US Bank Directory
Banks in Cherryville, NC
3 FDIC-insured banks operate 3 offices in Cherryville, North Carolina, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Cherryville
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Cherryville, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Cherryville
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Truist, Woodforest and HomeTrust Bank have the most locations in Cherryville, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Carolina Credit Union Credit union · 1
Carolina Credit Union has 1 office in Cherryville, 1 across North Carolina. It is based in Cherryville, NC and $84.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office1200 E Church St, 28021
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
HomeTrust Bank Bank · 1
HomeTrust Bank has 1 branch in Cherryville, 18 across North Carolina and 33 nationwide. FDIC records list its main office in Asheville, NC and show it operating since 1926. With $4.44 billion in total assets on June 30, 2026, it ranks No. 314 of 4,232 U.S. banks by total assets. The Cherryville Branch at 100 W Main St dates to 1912 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cherryville Branch100 W Main St, 28021
Truist Bank · 1
Truist has 1 branch in Cherryville, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Cherryville Branch at 1001 E Church St dates to 1973 in FDIC branch records. Its published hours do not list Saturday.
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Cherryville Branch1001 E Church St, 28021
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Woodforest Bank · 1
Woodforest has 1 branch in Cherryville, 90 across North Carolina and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0899 Cherryville North Carolina Wal-Mart Branch at 2505 Lincolnton Hwy dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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0899 Cherryville North Carolina Wal-Mart Branch2505 Lincolnton Hwy, 28021
Join a credit union in Cherryville
1 credit union has 1 office here: Carolina Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Cherryville page has every office in the state's directory.
Banking in Cherryville: the local picture
Short answer: 3 banks run 3 branches in Cherryville according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Cherryville, 2 elsewhere in North Carolina and 1 out of state, according to the FDIC.
The bank with the longest record here is Truist, operating since 1872 according to the FDIC. In FDIC branch records, the longest-running branch is HomeTrust Bank's office at 100 W Main St, dating to 1912; the newest is Woodforest's at 2505 Lincolnton Hwy, from 2007.
The only credit union with an office here is Carolina Credit Union.
Of the 2 locations with published hours. None open on Saturday. 2 locations have no published hours in these sources.
Saturday hours in Cherryville
Short answer: None of the 2 Cherryville locations with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Cherryville, and where the nearest one is if they do not.
Short answer: In Cherryville: Truist (1). No branches in Cherryville: Chase (nearest in Gastonia, 16 mi), Wells Fargo (nearest in Shelby, 12 mi), Bank of America (nearest in Lincolnton, 8 mi), PNC Bank (nearest in Shelby, 12 mi), U.S. Bank (nearest in Huntersville, 28 mi), Fifth Third Bank (nearest in Lincolnton, 9 mi), Huntington (nearest in Charlotte, 31 mi), Regions Bank (nearest in Cornelius, 27 mi), TD Bank (nearest in Charlotte, 29 mi), BMO.
| Bank | In Cherryville | Nearest branch if none here |
|---|---|---|
| Truist | 1 branch | here |
| Chase | None | Gastonia, 16 miles away |
| Wells Fargo | None | Shelby, 12 miles away |
| Bank of America | None | Lincolnton, 8 miles away |
| PNC Bank | None | Shelby, 12 miles away |
| U.S. Bank | None | Huntersville, 28 miles away |
| Fifth Third Bank | None | Lincolnton, 9 miles away |
| Huntington | None | Charlotte, 31 miles away |
| Regions Bank | None | Cornelius, 27 miles away |
| TD Bank | None | Charlotte, 29 miles away |
| BMO | None | none in North Carolina |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cherryville to the nearest branch in North Carolina.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cherryville residents like anyone else.
Banks near Cherryville
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Lincolnton (9 miles) and Kings Mountain (10 miles). Gastonia, 15 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Lincolnton, NC | 9 mi | 9 | 10 |
| Banks in Kings Mountain, NC | 10 mi | 3 | 3 |
| Banks in Dallas, NC | 11 mi | 3 | 3 |
| Banks in Shelby, NC | 12 mi | 9 | 12 |
| Banks in Gastonia, NC | 15 mi | 12 | 20 |
| Banks in Maiden, NC | 18 mi | 2 | 2 |
| Banks in Mount Holly, NC | 21 mi | 4 | 4 |
| Banks in Newton, NC | 21 mi | 5 | 6 |
Bank branch openings and closings in Cherryville
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Cherryville between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Cherryville
Short answer: 1 institution has its main office in Cherryville: Carolina Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Carolina Credit Union | Credit union | $84.9 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Cherryville by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cherryville offices.
Short answer: Truist is the largest bank with offices in Cherryville, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. Woodforest is second with $8.98 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| HomeTrust Bank | $4.44 billion | No. 314 | 1 | Asheville, NC |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Cherryville: FAQ
How many banks are in Cherryville, NC?
Cherryville has 3 banks with 3 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Cherryville?
Truist, with 1. Woodforest has 1 and HomeTrust Bank has 1.
Is there a Truist in Cherryville, NC?
Yes. FDIC data lists 1 Truist branch in Cherryville as of September 5, 2026. The address and directions are under Truist above.
Is there a Woodforest in Cherryville, NC?
Yes. FDIC data lists 1 Woodforest branch in Cherryville as of September 5, 2026. The address and directions are under Woodforest above.
Is there a HomeTrust Bank in Cherryville, NC?
Yes. FDIC data lists 1 HomeTrust Bank branch in Cherryville as of September 5, 2026. The address and directions are under HomeTrust Bank above.
Is there a Chase in Cherryville, NC?
No. FDIC data lists no Chase branch in Cherryville as of September 5, 2026. The nearest is in Gastonia, about 16 miles away in a straight line.
Which banks in Cherryville are open on Saturday?
None of the 2 locations with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Cherryville?
Carolina Credit Union has its main office in Cherryville, according to the FDIC and the NCUA.
What is the oldest bank in Cherryville?
Truist has the longest record among banks with a branch here: the FDIC shows it operating since 1872.
Which credit unions can I join in Cherryville?
Carolina Credit Union has an office in Cherryville. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Cherryville in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Cherryville?
Nearby cities with more banks include Lincolnton, Kings Mountain, Dallas. Lincolnton is 9 miles away with 9 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 3 branches: Truist) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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