 1997; the newest, at 142 S Nc 16 Business Hwy, to 1997. It does not publish hours in the sources this page uses; check its site before you go.

  • Triangle Crossing Branch
    142 S Nc 16 Business Hwy, 28037
    Hours: see the bank's site
  • Denver Branch
    6125 S Nc 16 Business Hwy, 28037
    Hours: see the bank's site
Peoples Bank: profile, branches and contacts
Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Denver, 109 across North Carolina and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Waterside Crossing Branch at 119 Cross Center Rd dates to 2003 in FDIC branch records. It opens on Saturday.

  • Waterside Crossing Branch
    119 Cross Center Rd, 28037
    (704) 399-6595Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat 9 am to 2 pm; Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Fifth Third Bank Fifth Third Bank, National Association · 1 branch · main office Cincinnati, OH Bank · 1

Fifth Third Bank has 1 branch in Denver, 87 across North Carolina and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Waterside Crossing Branch at 7471 E Cross Dr dates to 2004 in FDIC branch records. It opens on Saturday.

  • Waterside Crossing Branch
    7471 E Cross Dr, 28037
    Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed

    Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026

Fifth Third Bank: profile, branches and contacts
First Citizens Bank First-Citizens Bank & Trust Company · 1 branch · main office Raleigh, NC Bank · 1

First Citizens Bank has 1 branch in Denver, 196 across North Carolina and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The East Lincoln Branch at 219 Highway 16 S dates to 2000 in FDIC branch records. Its published hours do not list Saturday.

  • East Lincoln Branch
    219 Highway 16 S, 28037
    (704) 827-7270Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026

First Citizens Bank: profile, branches and contacts
First Federal Savings Bank of Lincolnton 1 branch · main office Lincolnton, NC Bank · 1

First Federal Savings Bank of Lincolnton has 1 branch in Denver, 4 across North Carolina and 4 nationwide. FDIC records list its main office in Lincolnton, NC and show it operating since 1940. With $485.8 million in total assets on June 30, 2026, it ranks No. 1,832 of 4,232 U.S. banks by total assets. The Denver Branch at 3768 Nc-16 dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

First Federal Savings Bank of Lincolnton: profile, branches and contacts
State Employees' Credit Union 1 office · main office Raleigh, NC Credit union · 1

State Employees' Credit Union has 1 office in Denver, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Denver
    6592 Nc 73 Hwy, 28037
    (704) 483-1290Today 8:30 am to 5:30 pm
    All hours

    Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

State Employees' Credit Union: profile, branches and contacts
The Fidelity Bank 1 branch · main office Fuquay Varina, NC Bank · 1

The Fidelity Bank has 1 branch in Denver, 54 across North Carolina and 55 nationwide. FDIC records list its main office in Fuquay Varina, NC and show it operating since 1909. With $4.66 billion in total assets on June 30, 2026, it ranks No. 301 of 4,232 U.S. banks by total assets. The Denver Branch at 7232 Austin Smiles Ct dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Denver Branch
    7232 Austin Smiles Ct, 28037
    Hours: see the bank's site
The Fidelity Bank: profile, branches and contacts
Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Denver, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Denver Branch at 3560 N Nc 16 Business Hwy dates to 2005 in FDIC branch records. Its published hours do not list Saturday.

  • Denver Branch
    3560 N Nc 16 Business Hwy, 28037
    (704) 483-9351Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts
United Bank 1 branch · main office Fairfax, VA Bank · 1

United Bank has 1 branch in Denver, 43 across North Carolina and 237 nationwide. FDIC records list its main office in Fairfax, VA and show it operating since 1979. With $33.64 billion in total assets on June 30, 2026, it ranks No. 65 of 4,232 U.S. banks by total assets. The Triangle Branch at 1293 N Nc 16 Business Hwy dates to 2004 in FDIC branch records. Its published hours do not list Saturday.

  • Triangle Branch
    1293 N Nc 16 Business Hwy, 28037
    (704) 483-9598Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: United Bank branch locator (All The Places), checked Oct 10, 2026

United Bank: profile, branches and contacts
Woodforest Woodforest National Bank · 1 branch · main office The Woodlands, TX Bank · 1

Woodforest has 1 branch in Denver, 90 across North Carolina and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0876 Denver North Carolina Walmart Branch at 7131 Highway 73 dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 0876 Denver North Carolina Walmart Branch
    7131 Highway 73, 28037
    Hours: see the bank's site
Woodforest: profile, branches and contacts

Join a credit union in Denver

1 credit union has 1 office here: State Employees' Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Denver page has every office in the state's directory.

Banking in Denver: the local picture

Short answer: 9 banks run 10 branches in Denver according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 9 banks, 0 have their main office in Denver, 6 elsewhere in North Carolina and 3 out of state, according to the FDIC.

The bank with the longest record here is Fifth Third Bank, operating since 1865 according to the FDIC. In FDIC branch records, the longest-running branch is Peoples Bank's office at 6125 S Nc 16 Business Hwy, dating to 1997; the newest is The Fidelity Bank's at 7232 Austin Smiles Ct, from 2024.

The only credit union with an office here is State Employees' Credit Union.

Of the 6 locations with published hours. 2 open on Saturday. 5 locations have no published hours in these sources.

Banks open on Saturday in Denver

Short answer: 2 of the 6 Denver locations with published hours open on Saturday, run by 2 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Denver, and where the nearest one is if they do not.

Short answer: In Denver: Bank of America (1), Truist (1), Fifth Third Bank (1). No branches in Denver: Chase (nearest in Cornelius, 7 mi), Wells Fargo (nearest in Cornelius, 7 mi), PNC Bank (nearest in Cornelius, 7 mi), U.S. Bank (nearest in Huntersville, 8 mi), Huntington (nearest in Charlotte, 21 mi), Regions Bank (nearest in Cornelius, 7 mi), TD Bank (nearest in Charlotte, 18 mi), BMO.

BankIn DenverNearest branch if none here
Bank of America1 branchhere
Truist1 branchhere
Fifth Third Bank1 branchhere
ChaseNoneCornelius, 7 miles away
Wells FargoNoneCornelius, 7 miles away
PNC BankNoneCornelius, 7 miles away
U.S. BankNoneHuntersville, 8 miles away
HuntingtonNoneCharlotte, 21 miles away
Regions BankNoneCornelius, 7 miles away
TD BankNoneCharlotte, 18 miles away
BMONonenone in North Carolina

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Denver to the nearest branch in North Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Denver residents like anyone else.

Banks near Denver

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Cornelius (7 miles) and Maiden (9 miles). Mooresville, 11 miles away, has the most banks nearby: 19.

Bank branch openings and closings in Denver

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Denver between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Denver by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Denver offices.

Short answer: Bank of America is the largest bank with offices in Denver, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Truist is second with $548.35 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Bank of America$2.65 trillionNo. 21Charlotte, NC
Truist$548.35 billionNo. 91Charlotte, NC
Fifth Third Bank$299.18 billionNo. 141Cincinnati, OH
First Citizens Bank$236.32 billionNo. 191Raleigh, NC
United Bank$33.64 billionNo. 651Fairfax, VA
Woodforest$8.98 billionNo. 1811The Woodlands, TX
The Fidelity Bank$4.66 billionNo. 3011Fuquay Varina, NC
Peoples Bank$1.76 billionNo. 6542Newton, NC
First Federal Savings Bank of Lincolnton$485.8 millionNo. 1,8321Lincolnton, NC

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Denver: FAQ

How many banks are in Denver, NC?

Denver has 9 banks with 10 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Denver?

Peoples Bank, with 2. Bank of America has 1 and Truist has 1.

Is there a Peoples Bank in Denver, NC?

Yes. FDIC data lists 2 Peoples Bank branches in Denver as of September 5, 2026. Its branches are listed under Peoples Bank above, with the address and directions for each.

Is there a Bank of America in Denver, NC?

Yes. FDIC data lists 1 Bank of America branch in Denver as of September 5, 2026. The address and directions are under Bank of America above.

Is there a Truist in Denver, NC?

Yes. FDIC data lists 1 Truist branch in Denver as of September 5, 2026. The address and directions are under Truist above.

Is there a Chase in Denver, NC?

No. FDIC data lists no Chase branch in Denver as of September 5, 2026. The nearest is in Cornelius, about 7 miles away in a straight line.

Which banks in Denver are open on Saturday?

Bank of America and Fifth Third Bank publish Saturday hours for one or more Denver locations. The Saturday section above lists each one with its hours. 5 of the 11 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Denver?

Fifth Third Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1865.

Which credit unions can I join in Denver?

State Employees' Credit Union has an office in Denver. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Denver in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Denver?

Nearby cities with more banks include Cornelius, Maiden, Huntersville. Cornelius is 7 miles away with 13 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (5 of 10 branches: Bank of America, Fifth Third Bank, First Citizens Bank, Truist, United Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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