Banks in Pontotoc, MS

Bank branch map: Pontotoc

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 6 banks and credit unions operate 9 locations in Pontotoc, according to the FDIC. 9 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Pontotoc

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Renasant, Guaranty Bank and First Choice Bank have the most locations in Pontotoc, with 2 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Choice Bank 2 branches · main office Pontotoc, MS Bank · 2

First Choice Bank has 2 branches in Pontotoc, 6 across Mississippi and 6 nationwide. FDIC records list its main office in Pontotoc, MS and show it operating since 1900. With $561.0 million in total assets on June 30, 2026, it ranks No. 1,650 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Pontotoc location is its main office at 19 S Main St, dating to 1900; the newest, at Highway 15 North, to 1968. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  19 S Main St, 38863

  Hours: see the bank's site
  DirectionsWebsite
• West Pontotoc Branch

  Highway 15 North, 38863

  Hours: see the bank's site
  DirectionsWebsite

First Choice Bank: profile, branches and contacts

Guaranty Bank 2 branches · main office Belzoni, MS Bank · 2

Guaranty Bank has 2 branches in Pontotoc, 39 across Mississippi and 42 nationwide. FDIC records list its main office in Belzoni, MS and show it operating since 1943. With $3.07 billion in total assets on June 30, 2026, it ranks No. 419 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Pontotoc location is the Bank Of Pontotoc, Lpo, A Subsidiary Of Oxford University Bank at 25 S Liberty St, dating to 2008; the newest, at 1882 Highway 15 N, to 2011. It does not publish hours in the sources this page uses; check its site before you go.

• Bank Of Pontotoc

  1882 Highway 15 N, 38863

  Hours: see the bank's site
  DirectionsWebsite
• Bank Of Pontotoc, Lpo, A Subsidiary Of Oxford University Bank

  25 S Liberty St, 38863

  Hours: see the bank's site
  DirectionsWebsite

Guaranty Bank: profile, branches and contacts

Renasant Renasant Bank · 2 branches · main office Tupelo, MS Bank · 2

Renasant has 2 branches in Pontotoc, 89 across Mississippi and 266 nationwide. FDIC records list its main office in Tupelo, MS and show it operating since 1904. With $26.99 billion in total assets on June 30, 2026, it ranks No. 80 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Pontotoc location is the Pontotoc Main Branch at 37 S Main St, dating to 1889; the newest, at 309 Highway 15 North, to 1969. It does not publish hours in the sources this page uses; check its site before you go.

• Hi-Way 15 North Branch

  309 Highway 15 North, 38863

  Hours: see the bank's site
  DirectionsWebsite
• Pontotoc Main Branch

  37 S Main St, 38863

  Hours: see the bank's site
  DirectionsWebsite

Renasant: profile, branches and contacts

BNA Bank 1 branch · main office New Albany, MS Bank · 1

BNA Bank has 1 branch in Pontotoc, 8 across Mississippi and 8 nationwide. FDIC records list its main office in New Albany, MS and show it operating since 1896. With $855.7 million in total assets on June 30, 2026, it ranks No. 1,190 of 4,232 U.S. banks by total assets. The Pontotoc Branch at 359 Old Oak Cir dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Pontotoc Branch

  359 Old Oak Cir, 38863

  Hours: see the bank's site
  DirectionsWebsite

BNA Bank: profile, branches and contacts

Huntington The Huntington National Bank · 1 branch · main office Columbus, OH Bank · 1

Huntington has 1 branch in Pontotoc, 89 across Mississippi and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Pontotoc Branch at 103 Mccord Rd dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Pontotoc Branch

  103 Mccord Rd, 38863

  Hours: see the bank's site
  DirectionsWebsite

Huntington: profile, branches and contacts

Woodforest Woodforest National Bank · 1 branch · main office The Woodlands, TX Bank · 1

Woodforest has 1 branch in Pontotoc, 27 across Mississippi and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The Ms Pontotoc Branch at 100 Mccord Rd dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Ms Pontotoc Branch

  100 Mccord Rd, 38863

  Hours: see the bank's site
  DirectionsWebsite

Woodforest: profile, branches and contacts

Banking in Pontotoc: the local picture

Short answer: 6 banks run 9 branches in Pontotoc according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 6 banks, 1 has its main office in Pontotoc, 3 elsewhere in Mississippi and 2 out of state, according to the FDIC.

The bank with the longest record here is Huntington, operating since 1866 according to the FDIC. In FDIC branch records, the longest-running branch is Renasant's office at 37 S Main St, dating to 1889; the newest is BNA Bank's at 359 Old Oak Cir, from 2025.

None of the 9 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Pontotoc, and where the nearest one is if they do not.

Short answer: In Pontotoc: Huntington (1). No branches in Pontotoc: Chase (nearest in Columbus, 61 mi), Wells Fargo (nearest in Southaven, 73 mi), Bank of America, PNC Bank, U.S. Bank, Truist (nearest in Southaven, 72 mi), Fifth Third Bank, Regions Bank (nearest in Tupelo, 15 mi), TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Pontotoc to the nearest branch in Mississippi.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Pontotoc residents like anyone else.

Banks near Pontotoc

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Belden (14 miles) and New Albany (16 miles). Tupelo, 17 miles away, has the most banks nearby: 14.

Bank branch openings and closings in Pontotoc

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Pontotoc between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Pontotoc

Short answer: 1 institution has its main office in Pontotoc: First Choice Bank.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Pontotoc by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Pontotoc offices.

Short answer: Huntington is the largest bank with offices in Pontotoc, with $283.07 billion in total assets on June 30, 2026, No. 15 among U.S. banks by total assets. Renasant is second with $26.99 billion. 1 of the 6 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Pontotoc: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.