US Bank Directory
Banks in West Point, MS
6 FDIC-insured banks operate 7 offices in West Point, Mississippi, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: West Point
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 8 banks and credit unions operate 9 locations in West Point, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
8 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in West Point
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Renasant has the most locations in West Point, with 2. The other 5 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Renasant Bank · 2
Renasant has 2 branches in West Point, 89 across Mississippi and 266 nationwide. FDIC records list its main office in Tupelo, MS and show it operating since 1904. With $26.99 billion in total assets on June 30, 2026, it ranks No. 80 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running West Point location is the West Point 45 Branch at 6815 Highway 45 Alt S, dating to 1969; the newest, at 26164 W Main St, to 1972. It does not publish hours in the sources this page uses; check its site before you go.
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West Point Main Branch26164 W Main St, 39773
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West Point 45 Branch6815 Highway 45 Alt S, 39773
Bank of Commerce Bank · 1
Bank of Commerce has 1 branch in West Point, 16 across Mississippi and 16 nationwide. FDIC records list its main office in Greenwood, MS and show it operating since 1904. With $1.13 billion in total assets on June 30, 2026, it ranks No. 939 of 4,232 U.S. banks by total assets. The West Point Branch at 5549 Highway 45 Alt S dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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West Point Branch5549 Highway 45 Alt S, 39773
BankFirst Financial Services Bank · 1
BankFirst Financial Services has 1 branch in West Point, 36 across Mississippi and 51 nationwide. FDIC records list its main office in Columbus, MS and show it operating since 1888. With $3.31 billion in total assets on June 30, 2026, it ranks No. 388 of 4,232 U.S. banks by total assets. The West Point Branch at 7342 Highway 45 Alt N dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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West Point Branch7342 Highway 45 Alt N, 39773
Hope Credit Union Credit union · 1
Hope Credit Union has 1 office in West Point, 14 across Mississippi. It is based in Jackson, MS and $867.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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West Point470 Commerce St, 39773
All hours
Mon to Tue not published; Wed 9 am to 5 pm; Thu to Sun not published
Hours: NCUA, March 31, 2026
Huntington Bank · 1
Huntington has 1 branch in West Point, 89 across Mississippi and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The West Point Downtown Branch at 662 E Broad St dates to 1980 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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West Point Downtown Branch662 E Broad St, 39773
Regions Bank Bank · 1
Regions Bank has 1 branch in West Point, 96 across Mississippi and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The West Point Main Branch at 26661 E Main St dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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West Point Main Branch26661 E Main St, 39773
Triangle Credit Union Credit union · 1
Triangle Credit Union has 1 office in West Point, 5 across Mississippi. It is based in Columbus, MS and $125.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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West Point7290 Highway 45 Alt N, 39773
All hours
Mon to Thu 8 am to 4:30 pm; Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Woodforest Bank · 1
Woodforest has 1 branch in West Point, 27 across Mississippi and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The Ms Westpoint at 5509 Highway 45 Alt S dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ms Westpoint5509 Highway 45 Alt S, 39773
Join a credit union in West Point
2 credit unions have 2 offices here: Hope Credit Union and Triangle Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in West Point page has every office in the state's directory.
Banking in West Point: the local picture
Short answer: 6 banks run 7 branches in West Point according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 0 have their main office in West Point, 3 elsewhere in Mississippi and 3 out of state, according to the FDIC.
The bank with the longest record here is Huntington, operating since 1866 according to the FDIC. In FDIC branch records, the longest-running branch is Regions Bank's office at 26661 E Main St, dating to 1934; the newest is Bank of Commerce's at 5549 Highway 45 Alt S, from 2021.
2 credit unions have 2 offices in West Point, according to the NCUA. Who can join each one is on the credit unions page.
Of the 2 locations with published hours. None open on Saturday. 7 locations have no published hours in these sources.
Saturday hours in West Point
Short answer: None of the 2 West Point locations with published hours lists Saturday hours. 7 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 9 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in West Point, and where the nearest one is if they do not.
Short answer: In West Point: Huntington (1), Regions Bank (1). No branches in West Point: Chase (nearest in Columbus, 14 mi), Wells Fargo (nearest in Ridgeland, 118 mi), Bank of America, PNC Bank, U.S. Bank, Truist (nearest in Southaven, 120 mi), Fifth Third Bank, TD Bank, BMO.
| Bank | In West Point | Nearest branch if none here |
|---|---|---|
| Huntington | 1 branch | here |
| Regions Bank | 1 branch | here |
| Chase | None | Columbus, 14 miles away |
| Wells Fargo | None | Ridgeland, 118 miles away |
| Bank of America | None | none in Mississippi |
| PNC Bank | None | none in Mississippi |
| U.S. Bank | None | none in Mississippi |
| Truist | None | Southaven, 120 miles away |
| Fifth Third Bank | None | none in Mississippi |
| TD Bank | None | none in Mississippi |
| BMO | None | none in Mississippi |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of West Point to the nearest branch in Mississippi.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to West Point residents like anyone else.
Banks near West Point
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Starkville (14 miles) and Columbus (15 miles). Starkville, 14 miles away, has the most banks nearby: 13.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Starkville, MS | 14 mi | 13 | 17 |
| Banks in Columbus, MS | 15 mi | 10 | 19 |
| Banks in Aberdeen, MS | 17 mi | 3 | 4 |
| Banks in Okolona, MS | 28 mi | 2 | 2 |
| Banks in Amory, MS | 28 mi | 6 | 8 |
| Banks in Houston, MS | 29 mi | 3 | 4 |
| Banks in Macon, MS | 35 mi | 2 | 2 |
| Banks in Eupora, MS | 35 mi | 3 | 3 |
Bank branch openings and closings in West Point
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in West Point between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in West Point by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its West Point offices.
Short answer: Huntington is the largest bank with offices in West Point, with $283.07 billion in total assets on June 30, 2026, No. 15 among U.S. banks by total assets. Regions Bank is second with $159.79 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Huntington | $283.07 billion | No. 15 | 1 | Columbus, OH |
| Regions Bank | $159.79 billion | No. 27 | 1 | Birmingham, AL |
| Renasant | $26.99 billion | No. 80 | 2 | Tupelo, MS |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| BankFirst Financial Services | $3.31 billion | No. 388 | 1 | Columbus, MS |
| Bank of Commerce | $1.13 billion | No. 939 | 1 | Greenwood, MS |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in West Point: FAQ
How many banks are in West Point, MS?
West Point has 6 banks with 7 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in West Point?
Renasant, with 2. Huntington has 1 and Regions Bank has 1.
Is there a Renasant in West Point, MS?
Yes. FDIC data lists 2 Renasant branches in West Point as of September 5, 2026. Its branches are listed under Renasant above, with the address and directions for each.
Is there a Huntington in West Point, MS?
Yes. FDIC data lists 1 Huntington branch in West Point as of September 5, 2026. The address and directions are under Huntington above.
Is there a Regions Bank in West Point, MS?
Yes. FDIC data lists 1 Regions Bank branch in West Point as of September 5, 2026. The address and directions are under Regions Bank above.
Is there a Chase in West Point, MS?
No. FDIC data lists no Chase branch in West Point as of September 5, 2026. The nearest is in Columbus, about 14 miles away in a straight line.
Which banks in West Point are open on Saturday?
None of the 2 locations with published hours lists Saturday hours. 7 locations do not publish hours in our sources; call ahead.
What is the oldest bank in West Point?
Huntington has the longest record among banks with a branch here: the FDIC shows it operating since 1866.
Which credit unions can I join in West Point?
Hope Credit Union and Triangle Credit Union have offices in West Point. Check each credit union's membership rules before you apply.
Did any bank branches open or close in West Point in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near West Point?
Nearby cities with more banks include Starkville, Columbus, Aberdeen. Starkville is 14 miles away with 13 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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