US Bank Directory
Banks in Ripley, MS
3 FDIC-insured banks operate 6 offices in Ripley, Mississippi.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Ripley
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 6 locations in Ripley, according to the FDIC. 6 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Ripley
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: The Peoples Bank has the most locations in Ripley, with 4. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
The Peoples Bank Bank · 4
The Peoples Bank has 4 branches in Ripley, 6 across Mississippi and 6 nationwide. FDIC records list its main office in Ripley, MS and show it operating since 1925. With $581.8 million in total assets on June 30, 2026, it ranks No. 1,601 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Ripley location is its main office at 305 E Jefferson St, dating to 1925; the newest, at 907 City Ave S, to 1988. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office305 E Jefferson St, 38663
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Mcgill North Branch1414 Highway 15 North, 38663
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East Motor Branch405 E Walnut St, 38663
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Ripley Branch907 City Ave S, 38663
CB&S Bank Bank · 1
CB&S Bank has 1 branch in Ripley, 12 across Mississippi and 58 nationwide. FDIC records list its main office in Russellville, AL and show it operating since 1906. With $3.07 billion in total assets on June 30, 2026, it ranks No. 417 of 4,232 U.S. banks by total assets. The Ripley Branch at 14331 Highway 15 N dates to 1972 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ripley Branch14331 Highway 15 N, 38663
Regions Bank Bank · 1
Regions Bank has 1 branch in Ripley, 96 across Mississippi and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Ripley Center Branch at 305 E Pine St dates to 1973 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ripley Center Branch305 E Pine St, 38663
Banking in Ripley: the local picture
Short answer: 3 banks run 6 branches in Ripley according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 1 has its main office in Ripley and 2 out of state, according to the FDIC.
The bank with the longest record here is CB&S Bank, operating since 1906 according to the FDIC. In FDIC branch records, the longest-running branch is The Peoples Bank's office at 305 E Jefferson St, dating to 1925; the newest is The Peoples Bank's at 907 City Ave S, from 1988.
None of the 6 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Ripley, and where the nearest one is if they do not.
Short answer: In Ripley: Regions Bank (1). No branches in Ripley: Chase (nearest in Hernando, 59 mi), Wells Fargo (nearest in Southaven, 61 mi), Bank of America, PNC Bank, U.S. Bank, Truist (nearest in Southaven, 59 mi), Fifth Third Bank, Huntington (nearest in New Albany, 19 mi), TD Bank, BMO.
| Bank | In Ripley | Nearest branch if none here |
|---|---|---|
| Regions Bank | 1 branch | here |
| Chase | None | Hernando, 59 miles away |
| Wells Fargo | None | Southaven, 61 miles away |
| Bank of America | None | none in Mississippi |
| PNC Bank | None | none in Mississippi |
| U.S. Bank | None | none in Mississippi |
| Truist | None | Southaven, 59 miles away |
| Fifth Third Bank | None | none in Mississippi |
| Huntington | None | New Albany, 19 miles away |
| TD Bank | None | none in Mississippi |
| BMO | None | none in Mississippi |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ripley to the nearest branch in Mississippi.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ripley residents like anyone else.
Banks near Ripley
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Walnut (15 miles) and Ashland (15 miles). Corinth, 28 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Walnut, MS | 15 mi | 2 | 2 |
| Banks in Ashland, MS | 15 mi | 2 | 2 |
| Banks in New Albany, MS | 18 mi | 5 | 8 |
| Banks in Booneville, MS | 22 mi | 5 | 7 |
| Banks in Corinth, MS | 28 mi | 10 | 16 |
| Banks in Holly Springs, MS | 29 mi | 2 | 5 |
| Banks in Saltillo, MS | 30 mi | 4 | 4 |
| Banks in Belden, MS | 32 mi | 2 | 2 |
Bank branch openings and closings in Ripley
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Ripley between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Ripley
Short answer: 1 institution has its main office in Ripley: The Peoples Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| The Peoples Bank | Bank | $581.8 million | 4 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Ripley by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ripley offices.
Short answer: Regions Bank is the largest bank with offices in Ripley, with $159.79 billion in total assets on June 30, 2026, No. 27 among U.S. banks by total assets. CB&S Bank is second with $3.07 billion. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Regions Bank | $159.79 billion | No. 27 | 1 | Birmingham, AL |
| CB&S Bank | $3.07 billion | No. 417 | 1 | Russellville, AL |
| The Peoples Bank | $581.8 million | No. 1,601 | 4 | Ripley, MS |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Ripley: FAQ
How many banks are in Ripley, MS?
Ripley has 3 banks with 6 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Ripley?
The Peoples Bank, with 4. Regions Bank has 1 and CB&S Bank has 1.
Is there a The Peoples Bank in Ripley, MS?
Yes. FDIC data lists 4 The Peoples Bank branches in Ripley as of September 5, 2026, the main office at 305 E Jefferson St. Its branches are listed under The Peoples Bank above, with the address and directions for each.
Is there a Regions Bank in Ripley, MS?
Yes. FDIC data lists 1 Regions Bank branch in Ripley as of September 5, 2026. The address and directions are under Regions Bank above.
Is there a CB&S Bank in Ripley, MS?
Yes. FDIC data lists 1 CB&S Bank branch in Ripley as of September 5, 2026. The address and directions are under CB&S Bank above.
Is there a Chase in Ripley, MS?
No. FDIC data lists no Chase branch in Ripley as of September 5, 2026. The nearest is in Hernando, about 59 miles away in a straight line.
Which banks are headquartered in Ripley?
The Peoples Bank has its main office in Ripley, according to the FDIC.
What is the oldest bank in Ripley?
CB&S Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1906.
Did any bank branches open or close in Ripley in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Ripley?
Nearby cities with more banks include Walnut, Ashland, New Albany. Walnut is 15 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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