US Bank Directory

Banks in Ashland, MS

2 FDIC-insured banks operate 2 offices in Ashland, Mississippi.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Ashland

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Ashland, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Ashland

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Bank of Holly Springs and Unity Bank of Mississippi have the most locations in Ashland, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of Holly Springs 1 branch · main office Holly Springs, MS Bank · 1

Bank of Holly Springs has 1 branch in Ashland, 9 across Mississippi and 9 nationwide. FDIC records list its main office in Holly Springs, MS and show it operating since 1869. With $587.5 million in total assets on June 30, 2026, it ranks No. 1,590 of 4,232 U.S. banks by total assets. The Ashland Branch Of Bank Of Holly Springs at 56 S Main Street dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Ashland Branch Of Bank Of Holly Springs
    56 S Main Street, 38603
    Hours: see the bank's site
Bank of Holly Springs: profile, branches and contacts
Unity Bank of Mississippi 1 branch · main office Holly Springs, MS Bank · 1

Unity Bank of Mississippi has 1 branch in Ashland, 8 across Mississippi and 8 nationwide. FDIC records list its main office in Holly Springs, MS and show it operating since 1899. With $281.8 million in total assets on June 30, 2026, it ranks No. 2,572 of 4,232 U.S. banks by total assets. The Ashland Branch at 15980 Boundary Dr dates to 1975 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Ashland Branch
    15980 Boundary Dr, 38603
    Hours: see the bank's site
Unity Bank of Mississippi: profile, branches and contacts

Banking in Ashland: the local picture

Short answer: 2 banks run 2 branches in Ashland according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Ashland, 2 elsewhere in Mississippi, according to the FDIC.

The bank with the longest record here is Bank of Holly Springs, operating since 1869 according to the FDIC. In FDIC branch records, the longest-running branch is Unity Bank of Mississippi's office at 15980 Boundary Dr, dating to 1975; the newest is Bank of Holly Springs's at 56 S Main Street, from 2020.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Ashland, and where the nearest one is if they do not.

Short answer: No branches in Ashland: Chase (nearest in Hernando, 45 mi), Wells Fargo (nearest in Southaven, 46 mi), Bank of America, PNC Bank, U.S. Bank, Truist (nearest in Southaven, 45 mi), Fifth Third Bank, Huntington (nearest in New Albany, 27 mi), Regions Bank (nearest in Ripley, 15 mi), TD Bank, BMO.

BankIn AshlandNearest branch if none here
ChaseNoneHernando, 45 miles away
Wells FargoNoneSouthaven, 46 miles away
Bank of AmericaNonenone in Mississippi
PNC BankNonenone in Mississippi
U.S. BankNonenone in Mississippi
TruistNoneSouthaven, 45 miles away
Fifth Third BankNonenone in Mississippi
HuntingtonNoneNew Albany, 27 miles away
Regions BankNoneRipley, 15 miles away
TD BankNonenone in Mississippi
BMONonenone in Mississippi

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ashland to the nearest branch in Mississippi.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ashland residents like anyone else.

Banks near Ashland

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Ripley (15 miles) and Holly Springs (16 miles). Oxford, 38 miles away, has the most banks nearby: 18.

Bank branch openings and closings in Ashland

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Ashland between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Ashland by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ashland offices.

Short answer: Bank of Holly Springs is the largest bank with offices in Ashland, with $587.5 million in total assets on June 30, 2026, No. 1,590 among U.S. banks by total assets. Unity Bank of Mississippi is second with $281.8 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Bank of Holly Springs$587.5 millionNo. 1,5901Holly Springs, MS
Unity Bank of Mississippi$281.8 millionNo. 2,5721Holly Springs, MS

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Ashland: FAQ

How many banks are in Ashland, MS?

Ashland has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Ashland?

Bank of Holly Springs, with 1. Unity Bank of Mississippi has 1.

Is there a Bank of Holly Springs in Ashland, MS?

Yes. FDIC data lists 1 Bank of Holly Springs branch in Ashland as of September 5, 2026. The address and directions are under Bank of Holly Springs above.

Is there a Unity Bank of Mississippi in Ashland, MS?

Yes. FDIC data lists 1 Unity Bank of Mississippi branch in Ashland as of September 5, 2026. The address and directions are under Unity Bank of Mississippi above.

Is there a Chase in Ashland, MS?

No. FDIC data lists no Chase branch in Ashland as of September 5, 2026. The nearest is in Hernando, about 45 miles away in a straight line.

What is the oldest bank in Ashland?

Bank of Holly Springs has the longest record among banks with a branch here: the FDIC shows it operating since 1869.

Did any bank branches open or close in Ashland in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Ashland?

Nearby cities with more banks include Ripley, Holly Springs, Walnut. Ripley is 15 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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