US Bank Directory
Banks in Belmont, NC
11 FDIC-insured banks operate 11 offices in Belmont, North Carolina, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Belmont
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 13 banks and credit unions operate 13 locations in Belmont, according to the FDIC and the NCUA. 13 of them have coordinates on record and are on the map. 8 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
13 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Belmont
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 11 banks share the most locations in Belmont, with 1 each. 11 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Allegacy Credit Union Credit union · 1
Allegacy Credit Union has 1 office in Belmont, 29 across North Carolina. It is based in Winston Salem, NC and $2.57 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Belmont6425 W Wilkinson Blvd Ste F, 28012
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Bank of America Bank · 1
Bank of America has 1 branch in Belmont, 109 across North Carolina and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Belmont Branch at 645 Park St dates to 1986 in FDIC branch records. Its published hours do not list Saturday.
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Belmont Branch645 Park St, 28012
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Bank OZK Bank · 1
Bank OZK has 1 branch in Belmont, 28 across North Carolina and 272 nationwide. FDIC records list its main office in Little Rock, AR and show it operating since 1903. With $41.70 billion in total assets on June 30, 2026, it ranks No. 57 of 4,232 U.S. banks by total assets. The Cramerton Branch at 5800 W Wilkinson Blvd dates to 2005 in FDIC branch records. Its published hours do not list Saturday.
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Cramerton Branch5800 W Wilkinson Blvd, 28012
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Bank OZK branch locator (All The Places), checked Oct 10, 2026
Belmont Savings Bank, SSB Bank · 1
Belmont Savings Bank, SSB has 1 branch in Belmont, 1 across North Carolina and 1 nationwide. FDIC records list its main office in Belmont, NC and show it operating since 1915. With $161.0 million in total assets on June 30, 2026, it ranks No. 3,238 of 4,232 U.S. banks by total assets. Its main office at 210 Park St dates to 1915 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office210 Park St, 28012
Chase Bank · 1
Chase has 1 branch in Belmont, 63 across North Carolina and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Charlotte Belmont Branch at 675 Park St dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Charlotte Belmont Branch675 Park St, 28012
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Belmont, 87 across North Carolina and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Belmont Town Center Bc Branch at 975 South Point Rd dates to 2026 in FDIC branch records. It opens on Saturday.
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Belmont Town Center Bc Branch975 South Point Rd, 28012
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
First Horizon Bank · 1
First Horizon has 1 branch in Belmont, 81 across North Carolina and 416 nationwide. FDIC records list its main office in Memphis, TN and show it operating since 1864. With $84.12 billion in total assets on June 30, 2026, it ranks No. 38 of 4,232 U.S. banks by total assets. The Belmont Branch at 6440 W Wilkinson Blvd dates to 1995 in FDIC branch records. Its published hours do not list Saturday.
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Belmont Branch6440 W Wilkinson Blvd, 28012
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: First Horizon branch locator (All The Places), checked Oct 10, 2026
SouthState Bank · 1
SouthState has 1 branch in Belmont, 21 across North Carolina and 374 nationwide. FDIC records list its main office in Winter Haven, FL and show it operating since 1992. With $68.79 billion in total assets on June 30, 2026, it ranks No. 41 of 4,232 U.S. banks by total assets. The Belmont Branch at 192 E Woodrow Ave dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Belmont Branch192 E Woodrow Ave, 28012
State Employees' Credit Union Credit union · 1
State Employees' Credit Union has 1 office in Belmont, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Belmont7225 W Wilkinson Blvd, 28012
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
The Fidelity Bank Bank · 1
The Fidelity Bank has 1 branch in Belmont, 54 across North Carolina and 55 nationwide. FDIC records list its main office in Fuquay Varina, NC and show it operating since 1909. With $4.66 billion in total assets on June 30, 2026, it ranks No. 301 of 4,232 U.S. banks by total assets. The Belmont Branch at 100 North Main Street dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Belmont Branch100 North Main Street, 28012
Truist Bank · 1
Truist has 1 branch in Belmont, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Belmont Branch at 601 Hawley Ave dates to 2007 in FDIC branch records. It opens on Saturday.
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Belmont Branch601 Hawley Ave, 28012
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Belmont, 219 across North Carolina and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Abbey Plaza Branch at 635 Park St dates to 1972 in FDIC branch records. It opens on Saturday.
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Abbey Plaza Branch635 Park St, 28012
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Woodforest Bank · 1
Woodforest has 1 branch in Belmont, 90 across North Carolina and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0831 Belmont Wal-Mart Branch at 701 Hawley Ave dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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0831 Belmont Wal-Mart Branch701 Hawley Ave, 28012
Join a credit union in Belmont
2 credit unions have 2 offices here: State Employees' Credit Union and Allegacy Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Belmont page has every office in the state's directory.
Banking in Belmont: the local picture
Short answer: 11 banks run 11 branches in Belmont according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 11 banks, 1 has its main office in Belmont, 3 elsewhere in North Carolina and 7 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Belmont Savings Bank, SSB's office at 210 Park St, dating to 1915; the newest is Fifth Third Bank's at 975 South Point Rd, from 2026.
2 credit unions have 2 offices in Belmont, according to the NCUA. Who can join each one is on the credit unions page.
Of the 8 locations with published hours. 3 open on Saturday. 5 locations have no published hours in these sources.
Banks open on Saturday in Belmont
Short answer: 3 of the 8 Belmont locations with published hours open on Saturday, run by 3 institutions.
- Wells Fargo: 1 of 1 branch (635 Park St: Saturday 9 am to 2 pm)
- Truist: 1 of 1 branch (601 Hawley Ave: Saturday 9 am to 12 pm)
- Fifth Third Bank: 1 of 1 branch (975 South Point Rd: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 13 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Belmont, and where the nearest one is if they do not.
Short answer: In Belmont: Chase (1), Wells Fargo (1), Bank of America (1), Truist (1), Fifth Third Bank (1). No branches in Belmont: PNC Bank (nearest in Gastonia, 6 mi), U.S. Bank (nearest in Charlotte, 10 mi), Huntington (nearest in Charlotte, 10 mi), Regions Bank (nearest in Charlotte, 10 mi), TD Bank (nearest in Charlotte, 8 mi), BMO.
| Bank | In Belmont | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 1 branch | here |
| Bank of America | 1 branch | here |
| Truist | 1 branch | here |
| Fifth Third Bank | 1 branch | here |
| PNC Bank | None | Gastonia, 6 miles away |
| U.S. Bank | None | Charlotte, 10 miles away |
| Huntington | None | Charlotte, 10 miles away |
| Regions Bank | None | Charlotte, 10 miles away |
| TD Bank | None | Charlotte, 8 miles away |
| BMO | None | none in North Carolina |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Belmont to the nearest branch in North Carolina.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Belmont residents like anyone else.
Banks near Belmont
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Mount Holly (3 miles) and Gastonia (7 miles). Charlotte, 13 miles away, has the most banks nearby: 40.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Mount Holly, NC | 3 mi | 4 | 4 |
| Banks in Gastonia, NC | 7 mi | 12 | 20 |
| Banks in Dallas, NC | 10 mi | 3 | 3 |
| Banks in Charlotte, NC | 13 mi | 40 | 215 |
| Banks in Pineville, NC | 14 mi | 3 | 3 |
| Banks in Huntersville, NC | 16 mi | 13 | 16 |
| Banks in Denver, NC | 16 mi | 9 | 10 |
| Banks in Kings Mountain, NC | 18 mi | 3 | 3 |
Bank branch openings and closings in Belmont
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Belmont between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Feb 24, 2026 | Opened | Fifth Third Bank | 975 South Point Rd, 28012 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Belmont
Short answer: 1 institution has its main office in Belmont: Belmont Savings Bank, SSB.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Belmont Savings Bank, SSB | Bank | $161.0 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Belmont by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Belmont offices.
Short answer: Chase is the largest bank with offices in Belmont, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. 1 of the 11 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| First Horizon | $84.12 billion | No. 38 | 1 | Memphis, TN |
| SouthState | $68.79 billion | No. 41 | 1 | Winter Haven, FL |
| Bank OZK | $41.70 billion | No. 57 | 1 | Little Rock, AR |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| The Fidelity Bank | $4.66 billion | No. 301 | 1 | Fuquay Varina, NC |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Belmont: FAQ
How many banks are in Belmont, NC?
Belmont has 11 banks with 11 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Belmont?
Chase, with 1. Bank of America has 1 and Wells Fargo has 1.
Is there a Chase in Belmont, NC?
Yes. FDIC data lists 1 Chase branch in Belmont as of September 5, 2026. The address and directions are under Chase above.
Is there a Bank of America in Belmont, NC?
Yes. FDIC data lists 1 Bank of America branch in Belmont as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Wells Fargo in Belmont, NC?
Yes. FDIC data lists 1 Wells Fargo branch in Belmont as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a PNC Bank in Belmont, NC?
No. FDIC data lists no PNC Bank branch in Belmont as of September 5, 2026. The nearest is in Gastonia, about 6 miles away in a straight line.
Which banks in Belmont are open on Saturday?
Wells Fargo, Truist and Fifth Third Bank publish Saturday hours for one or more Belmont locations. The Saturday section above lists each one with its hours. 5 of the 13 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Belmont?
Belmont Savings Bank, SSB has its main office in Belmont, according to the FDIC.
What is the oldest bank in Belmont?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Belmont?
State Employees' Credit Union and Allegacy Credit Union have offices in Belmont. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Belmont in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Belmont?
Nearby cities with more banks include Mount Holly, Gastonia, Dallas. Mount Holly is 3 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (6 of 11 branches: Bank OZK, Bank of America, Fifth Third Bank, First Horizon, Truist, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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