US Bank Directory
Banks in Starkville, MS
13 FDIC-insured banks operate 17 offices in Starkville, Mississippi, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Starkville
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 15 banks and credit unions operate 19 locations in Starkville, according to the FDIC and the NCUA. 18 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
18 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Starkville
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Starkville, with 2 each. 9 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of Commerce Bank · 2
Bank of Commerce has 2 branches in Starkville, 16 across Mississippi and 16 nationwide. FDIC records list its main office in Greenwood, MS and show it operating since 1904. With $1.13 billion in total assets on June 30, 2026, it ranks No. 939 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Starkville location is the Bank Of Commerce Starkville at 315 University Dr, dating to 2012; the newest, at 818 Highway 12 W, to 2026. It does not publish hours in the sources this page uses; check its site before you go.
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Bank Of Commerce Starkville315 University Dr, 39759
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Starkville Branch818 Highway 12 W, 39759
BankFirst Financial Services Bank · 2
BankFirst Financial Services has 2 branches in Starkville, 36 across Mississippi and 51 nationwide. FDIC records list its main office in Columbus, MS and show it operating since 1888. With $3.31 billion in total assets on June 30, 2026, it ranks No. 388 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Starkville location is the Russell Street Branch at 101 Russell St, dating to 1999; the newest, at 1000 Highway 12 W, to 2001. It does not publish hours in the sources this page uses; check its site before you go.
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Crossgates Branch1000 Highway 12 W, 39759
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Russell Street Branch101 Russell St, 39759
Huntington Bank · 2
Huntington has 2 branches in Starkville, 89 across Mississippi and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Starkville location is the Starkville Midtown Branch at 400 University Dr, dating to 1977; the newest, at 802 Highway 12 W, to 1988. It does not publish hours in the sources this page uses; check its site before you go.
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Starkville Midtown Branch400 University Dr, 39759
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Starkville Crossing Branch802 Highway 12 W, 39759
Renasant Bank · 2
Renasant has 2 branches in Starkville, 89 across Mississippi and 266 nationwide. FDIC records list its main office in Tupelo, MS and show it operating since 1904. With $26.99 billion in total assets on June 30, 2026, it ranks No. 80 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Starkville location is the Starkville Crossing Branch at 806 Highway 12 W, dating to 1995; the newest, at 500 E Lampkin St, to 2011. It does not publish hours in the sources this page uses; check its site before you go.
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Starkville Branch500 E Lampkin St, 39759
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Starkville Crossing Branch806 Highway 12 W, 39759
Bank of Kilmichael Bank · 1
Bank of Kilmichael has 1 branch in Starkville, 6 across Mississippi and 6 nationwide. FDIC records list its main office in Kilmichael, MS and show it operating since 1904. With $341.6 million in total assets on June 30, 2026, it ranks No. 2,295 of 4,232 U.S. banks by total assets. The Starkville Branch at 112 S Lafayette St dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Starkville Branch112 S Lafayette St, 39759
BankPlus Bank · 1
BankPlus has 1 branch in Starkville, 52 across Mississippi and 74 nationwide. FDIC records list its main office in Belzoni, MS and show it operating since 1909. With $8.38 billion in total assets on June 30, 2026, it ranks No. 195 of 4,232 U.S. banks by total assets. The Bankplus Branch at 500 Russell St dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Bankplus Branch500 Russell St, 39759
CB&S Bank Bank · 1
CB&S Bank has 1 branch in Starkville, 12 across Mississippi and 58 nationwide. FDIC records list its main office in Russellville, AL and show it operating since 1906. With $3.07 billion in total assets on June 30, 2026, it ranks No. 417 of 4,232 U.S. banks by total assets. The 12-25 Industrial Branch at 303 Highway 12 W dates to 1969 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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12-25 Industrial Branch303 Highway 12 W, 39759
Community Bank of Mississippi Bank · 1
Community Bank of Mississippi has 1 branch in Starkville, 43 across Mississippi and 57 nationwide. FDIC records list its main office in Flowood, MS and show it operating since 1905. With $5.09 billion in total assets on June 30, 2026, it ranks No. 288 of 4,232 U.S. banks by total assets. The Starkville Branch at 403 Russell St dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Starkville Branch403 Russell St, 39759
Guaranty Bank Bank · 1
Guaranty Bank has 1 branch in Starkville, 39 across Mississippi and 42 nationwide. FDIC records list its main office in Belzoni, MS and show it operating since 1943. With $3.07 billion in total assets on June 30, 2026, it ranks No. 419 of 4,232 U.S. banks by total assets. The Starkville Branch at 100 Mill St dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Starkville Branch100 Mill St, 39759
Regions Bank Bank · 1
Regions Bank has 1 branch in Starkville, 96 across Mississippi and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Starkville Main Branch at 300 University Dr dates to 1979 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Starkville Main Branch300 University Dr, 39759
Statewide Credit Union Credit union · 1
Statewide Credit Union has 1 office in Starkville, 4 across Mississippi. It is based in Flowood, MS and $210.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Statewide Fcu333 Highway 12 W, 39759
All hours
Mon to Fri 8:15 am to 4:45 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
The Citizens Bank of Philadelphia, Mississippi Bank · 1
The Citizens Bank of Philadelphia, Mississippi has 1 branch in Starkville, 26 across Mississippi and 26 nationwide. FDIC records list its main office in Philadelphia, MS and show it operating since 1908. With $1.56 billion in total assets on June 30, 2026, it ranks No. 725 of 4,232 U.S. banks by total assets. The Starkville Branch at 201 Highway 12 W dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Starkville Branch201 Highway 12 W, 39759
Triangle Credit Union Credit union · 1
Triangle Credit Union has 1 office in Starkville, 5 across Mississippi. It is based in Columbus, MS and $125.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Starkville Msu12036 Highway 182 E, 39759
All hours
Mon to Thu 8:30 am to 4 pm; Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Trustmark Bank · 1
Trustmark has 1 branch in Starkville, 97 across Mississippi and 181 nationwide. FDIC records list its main office in Jackson, MS and show it operating since 1889. With $19.19 billion in total assets on June 30, 2026, it ranks No. 109 of 4,232 U.S. banks by total assets. The Starkville Branch at 128 Highway 12 W dates to 2011 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Starkville Branch128 Highway 12 W, 39759
Woodforest Bank · 1
Woodforest has 1 branch in Starkville, 27 across Mississippi and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The Starkville Branch at 1010 Highway 12 W dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Starkville Branch1010 Highway 12 W, 39759
Join a credit union in Starkville
2 credit unions have 2 offices here: Statewide Credit Union and Triangle Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Starkville page has every office in the state's directory.
Banking in Starkville: the local picture
Short answer: 13 banks run 17 branches in Starkville according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 13 banks, 0 have their main office in Starkville, 9 elsewhere in Mississippi and 4 out of state, according to the FDIC.
The bank with the longest record here is Huntington, operating since 1866 according to the FDIC. In FDIC branch records, the longest-running branch is CB&S Bank's office at 303 Highway 12 W, dating to 1969; the newest is Bank of Commerce's at 818 Highway 12 W, from 2026.
2 credit unions have 2 offices in Starkville, according to the NCUA. Who can join each one is on the credit unions page.
Of the 2 locations with published hours. None open on Saturday. 17 locations have no published hours in these sources.
Saturday hours in Starkville
Short answer: None of the 2 Starkville locations with published hours lists Saturday hours. 17 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 17 of the 19 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Starkville, and where the nearest one is if they do not.
Short answer: In Starkville: Huntington (2), Regions Bank (1). No branches in Starkville: Chase (nearest in Columbus, 23 mi), Wells Fargo (nearest in Ridgeland, 104 mi), Bank of America, PNC Bank, U.S. Bank, Truist (nearest in Southaven, 123 mi), Fifth Third Bank, TD Bank, BMO.
| Bank | In Starkville | Nearest branch if none here |
|---|---|---|
| Huntington | 2 branches | here |
| Regions Bank | 1 branch | here |
| Chase | None | Columbus, 23 miles away |
| Wells Fargo | None | Ridgeland, 104 miles away |
| Bank of America | None | none in Mississippi |
| PNC Bank | None | none in Mississippi |
| U.S. Bank | None | none in Mississippi |
| Truist | None | Southaven, 123 miles away |
| Fifth Third Bank | None | none in Mississippi |
| TD Bank | None | none in Mississippi |
| BMO | None | none in Mississippi |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Starkville to the nearest branch in Mississippi.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Starkville residents like anyone else.
Banks near Starkville
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are West Point (14 miles) and Ackerman (23 miles). Columbus, 23 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in West Point, MS | 14 mi | 6 | 7 |
| Banks in Ackerman, MS | 23 mi | 3 | 3 |
| Banks in Columbus, MS | 23 mi | 10 | 19 |
| Banks in Eupora, MS | 26 mi | 3 | 3 |
| Banks in Louisville, MS | 27 mi | 4 | 7 |
| Banks in Macon, MS | 28 mi | 2 | 2 |
| Banks in Aberdeen, MS | 30 mi | 3 | 4 |
| Banks in Houston, MS | 33 mi | 3 | 4 |
Bank branch openings and closings in Starkville
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 3 branch openings in Starkville between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Apr 27, 2026 | Opened | Bank of Commerce | 818 Highway 12 W, 39759 |
| Apr 9, 2026 | Opened | Bank of Kilmichael | 112 S Lafayette St, 39759 |
| Oct 22, 2025 | Opened | Community Bank of Mississippi | 403 Russell St, 39759 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Largest banks in Starkville by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Starkville offices.
Short answer: Huntington is the largest bank with offices in Starkville, with $283.07 billion in total assets on June 30, 2026, No. 15 among U.S. banks by total assets. Regions Bank is second with $159.79 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Huntington | $283.07 billion | No. 15 | 2 | Columbus, OH |
| Regions Bank | $159.79 billion | No. 27 | 1 | Birmingham, AL |
| Renasant | $26.99 billion | No. 80 | 2 | Tupelo, MS |
| Trustmark | $19.19 billion | No. 109 | 1 | Jackson, MS |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| BankPlus | $8.38 billion | No. 195 | 1 | Belzoni, MS |
| Community Bank of Mississippi | $5.09 billion | No. 288 | 1 | Flowood, MS |
| BankFirst Financial Services | $3.31 billion | No. 388 | 2 | Columbus, MS |
| CB&S Bank | $3.07 billion | No. 417 | 1 | Russellville, AL |
| Guaranty Bank | $3.07 billion | No. 419 | 1 | Belzoni, MS |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Starkville: FAQ
How many banks are in Starkville, MS?
Starkville has 13 banks with 17 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Starkville?
Huntington, with 2. Renasant has 2 and BankFirst Financial Services has 2.
Is there a Huntington in Starkville, MS?
Yes. FDIC data lists 2 Huntington branches in Starkville as of September 5, 2026. Its branches are listed under Huntington above, with the address and directions for each.
Is there a Renasant in Starkville, MS?
Yes. FDIC data lists 2 Renasant branches in Starkville as of September 5, 2026. Its branches are listed under Renasant above, with the address and directions for each.
Is there a BankFirst Financial Services in Starkville, MS?
Yes. FDIC data lists 2 BankFirst Financial Services branches in Starkville as of September 5, 2026. Its branches are listed under BankFirst Financial Services above, with the address and directions for each.
Is there a Chase in Starkville, MS?
No. FDIC data lists no Chase branch in Starkville as of September 5, 2026. The nearest is in Columbus, about 23 miles away in a straight line.
Which banks in Starkville are open on Saturday?
None of the 2 locations with published hours lists Saturday hours. 17 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Starkville?
Huntington has the longest record among banks with a branch here: the FDIC shows it operating since 1866.
Which credit unions can I join in Starkville?
Statewide Credit Union and Triangle Credit Union have offices in Starkville. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Starkville in the past year?
FDIC branch records show 3 branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Starkville?
Nearby cities with more banks include West Point, Ackerman, Columbus. West Point is 14 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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