US Bank Directory
Banks in Newton, NC
5 FDIC-insured banks operate 6 offices in Newton, North Carolina, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Newton
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 7 locations in Newton, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Newton
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Peoples Bank has the most locations in Newton, with 2. The other 4 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Peoples Bank Bank · 2
Peoples Bank has 2 branches in Newton, 16 across North Carolina and 16 nationwide. FDIC records list its main office in Newton, NC and show it operating since 1912. With $1.76 billion in total assets on June 30, 2026, it ranks No. 654 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Newton location is its main office at 518 W C St, dating to 1912; the newest, at 420 W A St, to 2001. It does not publish hours in the sources this page uses; check its site before you go.
-
Main Office main office518 W C St, 28658
-
Newton Branch420 W A St, 28658
First Citizens Bank Bank · 1
First Citizens Bank has 1 branch in Newton, 196 across North Carolina and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Newton Branch at 11 S College Ave dates to 1946 in FDIC branch records. Its published hours do not list Saturday.
-
Newton Branch11 S College Ave, 28658
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
First Horizon Bank · 1
First Horizon has 1 branch in Newton, 81 across North Carolina and 416 nationwide. FDIC records list its main office in Memphis, TN and show it operating since 1864. With $84.12 billion in total assets on June 30, 2026, it ranks No. 38 of 4,232 U.S. banks by total assets. The Northwest Branch at 2675 Northwest Blvd dates to 1999 in FDIC branch records. Its published hours do not list Saturday.
-
Northwest Branch2675 Northwest Blvd, 28658
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: First Horizon branch locator (All The Places), checked Oct 10, 2026
Members Credit Union Credit union · 1
Members Credit Union has 1 office in Newton, 18 across North Carolina. It is based in Winston Salem, NC and $481.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Members Credit Union - Newton2475 Northwest Blvd, 28658
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Truist Bank · 1
Truist has 1 branch in Newton, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Newton Branch at 12 N Main Ave dates to 1904 in FDIC branch records. Its published hours do not list Saturday.
-
Newton Branch12 N Main Ave, 28658
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Newton, 219 across North Carolina and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Newton Main Branch at 102 S Main Ave dates to 1946 in FDIC branch records. Its published hours do not list Saturday.
-
Newton Main Branch102 S Main Ave, 28658
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Newton
1 credit union has 1 office here: Members Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Newton page has every office in the state's directory.
Banking in Newton: the local picture
Short answer: 5 banks run 6 branches in Newton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 1 has its main office in Newton, 2 elsewhere in North Carolina and 2 out of state, according to the FDIC.
The bank with the longest record here is First Horizon, operating since 1864 according to the FDIC. In FDIC branch records, the longest-running branch is Truist's office at 12 N Main Ave, dating to 1904; the newest is Peoples Bank's at 420 W A St, from 2001.
The only credit union with an office here is Members Credit Union.
Of the 5 locations with published hours. None open on Saturday. 2 locations have no published hours in these sources.
Saturday hours in Newton
Short answer: None of the 5 Newton locations with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Newton, and where the nearest one is if they do not.
Short answer: In Newton: Wells Fargo (1), Truist (1). No branches in Newton: Chase (nearest in Mooresville, 21 mi), Bank of America (nearest in Hickory, 8 mi), PNC Bank (nearest in Hickory, 8 mi), U.S. Bank (nearest in Huntersville, 25 mi), Fifth Third Bank (nearest in Maiden, 12 mi), Huntington (nearest in Charlotte, 38 mi), Regions Bank (nearest in Cornelius, 23 mi), TD Bank (nearest in Morganton, 26 mi), BMO.
| Bank | In Newton | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| Truist | 1 branch | here |
| Chase | None | Mooresville, 21 miles away |
| Bank of America | None | Hickory, 8 miles away |
| PNC Bank | None | Hickory, 8 miles away |
| U.S. Bank | None | Huntersville, 25 miles away |
| Fifth Third Bank | None | Maiden, 12 miles away |
| Huntington | None | Charlotte, 38 miles away |
| Regions Bank | None | Cornelius, 23 miles away |
| TD Bank | None | Morganton, 26 miles away |
| BMO | None | none in North Carolina |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Newton to the nearest branch in North Carolina.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Newton residents like anyone else.
Banks near Newton
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Conover (3 miles) and Hickory (8 miles). Hickory, 8 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Conover, NC | 3 mi | 3 | 3 |
| Banks in Hickory, NC | 8 mi | 11 | 21 |
| Banks in Maiden, NC | 9 mi | 2 | 2 |
| Banks in Lincolnton, NC | 13 mi | 9 | 10 |
| Banks in Granite Falls, NC | 14 mi | 4 | 4 |
| Banks in Denver, NC | 17 mi | 9 | 10 |
| Banks in Hiddenite, NC | 18 mi | 2 | 2 |
| Banks in Taylorsville, NC | 18 mi | 3 | 3 |
Bank branch openings and closings in Newton
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Newton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Newton
Short answer: 1 institution has its main office in Newton: Peoples Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Peoples Bank | Bank | $1.76 billion | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Newton by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Newton offices.
Short answer: Wells Fargo is the largest bank with offices in Newton, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Truist is second with $548.35 billion. 1 of the 5 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| First Citizens Bank | $236.32 billion | No. 19 | 1 | Raleigh, NC |
| First Horizon | $84.12 billion | No. 38 | 1 | Memphis, TN |
| Peoples Bank | $1.76 billion | No. 654 | 2 | Newton, NC |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Newton: FAQ
How many banks are in Newton, NC?
Newton has 5 banks with 6 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Newton?
Peoples Bank, with 2. Wells Fargo has 1 and Truist has 1.
Is there a Peoples Bank in Newton, NC?
Yes. FDIC data lists 2 Peoples Bank branches in Newton as of September 5, 2026, the main office at 518 W C St. Its branches are listed under Peoples Bank above, with the address and directions for each.
Is there a Wells Fargo in Newton, NC?
Yes. FDIC data lists 1 Wells Fargo branch in Newton as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a Truist in Newton, NC?
Yes. FDIC data lists 1 Truist branch in Newton as of September 5, 2026. The address and directions are under Truist above.
Is there a Chase in Newton, NC?
No. FDIC data lists no Chase branch in Newton as of September 5, 2026. The nearest is in Mooresville, about 21 miles away in a straight line.
Which banks in Newton are open on Saturday?
None of the 5 locations with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Newton?
Peoples Bank has its main office in Newton, according to the FDIC.
What is the oldest bank in Newton?
First Horizon has the longest record among banks with a branch here: the FDIC shows it operating since 1864.
Which credit unions can I join in Newton?
Members Credit Union has an office in Newton. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Newton in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Newton?
Nearby cities with more banks include Conover, Hickory, Maiden. Conover is 3 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 6 branches: First Citizens Bank, First Horizon, Truist, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds