US Bank Directory
Banks in Oxford, MS
18 FDIC-insured banks operate 34 offices in Oxford, Mississippi, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Oxford
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 19 banks and credit unions operate 35 locations in Oxford, according to the FDIC and the NCUA. 34 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
34 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Oxford
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Guaranty Bank has the most locations in Oxford, with 5. It is followed by FNB Oxford Bank (4), Renasant (3), BankFirst Financial Services (3). 9 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Guaranty Bank Bank · 5
Guaranty Bank has 5 branches in Oxford, 39 across Mississippi and 42 nationwide. FDIC records list its main office in Belzoni, MS and show it operating since 1943. With $3.07 billion in total assets on June 30, 2026, it ranks No. 419 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Oxford location is the West Jackson Avenue Branch at 1800 Jackson Ave W, dating to 2004; the newest, at 1500 University Ave, to 2024. It does not publish hours in the sources this page uses; check its site before you go.
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University Branch1500 University Ave, 38655
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West Jackson Avenue Branch1800 Jackson Ave W, 38655
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Oxford Branch404 Enterprise Dr, 38655
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Guaranty Bank & Trust Company Branch404 Enterprise Drive, 38655
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Oxford University Bank602 S 16th St, 38655
FNB Oxford Bank Bank · 4
FNB Oxford Bank has 4 branches in Oxford, 7 across Mississippi and 7 nationwide. FDIC records list its main office in Oxford, MS and show it operating since 1910. With $939.7 million in total assets on June 30, 2026, it ranks No. 1,106 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Oxford location is its main office at 101 Courthouse Sq, dating to 1910; the newest, at 2770 George G. "pat" Patterson Pkwy, to 1977. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office101 Courthouse Sq, 38655
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Medical Center Branch2149 S Lamar Blvd, 38655
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George G. Pat Patterson Parkway Branch2770 George G. "pat" Patterson Pkwy, 38655
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Sisk Avenue Branch700 Sisk Ave, 38655
BankFirst Financial Services Bank · 3
BankFirst Financial Services has 3 branches in Oxford, 36 across Mississippi and 51 nationwide. FDIC records list its main office in Columbus, MS and show it operating since 1888. With $3.31 billion in total assets on June 30, 2026, it ranks No. 388 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Oxford location is the West Jackson Branch at 2601 Jackson Ave W, dating to 2005; the newest, at 403 North Lamar Boulevard, to 2025. It does not publish hours in the sources this page uses; check its site before you go.
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University Avenue Branch1508 University Ave, 38655
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West Jackson Branch2601 Jackson Ave W, 38655
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Oxford - North Lamar Branch403 North Lamar Boulevard, 38655
Renasant Bank · 3
Renasant has 3 branches in Oxford, 89 across Mississippi and 266 nationwide. FDIC records list its main office in Tupelo, MS and show it operating since 1904. With $26.99 billion in total assets on June 30, 2026, it ranks No. 80 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Oxford location is the Ms-Oxford Square Branch at 1111 Jackson Ave E, dating to 1974; the newest, at 2527 Jackson Ave W, to 2005. It does not publish hours in the sources this page uses; check its site before you go.
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Ms-Oxford Square Branch1111 Jackson Ave E, 38655
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Ms-Oxford Tradewinds Branch1901 University Ave, 38655
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Oxford Main Branch2527 Jackson Ave W, 38655
First National Bank of Clarksdale Bank · 2
First National Bank of Clarksdale has 2 branches in Oxford, 5 across Mississippi and 5 nationwide. FDIC records list its main office in Clarksdale, MS and show it operating since 1964. With $386.1 million in total assets on June 30, 2026, it ranks No. 2,124 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Oxford location is the University Avenue Branch at 3043 University Avenue, dating to 2006; the newest, at 2531 Jackson Ave W, to 2007. It does not publish hours in the sources this page uses; check its site before you go.
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Bank Of Oxford- Jackson Avenue Branch2531 Jackson Ave W, 38655
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University Avenue Branch3043 University Avenue, 38655
Huntington Bank · 2
Huntington has 2 branches in Oxford, 89 across Mississippi and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Oxford location is the Oxford Downtown Branch at 517 S Lamar Blvd, dating to 1960; the newest, at 1929 Jackson Ave W, to 1997. It does not publish hours in the sources this page uses; check its site before you go.
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Oxford Jackson Avenue Branch1929 Jackson Ave W, 38655
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Oxford Downtown Branch517 S Lamar Blvd, 38655
Paragon Bank Bank · 2
Paragon Bank has 2 branches in Oxford, 2 across Mississippi and 10 nationwide. FDIC records list its main office in Memphis, TN and show it operating since 2005. With $908.1 million in total assets on June 30, 2026, it ranks No. 1,141 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Oxford location is the Oxford Branch - Itm at 265 N Lamar Blvd, dating to 2018; the newest, at 2401 South Lamar Boulevard, to 2023. It does not publish hours in the sources this page uses; check its site before you go.
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Oxford Branch2401 South Lamar Boulevard, 38655
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Oxford Branch - Itm265 N Lamar Blvd, 38655
Regions Bank Bank · 2
Regions Bank has 2 branches in Oxford, 96 across Mississippi and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Oxford location is the Oxford Eastgate Center Branch at 1960 University Ave, dating to 1964; the newest, at 1931 Jackson Ave W, to 1973. It does not publish hours in the sources this page uses; check its site before you go.
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Oxford Jackson Ave Branch1931 Jackson Ave W, 38655
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Oxford Eastgate Center Branch1960 University Ave, 38655
Trustmark Bank · 2
Trustmark has 2 branches in Oxford, 97 across Mississippi and 181 nationwide. FDIC records list its main office in Jackson, MS and show it operating since 1889. With $19.19 billion in total assets on June 30, 2026, it ranks No. 109 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Oxford location is the Courthouse Square Branch at 106 Courthouse Sq, dating to 2000; the newest, at 2301 Jackson Ave W, to 2021. It does not publish hours in the sources this page uses; check its site before you go.
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Courthouse Square Branch106 Courthouse Sq, 38655
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West Jackson Branch2301 Jackson Ave W, 38655
Bank of Commerce Bank · 1
Bank of Commerce has 1 branch in Oxford, 16 across Mississippi and 16 nationwide. FDIC records list its main office in Greenwood, MS and show it operating since 1904. With $1.13 billion in total assets on June 30, 2026, it ranks No. 939 of 4,232 U.S. banks by total assets. The Oxford Branch at 1610 Jackson Ave W dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oxford Branch1610 Jackson Ave W, 38655
Bank of England Bank · 1
Bank of England has 1 branch in Oxford, 2 across Mississippi and 151 nationwide. FDIC records list its main office in England, AR and show it operating since 1898. With $332.3 million in total assets on June 30, 2026, it ranks No. 2,339 of 4,232 U.S. banks by total assets. The Oxford Branch Lpo at 2692 West Oxford Loop dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oxford Branch Lpo2692 West Oxford Loop, 38655
BankPlus Bank · 1
BankPlus has 1 branch in Oxford, 52 across Mississippi and 74 nationwide. FDIC records list its main office in Belzoni, MS and show it operating since 1909. With $8.38 billion in total assets on June 30, 2026, it ranks No. 195 of 4,232 U.S. banks by total assets. The Oxford Branch at 400 S Lamar Blvd dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oxford Branch400 S Lamar Blvd, 38655
Mutual Credit Union Credit union · 1
Mutual Credit Union has 1 office in Oxford, 11 across Mississippi. It is based in Vicksburg, MS and $517.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Jackson Avenue1101 Jackson Avenue, 38655
All hours
Mon to Tue not published; Wed 8:30 am to 5 pm; Thu to Sun not published
Hours: NCUA, March 31, 2026
Origin Bank Bank · 1
Origin Bank has 1 branch in Oxford, 6 across Mississippi and 59 nationwide. FDIC records list its main office in Choudrant, LA and show it operating since 1912. With $10.18 billion in total assets on June 30, 2026, it ranks No. 160 of 4,232 U.S. banks by total assets. The Oxford Banking Center at 1312 University Ave dates to 2010 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oxford Banking Center1312 University Ave, 38655
RiverHills Bank Bank · 1
RiverHills Bank has 1 branch in Oxford, 5 across Mississippi and 5 nationwide. FDIC records list its main office in Vicksburg, MS and show it operating since 1890. With $445.2 million in total assets on June 30, 2026, it ranks No. 1,938 of 4,232 U.S. banks by total assets. The Riverhills Bank Branch at 1345 Cooperative Way dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Riverhills Bank Branch1345 Cooperative Way, 38655
Story Bank DBA Story Financial Partners Bank · 1
Story Bank DBA Story Financial Partners has 1 branch in Oxford, 5 across Mississippi and 7 nationwide. FDIC records list its main office in Jackson, MS and show it operating since 2000. With $1.01 billion in total assets on June 30, 2026, it ranks No. 1,039 of 4,232 U.S. banks by total assets. The Oxford Branch at 908 N Lamar Blvd dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oxford Branch908 N Lamar Blvd, 38655
The Citizens Bank of Philadelphia, Mississippi Bank · 1
The Citizens Bank of Philadelphia, Mississippi has 1 branch in Oxford, 26 across Mississippi and 26 nationwide. FDIC records list its main office in Philadelphia, MS and show it operating since 1908. With $1.56 billion in total assets on June 30, 2026, it ranks No. 725 of 4,232 U.S. banks by total assets. The Oxford Branch at 902 Sisk Ave dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oxford Branch902 Sisk Ave, 38655
Unity Bank of Mississippi Bank · 1
Unity Bank of Mississippi has 1 branch in Oxford, 8 across Mississippi and 8 nationwide. FDIC records list its main office in Holly Springs, MS and show it operating since 1899. With $281.8 million in total assets on June 30, 2026, it ranks No. 2,572 of 4,232 U.S. banks by total assets. The Merchants And Farmers Bank Loan Production Office at 501 Heritage Dr dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Merchants And Farmers Bank Loan Production Office501 Heritage Dr, 38655
Woodforest Bank · 1
Woodforest has 1 branch in Oxford, 27 across Mississippi and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 8130 Oxford Mississippi Walmart Branch at 2530 Jackson Ave W dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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8130 Oxford Mississippi Walmart Branch2530 Jackson Ave W, 38655
Join a credit union in Oxford
1 credit union has 1 office here: Mutual Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Oxford page has every office in the state's directory.
Banking in Oxford: the local picture
Short answer: 18 banks run 34 branches in Oxford according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 18 banks, 1 has its main office in Oxford, 11 elsewhere in Mississippi and 6 out of state, according to the FDIC.
The bank with the longest record here is Huntington, operating since 1866 according to the FDIC. In FDIC branch records, the longest-running branch is FNB Oxford Bank's office at 101 Courthouse Sq, dating to 1910; the newest is BankFirst Financial Services's at 403 North Lamar Boulevard, from 2025.
The only credit union with an office here is Mutual Credit Union.
Of the 1 location with published hours. None open on Saturday. 34 locations have no published hours in these sources.
Saturday hours in Oxford
Short answer: None of the 1 Oxford location with published hours lists Saturday hours. 34 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 34 of the 35 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Oxford, and where the nearest one is if they do not.
Short answer: In Oxford: Huntington (2), Regions Bank (2). No branches in Oxford: Chase (nearest in Hernando, 41 mi), Wells Fargo (nearest in Southaven, 49 mi), Bank of America, PNC Bank, U.S. Bank, Truist (nearest in Southaven, 48 mi), Fifth Third Bank, TD Bank, BMO.
| Bank | In Oxford | Nearest branch if none here |
|---|---|---|
| Huntington | 2 branches | here |
| Regions Bank | 2 branches | here |
| Chase | None | Hernando, 41 miles away |
| Wells Fargo | None | Southaven, 49 miles away |
| Bank of America | None | none in Mississippi |
| PNC Bank | None | none in Mississippi |
| U.S. Bank | None | none in Mississippi |
| Truist | None | Southaven, 48 miles away |
| Fifth Third Bank | None | none in Mississippi |
| TD Bank | None | none in Mississippi |
| BMO | None | none in Mississippi |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Oxford to the nearest branch in Mississippi.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Oxford residents like anyone else.
Banks near Oxford
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Water Valley (16 miles) and Sardis (22 miles). Senatobia, 31 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Water Valley, MS | 16 mi | 3 | 4 |
| Banks in Sardis, MS | 22 mi | 2 | 3 |
| Banks in Batesville, MS | 24 mi | 6 | 12 |
| Banks in Bruce, MS | 27 mi | 3 | 3 |
| Banks in Holly Springs, MS | 28 mi | 2 | 5 |
| Banks in Pontotoc, MS | 30 mi | 6 | 9 |
| Banks in New Albany, MS | 31 mi | 5 | 8 |
| Banks in Senatobia, MS | 31 mi | 8 | 8 |
Bank branch openings and closings in Oxford
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Oxford between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Oxford
Short answer: 1 institution has its main office in Oxford: FNB Oxford Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| FNB Oxford Bank | Bank | $939.7 million | 4 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Oxford by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Oxford offices.
Short answer: Huntington is the largest bank with offices in Oxford, with $283.07 billion in total assets on June 30, 2026, No. 15 among U.S. banks by total assets. Regions Bank is second with $159.79 billion. 1 of the 18 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Huntington | $283.07 billion | No. 15 | 2 | Columbus, OH |
| Regions Bank | $159.79 billion | No. 27 | 2 | Birmingham, AL |
| Renasant | $26.99 billion | No. 80 | 3 | Tupelo, MS |
| Trustmark | $19.19 billion | No. 109 | 2 | Jackson, MS |
| Origin Bank | $10.18 billion | No. 160 | 1 | Choudrant, LA |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| BankPlus | $8.38 billion | No. 195 | 1 | Belzoni, MS |
| BankFirst Financial Services | $3.31 billion | No. 388 | 3 | Columbus, MS |
| Guaranty Bank | $3.07 billion | No. 419 | 5 | Belzoni, MS |
| The Citizens Bank of Philadelphia, Mississippi | $1.56 billion | No. 725 | 1 | Philadelphia, MS |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Oxford: FAQ
How many banks are in Oxford, MS?
Oxford has 18 banks with 34 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Oxford?
Guaranty Bank, with 5. FNB Oxford Bank has 4 and Renasant has 3.
Is there a Guaranty Bank in Oxford, MS?
Yes. FDIC data lists 5 Guaranty Bank branches in Oxford as of September 5, 2026. Its branches are listed under Guaranty Bank above, with the address and directions for each.
Is there a Renasant in Oxford, MS?
Yes. FDIC data lists 3 Renasant branches in Oxford as of September 5, 2026. Its branches are listed under Renasant above, with the address and directions for each.
Is there a Chase in Oxford, MS?
No. FDIC data lists no Chase branch in Oxford as of September 5, 2026. The nearest is in Hernando, about 41 miles away in a straight line.
Which banks in Oxford are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 34 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Oxford?
FNB Oxford Bank has its main office in Oxford, according to the FDIC.
What is the oldest bank in Oxford?
Huntington has the longest record among banks with a branch here: the FDIC shows it operating since 1866.
Which credit unions can I join in Oxford?
Mutual Credit Union has an office in Oxford. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Oxford in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Oxford?
Nearby cities with more banks include Water Valley, Sardis, Batesville. Water Valley is 16 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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