US Bank Directory
Banks in Gastonia, NC
12 FDIC-insured banks operate 20 offices in Gastonia, North Carolina, and 6 credit unions have 7 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Gastonia
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 18 banks and credit unions operate 27 locations in Gastonia, according to the FDIC and the NCUA. 27 of them have coordinates on record and are on the map. 19 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
27 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Gastonia
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Wells Fargo and Truist have the most locations in Gastonia, with 3 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Truist Bank · 3
Truist has 3 branches in Gastonia, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Gastonia location is the Gastonia Downtown Branch at 265 W Franklin Blvd, dating to 1933; the newest, at 3070 Union Rd, to 1981. 1 of its 3 Gastonia locations with published hours open on Saturday.
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Gastonia East Branch120 S New Hope Rd, 28054
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Gastonia Downtown Branch265 W Franklin Blvd, 28052
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Union Road Branch3070 Union Rd, 28056
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 3
Wells Fargo has 3 branches in Gastonia, 219 across North Carolina and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Gastonia location is the Gaston Mall Branch at 403 Cox Rd, dating to 1970; the newest, at 110 E Franklin Blvd, to 2003. 2 of its 3 Gastonia locations with published hours open on Saturday.
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Gastonia Main Branch110 E Franklin Blvd, 28052
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Gaston Mall Branch403 Cox Rd, 28054
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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New Hope Road Branch750 S New Hope Rd, 28054
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Bank of America Bank · 2
Bank of America has 2 branches in Gastonia, 109 across North Carolina and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Gastonia West Branch at 2401 W Franklin Blvd dates to 1986 in FDIC branch records. 1 of its 2 Gastonia locations with published hours open on Saturday.
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Gastonia West Branch2401 W Franklin Blvd, 28052
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Gastonia Main Branch355 S New Hope Rd, 28054
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Commercial Bank Bank · 2
Commercial Bank has 2 branches in Gastonia, 5 across North Carolina and 40 nationwide. FDIC records list its main office in Harrogate, TN and show it operating since 1976. With $2.36 billion in total assets on June 30, 2026, it ranks No. 528 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Gastonia location is the Union Road Branch at 2227 Union Rd, dating to 2008; the newest, at 292 W Main Ave, to 2024. It does not publish hours in the sources this page uses; check its site before you go.
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Union Road Branch2227 Union Rd, 28054
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Alliance Bank & Trust Branch292 W Main Ave, 28052
State Employees' Credit Union Credit union · 2
State Employees' Credit Union has 2 officees in Gastonia, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Gastonia locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Gastonia - Union Rd2709 Union Rd, 28054
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Gastonia - Cox Rd584 Cox Rd, 28054
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
The Fidelity Bank Bank · 2
The Fidelity Bank has 2 branches in Gastonia, 54 across North Carolina and 55 nationwide. FDIC records list its main office in Fuquay Varina, NC and show it operating since 1909. With $4.66 billion in total assets on June 30, 2026, it ranks No. 301 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Gastonia location is the Gastonia - Union Road Branch at 2933 Union Rd, dating to 1964; the newest, at 610 Cox Rd, to 1995. It does not publish hours in the sources this page uses; check its site before you go.
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Gastonia - Union Road Branch2933 Union Rd, 28054
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Gastonia - Cox Road Branch610 Cox Rd, 28054
Woodforest Bank · 2
Woodforest has 2 branches in Gastonia, 90 across North Carolina and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The Gastonia Myrtle School ( Walmart ) - -Nc - Branch at 223 N Myrtle School Rd dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Gastonia Myrtle School ( Walmart ) - -Nc - Branch223 N Myrtle School Rd, 28052
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Gastonia East Franklin (Walmart) - Nc - Branch3000 E Franklin Blvd, 28056
Bank OZK Bank · 1
Bank OZK has 1 branch in Gastonia, 28 across North Carolina and 272 nationwide. FDIC records list its main office in Little Rock, AR and show it operating since 1903. With $41.70 billion in total assets on June 30, 2026, it ranks No. 57 of 4,232 U.S. banks by total assets. The Gastonia Branch at 529 S New Hope Rd dates to 1986 in FDIC branch records. Its published hours do not list Saturday.
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Gastonia Branch529 S New Hope Rd, 28054
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Bank OZK branch locator (All The Places), checked Oct 10, 2026
Carolina Cooperative Credit Union Credit union · 1
Carolina Cooperative Credit Union has 1 office in Gastonia, 3 across North Carolina. It is based in Charlotte, NC and $47.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Bessemer1207 Bessemer City Rd, 28052
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Carolinas Telco Credit Union Credit union · 1
Carolinas Telco Credit Union has 1 office in Gastonia, 7 across North Carolina. It is based in Charlotte, NC and $514.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Gastonia324 Burtonwood Dr, 28054
All hours
Mon 9 am to 5:30 pm; Tue to Wed not published; Thu 9 am to 5:30 pm; Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Chase Bank · 1
Chase has 1 branch in Gastonia, 63 across North Carolina and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Gastonia Branch at 2516 E Franklin Blvd dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Gastonia Branch2516 E Franklin Blvd, 28056
First Horizon Bank · 1
First Horizon has 1 branch in Gastonia, 81 across North Carolina and 416 nationwide. FDIC records list its main office in Memphis, TN and show it operating since 1864. With $84.12 billion in total assets on June 30, 2026, it ranks No. 38 of 4,232 U.S. banks by total assets. The Gastonia Branch at 804 S New Hope Rd dates to 1995 in FDIC branch records. Its published hours do not list Saturday.
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Gastonia Branch804 S New Hope Rd, 28054
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: First Horizon branch locator (All The Places), checked Oct 10, 2026
Members Credit Union Credit union · 1
Members Credit Union has 1 office in Gastonia, 18 across North Carolina. It is based in Winston Salem, NC and $481.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Members Credit Union Gastonia1475 N New Hope Rd, 28054
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Gastonia, 101 across North Carolina and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Gastonia East Branch at 500 S New Hope Rd dates to 1990 in FDIC branch records. It opens on Saturday.
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Gastonia East Branch500 S New Hope Rd, 28054
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Sharonview Credit Union Credit union · 1
Sharonview Credit Union has 1 office in Gastonia, 10 across North Carolina. It is based in Fort Mill, SC and $1.35 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Gaston County2508 E Franklin Blvd, 28056
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
SouthState Bank · 1
SouthState has 1 branch in Gastonia, 21 across North Carolina and 374 nationwide. FDIC records list its main office in Winter Haven, FL and show it operating since 1992. With $68.79 billion in total assets on June 30, 2026, it ranks No. 41 of 4,232 U.S. banks by total assets. The Gastonia New Hope Road Branch at 519 S New Hope Rd dates to 1904 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Gastonia New Hope Road Branch519 S New Hope Rd, 28054
Truliant Credit Union Credit union · 1
Truliant Credit Union has 1 office in Gastonia, 30 across North Carolina. It is based in Winston Salem, NC and $5.45 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Gastonia3351 E Franklin Blvd Ste 106, 28056
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
United Bank Bank · 1
United Bank has 1 branch in Gastonia, 43 across North Carolina and 237 nationwide. FDIC records list its main office in Fairfax, VA and show it operating since 1979. With $33.64 billion in total assets on June 30, 2026, it ranks No. 65 of 4,232 U.S. banks by total assets. The Gastonia Branch at 534 S New Hope Rd dates to 2004 in FDIC branch records. Its published hours do not list Saturday.
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Gastonia Branch534 S New Hope Rd, 28054
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: United Bank branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Gastonia
6 credit unions have 7 offices here: State Employees' Credit Union, Truliant Credit Union, Sharonview Credit Union, Carolinas Telco Credit Union, Members Credit Union and Carolina Cooperative Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Gastonia page has every office in the state's directory.
Banking in Gastonia: the local picture
Short answer: 12 banks run 20 branches in Gastonia according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 12 banks, 0 have their main office in Gastonia, 3 elsewhere in North Carolina and 9 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is SouthState's office at 519 S New Hope Rd, dating to 1904; the newest is Commercial Bank's at 292 W Main Ave, from 2024.
6 credit unions have 7 offices in Gastonia, according to the NCUA. Who can join each one is on the credit unions page.
Of the 19 locations with published hours. 5 open on Saturday. 8 locations have no published hours in these sources.
Banks by ZIP code in Gastonia
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 28054 has the most bank and credit union offices in Gastonia (16), followed by 28052 (6) and 28056 (5). Offices are spread across 3 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 28054 | 16 | 13 | State Employees' Credit Union, The Fidelity Bank, Wells Fargo |
| 28052 | 6 | 6 | Bank of America, Carolina Cooperative Credit Union, Commercial Bank |
| 28056 | 5 | 5 | Chase, Sharonview Credit Union, Truist |
Banks open on Saturday in Gastonia
Short answer: 5 of the 19 Gastonia locations with published hours open on Saturday, run by 4 institutions.
- Wells Fargo: 2 of 3 branches (403 Cox Rd: Saturday 9 am to 2 pm, and 1 more)
- Truist: 1 of 3 branches (120 S New Hope Rd: Saturday 9 am to 12 pm)
- Bank of America: 1 of 2 branches (355 S New Hope Rd: Saturday 9 am to 2 pm)
- PNC Bank: 1 of 1 branch (500 S New Hope Rd: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 8 of the 27 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Gastonia, and where the nearest one is if they do not.
Short answer: In Gastonia: Chase (1), Wells Fargo (3), Bank of America (2), PNC Bank (1), Truist (3). No branches in Gastonia: U.S. Bank (nearest in Charlotte, 17 mi), Fifth Third Bank (nearest in Belmont, 7 mi), Huntington (nearest in Charlotte, 17 mi), Regions Bank (nearest in Charlotte, 15 mi), TD Bank (nearest in Charlotte, 15 mi), BMO.
| Bank | In Gastonia | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 3 branches | here |
| Bank of America | 2 branches | here |
| PNC Bank | 1 branch | here |
| Truist | 3 branches | here |
| U.S. Bank | None | Charlotte, 17 miles away |
| Fifth Third Bank | None | Belmont, 7 miles away |
| Huntington | None | Charlotte, 17 miles away |
| Regions Bank | None | Charlotte, 15 miles away |
| TD Bank | None | Charlotte, 15 miles away |
| BMO | None | none in North Carolina |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Gastonia to the nearest branch in North Carolina.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Gastonia residents like anyone else.
Banks near Gastonia
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Dallas (5 miles) and Belmont (7 miles). Charlotte, 20 miles away, has the most banks nearby: 40.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Dallas, NC | 5 mi | 3 | 3 |
| Banks in Belmont, NC | 7 mi | 11 | 11 |
| Banks in Mount Holly, NC | 9 mi | 4 | 4 |
| Banks in Kings Mountain, NC | 11 mi | 3 | 3 |
| Banks in Cherryville, NC | 15 mi | 3 | 3 |
| Banks in Lincolnton, NC | 16 mi | 9 | 10 |
| Banks in Denver, NC | 18 mi | 9 | 10 |
| Banks in Charlotte, NC | 20 mi | 40 | 215 |
Bank branch openings and closings in Gastonia
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Gastonia between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Gastonia by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Gastonia offices.
Short answer: Chase is the largest bank with offices in Gastonia, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 2 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 3 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 3 | Charlotte, NC |
| First Horizon | $84.12 billion | No. 38 | 1 | Memphis, TN |
| SouthState | $68.79 billion | No. 41 | 1 | Winter Haven, FL |
| Bank OZK | $41.70 billion | No. 57 | 1 | Little Rock, AR |
| United Bank | $33.64 billion | No. 65 | 1 | Fairfax, VA |
| Woodforest | $8.98 billion | No. 181 | 2 | The Woodlands, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Gastonia: FAQ
How many banks are in Gastonia, NC?
Gastonia has 12 banks with 20 branches and 6 credit unions with 7 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Gastonia?
Wells Fargo, with 3. Truist has 3 and Bank of America has 2.
Is there a Wells Fargo in Gastonia, NC?
Yes. FDIC data lists 3 Wells Fargo branches in Gastonia as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.
Is there a Truist in Gastonia, NC?
Yes. FDIC data lists 3 Truist branches in Gastonia as of September 5, 2026. Its branches are listed under Truist above, with the address and directions for each.
Is there a Bank of America in Gastonia, NC?
Yes. FDIC data lists 2 Bank of America branches in Gastonia as of September 5, 2026. Its branches are listed under Bank of America above, with the address and directions for each.
Is there a U.S. Bank in Gastonia, NC?
No. FDIC data lists no U.S. Bank branch in Gastonia as of September 5, 2026. The nearest is in Charlotte, about 17 miles away in a straight line.
Which banks in Gastonia are open on Saturday?
Wells Fargo, Truist, Bank of America and PNC Bank publish Saturday hours for one or more Gastonia locations. The Saturday section above lists each one with its hours. 8 of the 27 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Gastonia?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Gastonia?
State Employees' Credit Union, Truliant Credit Union, Sharonview Credit Union and Carolinas Telco Credit Union and 2 more have offices in Gastonia. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Gastonia in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Gastonia?
Nearby cities with more banks include Dallas, Belmont, Mount Holly. Dallas is 5 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 7 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (12 of 20 branches: Bank OZK, Bank of America, First Horizon, PNC Bank, Truist, United Bank and 1 more) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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