US Bank Directory

Banks in Houston, MS

3 FDIC-insured banks operate 4 offices in Houston, Mississippi.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Houston

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 4 locations in Houston, according to the FDIC. 4 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Houston

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Huntington has the most locations in Houston, with 2. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Huntington The Huntington National Bank · 2 branches · main office Columbus, OH Bank · 2

Huntington has 2 branches in Houston, 89 across Mississippi and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Houston location is the Houston Ms Downtown Branch at 115 E Washington St, dating to 1930; the newest, at 821 N Jackson St, to 2005. It does not publish hours in the sources this page uses; check its site before you go.

  • Houston Ms Downtown Branch
    115 E Washington St, 38851
    Hours: see the bank's site
  • Houston Ms North Jackson St Branch
    821 N Jackson St, 38851
    Hours: see the bank's site
Huntington: profile, branches and contacts
BankOkolona 1 branch · main office Okolona, MS Bank · 1

BankOkolona has 1 branch in Houston, 5 across Mississippi and 5 nationwide. FDIC records list its main office in Okolona, MS and show it operating since 1931. With $359.6 million in total assets on June 30, 2026, it ranks No. 2,212 of 4,232 U.S. banks by total assets. The Houston Branch at 321 W Madison St dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Houston Branch
    321 W Madison St, 38851
    Hours: see the bank's site
BankOkolona: profile, branches and contacts
Regions Bank 1 branch · main office Birmingham, AL Bank · 1

Regions Bank has 1 branch in Houston, 96 across Mississippi and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Houston Northgate Branch at 905 N Jackson St dates to 1974 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Houston Northgate Branch
    905 N Jackson St, 38851
    Hours: see the bank's site
Regions Bank: profile, branches and contacts

Banking in Houston: the local picture

Short answer: 3 banks run 4 branches in Houston according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Houston, 1 elsewhere in Mississippi and 2 out of state, according to the FDIC.

The bank with the longest record here is Huntington, operating since 1866 according to the FDIC. In FDIC branch records, the longest-running branch is Huntington's office at 115 E Washington St, dating to 1930; the newest is BankOkolona's at 321 W Madison St, from 2008.

None of the 4 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Houston, and where the nearest one is if they do not.

Short answer: In Houston: Huntington (2), Regions Bank (1). No branches in Houston: Chase (nearest in Columbus, 42 mi), Wells Fargo (nearest in Southaven, 92 mi), Bank of America, PNC Bank, U.S. Bank, Truist (nearest in Southaven, 91 mi), Fifth Third Bank, TD Bank, BMO.

BankIn HoustonNearest branch if none here
Huntington2 brancheshere
Regions Bank1 branchhere
ChaseNoneColumbus, 42 miles away
Wells FargoNoneSouthaven, 92 miles away
Bank of AmericaNonenone in Mississippi
PNC BankNonenone in Mississippi
U.S. BankNonenone in Mississippi
TruistNoneSouthaven, 91 miles away
Fifth Third BankNonenone in Mississippi
TD BankNonenone in Mississippi
BMONonenone in Mississippi

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Houston to the nearest branch in Mississippi.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Houston residents like anyone else.

Banks near Houston

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Okolona (16 miles) and Calhoun City (18 miles). Tupelo, 30 miles away, has the most banks nearby: 14.

Bank branch openings and closings in Houston

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Houston between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Houston by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Houston offices.

Short answer: Huntington is the largest bank with offices in Houston, with $283.07 billion in total assets on June 30, 2026, No. 15 among U.S. banks by total assets. Regions Bank is second with $159.79 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Huntington$283.07 billionNo. 152Columbus, OH
Regions Bank$159.79 billionNo. 271Birmingham, AL
BankOkolona$359.6 millionNo. 2,2121Okolona, MS

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Houston: FAQ

How many banks are in Houston, MS?

Houston has 3 banks with 4 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Houston?

Huntington, with 2. Regions Bank has 1 and BankOkolona has 1.

Is there a Huntington in Houston, MS?

Yes. FDIC data lists 2 Huntington branches in Houston as of September 5, 2026. Its branches are listed under Huntington above, with the address and directions for each.

Is there a Regions Bank in Houston, MS?

Yes. FDIC data lists 1 Regions Bank branch in Houston as of September 5, 2026. The address and directions are under Regions Bank above.

Is there a BankOkolona in Houston, MS?

Yes. FDIC data lists 1 BankOkolona branch in Houston as of September 5, 2026. The address and directions are under BankOkolona above.

Is there a Chase in Houston, MS?

No. FDIC data lists no Chase branch in Houston as of September 5, 2026. The nearest is in Columbus, about 42 miles away in a straight line.

What is the oldest bank in Houston?

Huntington has the longest record among banks with a branch here: the FDIC shows it operating since 1866.

Did any bank branches open or close in Houston in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Houston?

Nearby cities with more banks include Okolona, Calhoun City, Bruce. Okolona is 16 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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