US Bank Directory

Banks in Macon, MS

2 FDIC-insured banks operate 2 offices in Macon, Mississippi.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Macon

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Macon, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Macon

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: BankFirst Financial Services and The Citizens National Bank of Meridian have the most locations in Macon, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

BankFirst Financial Services 1 branch · main office Columbus, MS Bank · 1

BankFirst Financial Services has 1 branch in Macon, 36 across Mississippi and 51 nationwide. FDIC records list its main office in Columbus, MS and show it operating since 1888. With $3.31 billion in total assets on June 30, 2026, it ranks No. 388 of 4,232 U.S. banks by total assets. The Main Street Branch at 3055 Jefferson St dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Street Branch
    3055 Jefferson St, 39341
    Hours: see the bank's site
BankFirst Financial Services: profile, branches and contacts
The Citizens National Bank of Meridian 1 branch · main office Meridian, MS Bank · 1

The Citizens National Bank of Meridian has 1 branch in Macon, 29 across Mississippi and 29 nationwide. FDIC records list its main office in Meridian, MS and show it operating since 1888. With $1.89 billion in total assets on June 30, 2026, it ranks No. 630 of 4,232 U.S. banks by total assets. The Macon Branch at 2934 Jefferson St dates to 1800 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

The Citizens National Bank of Meridian: profile, branches and contacts

Banking in Macon: the local picture

Short answer: 2 banks run 2 branches in Macon according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Macon, 2 elsewhere in Mississippi, according to the FDIC.

The bank with the longest record here is BankFirst Financial Services, operating since 1888 according to the FDIC. In FDIC branch records, the longest-running branch is The Citizens National Bank of Meridian's office at 2934 Jefferson St, dating to 1800; the newest is BankFirst Financial Services's at 3055 Jefferson St, from 1995.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Macon, and where the nearest one is if they do not.

Short answer: No branches in Macon: Chase (nearest in Columbus, 29 mi), Wells Fargo (nearest in Ridgeland, 103 mi), Bank of America, PNC Bank, U.S. Bank, Truist (nearest in Southaven, 151 mi), Fifth Third Bank, Huntington (nearest in Columbus, 28 mi), Regions Bank (nearest in Columbus, 28 mi), TD Bank, BMO.

BankIn MaconNearest branch if none here
ChaseNoneColumbus, 29 miles away
Wells FargoNoneRidgeland, 103 miles away
Bank of AmericaNonenone in Mississippi
PNC BankNonenone in Mississippi
U.S. BankNonenone in Mississippi
TruistNoneSouthaven, 151 miles away
Fifth Third BankNonenone in Mississippi
HuntingtonNoneColumbus, 28 miles away
Regions BankNoneColumbus, 28 miles away
TD BankNonenone in Mississippi
BMONonenone in Mississippi

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Macon to the nearest branch in Mississippi.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Macon residents like anyone else.

Banks near Macon

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are De Kalb (24 miles) and Starkville (28 miles). Starkville, 28 miles away, has the most banks nearby: 13.

Bank branch openings and closings in Macon

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Macon between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Macon by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Macon offices.

Short answer: BankFirst Financial Services is the largest bank with offices in Macon, with $3.31 billion in total assets on June 30, 2026, No. 388 among U.S. banks by total assets. The Citizens National Bank of Meridian is second with $1.89 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
BankFirst Financial Services$3.31 billionNo. 3881Columbus, MS
The Citizens National Bank of Meridian$1.89 billionNo. 6301Meridian, MS

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Macon: FAQ

How many banks are in Macon, MS?

Macon has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Macon?

BankFirst Financial Services, with 1. The Citizens National Bank of Meridian has 1.

Is there a BankFirst Financial Services in Macon, MS?

Yes. FDIC data lists 1 BankFirst Financial Services branch in Macon as of September 5, 2026. The address and directions are under BankFirst Financial Services above.

Is there a The Citizens National Bank of Meridian in Macon, MS?

Yes. FDIC data lists 1 The Citizens National Bank of Meridian branch in Macon as of September 5, 2026. The address and directions are under The Citizens National Bank of Meridian above.

Is there a Chase in Macon, MS?

No. FDIC data lists no Chase branch in Macon as of September 5, 2026. The nearest is in Columbus, about 29 miles away in a straight line.

What is the oldest bank in Macon?

BankFirst Financial Services has the longest record among banks with a branch here: the FDIC shows it operating since 1888.

Did any bank branches open or close in Macon in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Macon?

Nearby cities with more banks include De Kalb, Starkville, Columbus. De Kalb is 24 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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