US Bank Directory
Banks in Holly Springs, MS
2 FDIC-insured banks operate 5 offices in Holly Springs, Mississippi.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Holly Springs
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 5 locations in Holly Springs, according to the FDIC. 5 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Holly Springs
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Unity Bank of Mississippi has the most locations in Holly Springs, with 3. It is followed by Bank of Holly Springs (2). Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Unity Bank of Mississippi Bank · 3
Unity Bank of Mississippi has 3 branches in Holly Springs, 8 across Mississippi and 8 nationwide. FDIC records list its main office in Holly Springs, MS and show it operating since 1899. With $281.8 million in total assets on June 30, 2026, it ranks No. 2,572 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Holly Springs location is its main office at 650 Highway 7 S, dating to 1899; the newest, at 146 W College Ave, to 2021. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office650 Highway 7 S, 38635
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Downtown Branch146 W College Ave, 38635
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Craft Street Branch615 Highway 7 South, 38635
Bank of Holly Springs Bank · 2
Bank of Holly Springs has 2 branches in Holly Springs, 9 across Mississippi and 9 nationwide. FDIC records list its main office in Holly Springs, MS and show it operating since 1869. With $587.5 million in total assets on June 30, 2026, it ranks No. 1,590 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Holly Springs location is its main office at 114 S Memphis St, dating to 1869; the newest, at 970 Highway 7 S, to 2006. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office114 S Memphis St, 38635
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South Branch970 Highway 7 S, 38635
Banking in Holly Springs: the local picture
Short answer: 2 banks run 5 branches in Holly Springs according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 2 have their main office in Holly Springs, according to the FDIC.
The bank with the longest record here is Bank of Holly Springs, operating since 1869 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of Holly Springs's office at 114 S Memphis St, dating to 1869; the newest is Unity Bank of Mississippi's at 146 W College Ave, from 2021.
None of the 5 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Holly Springs, and where the nearest one is if they do not.
Short answer: No branches in Holly Springs: Chase (nearest in Hernando, 30 mi), Wells Fargo (nearest in Southaven, 33 mi), Bank of America, PNC Bank, U.S. Bank, Truist (nearest in Southaven, 32 mi), Fifth Third Bank, Huntington (nearest in Olive Branch, 24 mi), Regions Bank (nearest in Olive Branch, 26 mi), TD Bank, BMO.
| Bank | In Holly Springs | Nearest branch if none here |
|---|---|---|
| Chase | None | Hernando, 30 miles away |
| Wells Fargo | None | Southaven, 33 miles away |
| Bank of America | None | none in Mississippi |
| PNC Bank | None | none in Mississippi |
| U.S. Bank | None | none in Mississippi |
| Truist | None | Southaven, 32 miles away |
| Fifth Third Bank | None | none in Mississippi |
| Huntington | None | Olive Branch, 24 miles away |
| Regions Bank | None | Olive Branch, 26 miles away |
| TD Bank | None | none in Mississippi |
| BMO | None | none in Mississippi |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Holly Springs to the nearest branch in Mississippi.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Holly Springs residents like anyone else.
Banks near Holly Springs
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Ashland (16 miles) and Byhalia (17 miles). Oxford, 28 miles away, has the most banks nearby: 18.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Ashland, MS | 16 mi | 2 | 2 |
| Banks in Byhalia, MS | 17 mi | 3 | 4 |
| Banks in Olive Branch, MS | 27 mi | 12 | 18 |
| Banks in Oxford, MS | 28 mi | 18 | 34 |
| Banks in Ripley, MS | 29 mi | 3 | 6 |
| Banks in Hernando, MS | 30 mi | 11 | 15 |
| Banks in Senatobia, MS | 31 mi | 8 | 8 |
| Banks in New Albany, MS | 31 mi | 5 | 8 |
Bank branch openings and closings in Holly Springs
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Holly Springs between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Holly Springs
Short answer: 2 institutions have their main office in Holly Springs: Unity Bank of Mississippi and Bank of Holly Springs.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Unity Bank of Mississippi | Bank | $281.8 million | 3 |
| Bank of Holly Springs | Bank | $587.5 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Holly Springs by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Holly Springs offices.
Short answer: Bank of Holly Springs is the largest bank with offices in Holly Springs, with $587.5 million in total assets on June 30, 2026, No. 1,590 among U.S. banks by total assets. Unity Bank of Mississippi is second with $281.8 million. 2 of the 2 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of Holly Springs | $587.5 million | No. 1,590 | 2 | Holly Springs, MS |
| Unity Bank of Mississippi | $281.8 million | No. 2,572 | 3 | Holly Springs, MS |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Holly Springs: FAQ
How many banks are in Holly Springs, MS?
Holly Springs has 2 banks with 5 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Holly Springs?
Unity Bank of Mississippi, with 3. Bank of Holly Springs has 2.
Is there a Unity Bank of Mississippi in Holly Springs, MS?
Yes. FDIC data lists 3 Unity Bank of Mississippi branches in Holly Springs as of September 5, 2026, the main office at 650 Highway 7 S. Its branches are listed under Unity Bank of Mississippi above, with the address and directions for each.
Is there a Chase in Holly Springs, MS?
No. FDIC data lists no Chase branch in Holly Springs as of September 5, 2026. The nearest is in Hernando, about 30 miles away in a straight line.
Which banks are headquartered in Holly Springs?
Unity Bank of Mississippi and Bank of Holly Springs have their main office in Holly Springs, according to the FDIC.
What is the oldest bank in Holly Springs?
Bank of Holly Springs has the longest record among banks with a branch here: the FDIC shows it operating since 1869.
Did any bank branches open or close in Holly Springs in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Holly Springs?
Nearby cities with more banks include Ashland, Byhalia, Olive Branch. Ashland is 16 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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