US Bank Directory

Banks in Hickory Flat, MS

1 FDIC-insured bank operates 1 office in Hickory Flat, Mississippi.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Hickory Flat

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Hickory Flat, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Hickory Flat

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Unity Bank of Mississippi is the only bank with an office in Hickory Flat. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Unity Bank of Mississippi 1 branch · main office Holly Springs, MS Bank · 1

Unity Bank of Mississippi has 1 branch in Hickory Flat, 8 across Mississippi and 8 nationwide. FDIC records list its main office in Holly Springs, MS and show it operating since 1899. With $281.8 million in total assets on June 30, 2026, it ranks No. 2,572 of 4,232 U.S. banks by total assets. The Hickory Flat Branch at 6370 Highway 178 dates to 1953 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Hickory Flat Branch
    6370 Highway 178, 38633
    Hours: see the bank's site
Unity Bank of Mississippi: profile, branches and contacts

Banking in Hickory Flat: the local picture

Short answer: 1 bank runs 1 branch in Hickory Flat according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Unity Bank of Mississippi has its main office in Holly Springs, MS, according to the FDIC.

The bank with the longest record here is Unity Bank of Mississippi, operating since 1899 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Hickory Flat, and where the nearest one is if they do not.

Short answer: No branches in Hickory Flat: Chase (nearest in Hernando, 47 mi), Wells Fargo (nearest in Southaven, 51 mi), Bank of America, PNC Bank, U.S. Bank, Truist (nearest in Southaven, 49 mi), Fifth Third Bank, Huntington (nearest in New Albany, 15 mi), Regions Bank (nearest in New Albany, 13 mi), TD Bank, BMO.

BankIn Hickory FlatNearest branch if none here
ChaseNoneHernando, 47 miles away
Wells FargoNoneSouthaven, 51 miles away
Bank of AmericaNonenone in Mississippi
PNC BankNonenone in Mississippi
U.S. BankNonenone in Mississippi
TruistNoneSouthaven, 49 miles away
Fifth Third BankNonenone in Mississippi
HuntingtonNoneNew Albany, 15 miles away
Regions BankNoneNew Albany, 13 miles away
TD BankNonenone in Mississippi
BMONonenone in Mississippi

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Hickory Flat to the nearest branch in Mississippi.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Hickory Flat residents like anyone else.

Banks near Hickory Flat

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are New Albany (14 miles) and Ashland (15 miles). Oxford, 26 miles away, has the most banks nearby: 18.

Bank branch openings and closings in Hickory Flat

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Hickory Flat between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Hickory Flat by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Hickory Flat offices.

Short answer: Unity Bank of Mississippi is the largest bank with offices in Hickory Flat, with $281.8 million in total assets on June 30, 2026, No. 2,572 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Unity Bank of Mississippi$281.8 millionNo. 2,5721Holly Springs, MS

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Hickory Flat: FAQ

How many banks are in Hickory Flat, MS?

Hickory Flat has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Unity Bank of Mississippi in Hickory Flat, MS?

Yes. FDIC data lists 1 Unity Bank of Mississippi branch in Hickory Flat as of September 5, 2026. The address and directions are under Unity Bank of Mississippi above.

Is there a Chase in Hickory Flat, MS?

No. FDIC data lists no Chase branch in Hickory Flat as of September 5, 2026. The nearest is in Hernando, about 47 miles away in a straight line.

What is the oldest bank in Hickory Flat?

Unity Bank of Mississippi has the longest record among banks with a branch here: the FDIC shows it operating since 1899.

Did any bank branches open or close in Hickory Flat in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Hickory Flat?

Nearby cities with more banks include New Albany, Ashland, Ripley. New Albany is 14 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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