US Bank Directory

Banks in Mount Holly, NC

4 FDIC-insured banks operate 4 offices in Mount Holly, North Carolina.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Mount Holly

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in Mount Holly, according to the FDIC. 4 of them have coordinates on record and are on the map. 3 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Mount Holly

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 4 banks share the most locations in Mount Holly, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Horizon First Horizon Bank · 1 branch · main office Memphis, TN Bank · 1

First Horizon has 1 branch in Mount Holly, 81 across North Carolina and 416 nationwide. FDIC records list its main office in Memphis, TN and show it operating since 1864. With $84.12 billion in total assets on June 30, 2026, it ranks No. 38 of 4,232 U.S. banks by total assets. The Mount Holly Branch at 701 S Main St dates to 1996 in FDIC branch records. Its published hours do not list Saturday.

  • Mount Holly Branch
    701 S Main St, 28120
    (704) 827-5140Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: First Horizon branch locator (All The Places), checked Oct 10, 2026

First Horizon: profile, branches and contacts
SouthState SouthState Bank, National Association · 1 branch · main office Winter Haven, FL Bank · 1

SouthState has 1 branch in Mount Holly, 21 across North Carolina and 374 nationwide. FDIC records list its main office in Winter Haven, FL and show it operating since 1992. With $68.79 billion in total assets on June 30, 2026, it ranks No. 41 of 4,232 U.S. banks by total assets. The Mount Holly Branch at 233 S Main St dates to 1938 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Mount Holly Branch
    233 S Main St, 28120
    Hours: see the bank's site
SouthState: profile, branches and contacts
Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Mount Holly, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Mount Holly Branch at 150 S Main St dates to 1968 in FDIC branch records. Its published hours do not list Saturday.

  • Mount Holly Branch
    150 S Main St, 28120
    (704) 827-6726Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Mount Holly, 219 across North Carolina and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Mount Holly Branch at 101 S Main St dates to 1936 in FDIC branch records. Its published hours do not list Saturday.

  • Mount Holly Branch
    101 S Main St, 28120
    (704) 827-5821Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts

Banking in Mount Holly: the local picture

Short answer: 4 banks run 4 branches in Mount Holly according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in Mount Holly, 1 elsewhere in North Carolina and 3 out of state, according to the FDIC.

The bank with the longest record here is First Horizon, operating since 1864 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 101 S Main St, dating to 1936; the newest is First Horizon's at 701 S Main St, from 1996.

Of the 3 locations with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in Mount Holly

Short answer: None of the 3 Mount Holly locations with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Mount Holly, and where the nearest one is if they do not.

Short answer: In Mount Holly: Wells Fargo (1), Truist (1). No branches in Mount Holly: Chase (nearest in Belmont, 3 mi), Bank of America (nearest in Belmont, 3 mi), PNC Bank (nearest in Gastonia, 8 mi), U.S. Bank (nearest in Charlotte, 11 mi), Fifth Third Bank (nearest in Belmont, 5 mi), Huntington (nearest in Charlotte, 11 mi), Regions Bank (nearest in Charlotte, 11 mi), TD Bank (nearest in Charlotte, 8 mi), BMO.

BankIn Mount HollyNearest branch if none here
Wells Fargo1 branchhere
Truist1 branchhere
ChaseNoneBelmont, 3 miles away
Bank of AmericaNoneBelmont, 3 miles away
PNC BankNoneGastonia, 8 miles away
U.S. BankNoneCharlotte, 11 miles away
Fifth Third BankNoneBelmont, 5 miles away
HuntingtonNoneCharlotte, 11 miles away
Regions BankNoneCharlotte, 11 miles away
TD BankNoneCharlotte, 8 miles away
BMONonenone in North Carolina

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Mount Holly to the nearest branch in North Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Mount Holly residents like anyone else.

Banks near Mount Holly

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Belmont (3 miles) and Gastonia (9 miles). Charlotte, 13 miles away, has the most banks nearby: 40.

Bank branch openings and closings in Mount Holly

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Mount Holly between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Mount Holly by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Mount Holly offices.

Short answer: Wells Fargo is the largest bank with offices in Mount Holly, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Truist is second with $548.35 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
Truist$548.35 billionNo. 91Charlotte, NC
First Horizon$84.12 billionNo. 381Memphis, TN
SouthState$68.79 billionNo. 411Winter Haven, FL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Mount Holly: FAQ

How many banks are in Mount Holly, NC?

Mount Holly has 4 banks with 4 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Mount Holly?

Wells Fargo, with 1. Truist has 1 and First Horizon has 1.

Is there a Wells Fargo in Mount Holly, NC?

Yes. FDIC data lists 1 Wells Fargo branch in Mount Holly as of September 5, 2026. The address and directions are under Wells Fargo above.

Is there a Truist in Mount Holly, NC?

Yes. FDIC data lists 1 Truist branch in Mount Holly as of September 5, 2026. The address and directions are under Truist above.

Is there a First Horizon in Mount Holly, NC?

Yes. FDIC data lists 1 First Horizon branch in Mount Holly as of September 5, 2026. The address and directions are under First Horizon above.

Is there a Chase in Mount Holly, NC?

No. FDIC data lists no Chase branch in Mount Holly as of September 5, 2026. The nearest is in Belmont, about 3 miles away in a straight line.

Which banks in Mount Holly are open on Saturday?

None of the 3 locations with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.

What is the oldest bank in Mount Holly?

First Horizon has the longest record among banks with a branch here: the FDIC shows it operating since 1864.

Did any bank branches open or close in Mount Holly in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Mount Holly?

Nearby cities with more banks include Belmont, Gastonia, Dallas. Belmont is 3 miles away with 11 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (3 of 4 branches: First Horizon, Truist, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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