US Bank Directory
Banks in Bessemer City, NC
1 FDIC-insured bank operates 1 office in Bessemer City, North Carolina, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Bessemer City
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Bessemer City, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Bessemer City
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Bank OZK is the only bank with an office in Bessemer City. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank OZK Bank · 1
Bank OZK has 1 branch in Bessemer City, 28 across North Carolina and 272 nationwide. FDIC records list its main office in Little Rock, AR and show it operating since 1903. With $41.70 billion in total assets on June 30, 2026, it ranks No. 57 of 4,232 U.S. banks by total assets. The Bessemer City Branch at 1225 Gastonia Hwy dates to 1999 in FDIC branch records. Its published hours do not list Saturday.
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Bessemer City Branch1225 Gastonia Hwy, 28016
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Bank OZK branch locator (All The Places), checked Oct 10, 2026
Lithium Credit Union Credit union · 1
Lithium Credit Union has 1 office in Bessemer City, 1 across North Carolina. It is based in Bessemer City, NC and $15.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office119 W Pennsylvania Ave, 28016
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Bessemer City
1 credit union has 1 office here: Lithium Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Bessemer City page has every office in the state's directory.
Banking in Bessemer City: the local picture
Short answer: 1 bank runs 1 branch in Bessemer City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Bank OZK has its main office in Little Rock, AR, according to the FDIC.
The bank with the longest record here is Bank OZK, operating since 1903 according to the FDIC.
The only credit union with an office here is Lithium Credit Union.
Of the 2 locations with published hours. None open on Saturday.
Saturday hours in Bessemer City
Short answer: None of the 2 Bessemer City locations with published hours lists Saturday hours.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Bessemer City, and where the nearest one is if they do not.
Short answer: No branches in Bessemer City: Chase (nearest in Gastonia, 7 mi), Wells Fargo (nearest in Gastonia, 5 mi), Bank of America (nearest in Gastonia, 3 mi), PNC Bank (nearest in Gastonia, 7 mi), U.S. Bank (nearest in Charlotte, 23 mi), Truist (nearest in Gastonia, 5 mi), Fifth Third Bank (nearest in Lincolnton, 13 mi), Huntington (nearest in Charlotte, 23 mi), Regions Bank (nearest in Charlotte, 21 mi), TD Bank (nearest in Charlotte, 21 mi), BMO.
| Bank | In Bessemer City | Nearest branch if none here |
|---|---|---|
| Chase | None | Gastonia, 7 miles away |
| Wells Fargo | None | Gastonia, 5 miles away |
| Bank of America | None | Gastonia, 3 miles away |
| PNC Bank | None | Gastonia, 7 miles away |
| U.S. Bank | None | Charlotte, 23 miles away |
| Truist | None | Gastonia, 5 miles away |
| Fifth Third Bank | None | Lincolnton, 13 miles away |
| Huntington | None | Charlotte, 23 miles away |
| Regions Bank | None | Charlotte, 21 miles away |
| TD Bank | None | Charlotte, 21 miles away |
| BMO | None | none in North Carolina |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Bessemer City to the nearest branch in North Carolina.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Bessemer City residents like anyone else.
Banks near Bessemer City
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Dallas (5 miles) and Kings Mountain (6 miles). Gastonia, 6 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Dallas, NC | 5 mi | 3 | 3 |
| Banks in Kings Mountain, NC | 6 mi | 3 | 3 |
| Banks in Gastonia, NC | 6 mi | 12 | 20 |
| Banks in Cherryville, NC | 9 mi | 3 | 3 |
| Banks in Belmont, NC | 13 mi | 11 | 11 |
| Banks in Lincolnton, NC | 13 mi | 9 | 10 |
| Banks in Mount Holly, NC | 14 mi | 4 | 4 |
| Banks in Shelby, NC | 15 mi | 9 | 12 |
Bank branch openings and closings in Bessemer City
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Bessemer City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Bessemer City
Short answer: 1 institution has its main office in Bessemer City: Lithium Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Lithium Credit Union | Credit union | $15.8 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Bessemer City by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Bessemer City offices.
Short answer: Bank OZK is the largest bank with offices in Bessemer City, with $41.70 billion in total assets on June 30, 2026, No. 57 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank OZK | $41.70 billion | No. 57 | 1 | Little Rock, AR |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Bessemer City: FAQ
How many banks are in Bessemer City, NC?
Bessemer City has 1 bank with 1 branch and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Is there a Bank OZK in Bessemer City, NC?
Yes. FDIC data lists 1 Bank OZK branch in Bessemer City as of September 5, 2026. The address and directions are under Bank OZK above.
Is there a Chase in Bessemer City, NC?
No. FDIC data lists no Chase branch in Bessemer City as of September 5, 2026. The nearest is in Gastonia, about 7 miles away in a straight line.
Which banks in Bessemer City are open on Saturday?
None of the 2 locations with published hours lists Saturday hours. 0 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Bessemer City?
Lithium Credit Union has its main office in Bessemer City, according to the FDIC and the NCUA.
What is the oldest bank in Bessemer City?
Bank OZK has the longest record among banks with a branch here: the FDIC shows it operating since 1903.
Which credit unions can I join in Bessemer City?
Lithium Credit Union has an office in Bessemer City. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Bessemer City in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Bessemer City?
Nearby cities with more banks include Dallas, Kings Mountain, Gastonia. Dallas is 5 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 1 branches: Bank OZK) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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