US Bank Directory
Banks in Saint Clair, MO
4 FDIC-insured banks operate 4 offices in Saint Clair, Missouri.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Saint Clair
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Saint Clair, according to the FDIC. 4 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Saint Clair
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Saint Clair, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Farmers and Merchants Bank of St. Clair Bank · 1
Farmers and Merchants Bank of St. Clair has 1 branch in Saint Clair, 4 across Missouri and 4 nationwide. FDIC records list its main office in Saint Clair, MO and show it operating since 1913. With $343.5 million in total assets on June 30, 2026, it ranks No. 2,287 of 4,232 U.S. banks by total assets. Its main office at 959 N Commercial Ave dates to 1913 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office959 N Commercial Ave, 63077
Midland States Bank Bank · 1
Midland States Bank has 1 branch in Saint Clair, 12 across Missouri and 60 nationwide. FDIC records list its main office in Effingham, IL and show it operating since 1881. With $6.69 billion in total assets on June 30, 2026, it ranks No. 233 of 4,232 U.S. banks by total assets. The St. Clair Branch at 815 N Commercial Ave dates to 1887 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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St. Clair Branch815 N Commercial Ave, 63077
SULLIVAN BANK Bank · 1
SULLIVAN BANK has 1 branch in Saint Clair, 11 across Missouri and 11 nationwide. FDIC records list its main office in Sullivan, MO and show it operating since 1895. With $1.40 billion in total assets on June 30, 2026, it ranks No. 789 of 4,232 U.S. banks by total assets. The St. Clair Branch at 1150 N Main St dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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St. Clair Branch1150 N Main St, 63077
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Saint Clair, 129 across Missouri and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The St Clair Branch at 900 N Main St dates to 1995 in FDIC branch records. Its published hours do not list Saturday.
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St Clair Branch900 N Main St, 63077
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Banking in Saint Clair: the local picture
Short answer: 4 banks run 4 branches in Saint Clair according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 1 has its main office in Saint Clair, 1 elsewhere in Missouri and 2 out of state, according to the FDIC.
The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is Midland States Bank's office at 815 N Commercial Ave, dating to 1887; the newest is SULLIVAN BANK's at 1150 N Main St, from 2021.
Of the 1 location with published hours. None open on Saturday. 3 locations have no published hours in these sources.
Saturday hours in Saint Clair
Short answer: None of the 1 Saint Clair location with published hours lists Saturday hours. 3 locations do not publish hours in these sources; call ahead.
Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Saint Clair, and where the nearest one is if they do not.
Short answer: In Saint Clair: U.S. Bank (1). No branches in Saint Clair: Chase (nearest in Washington, 13 mi), Wells Fargo (nearest in Saint Louis, 45 mi), Bank of America (nearest in Ellisville, 27 mi), PNC Bank (nearest in Union, 6 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Louis, 36 mi), Regions Bank (nearest in Ballwin, 29 mi), TD Bank, BMO (nearest in Chesterfield, 27 mi).
| Bank | In Saint Clair | Nearest branch if none here |
|---|---|---|
| U.S. Bank | 1 branch | here |
| Chase | None | Washington, 13 miles away |
| Wells Fargo | None | Saint Louis, 45 miles away |
| Bank of America | None | Ellisville, 27 miles away |
| PNC Bank | None | Union, 6 miles away |
| Truist | None | none in Missouri |
| Fifth Third Bank | None | none in Missouri |
| Huntington | None | Saint Louis, 36 miles away |
| Regions Bank | None | Ballwin, 29 miles away |
| TD Bank | None | none in Missouri |
| BMO | None | Chesterfield, 27 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Saint Clair to the nearest branch in Missouri.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Saint Clair residents like anyone else.
Banks near Saint Clair
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Union (6 miles) and Washington (13 miles). Eureka, 21 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Union, MO | 6 mi | 6 | 8 |
| Banks in Washington, MO | 13 mi | 7 | 12 |
| Banks in Sullivan, MO | 13 mi | 4 | 5 |
| Banks in Pacific, MO | 15 mi | 3 | 3 |
| Banks in Marthasville, MO | 18 mi | 2 | 2 |
| Banks in Gerald, MO | 20 mi | 2 | 2 |
| Banks in Bourbon, MO | 20 mi | 2 | 2 |
| Banks in Eureka, MO | 21 mi | 9 | 9 |
Bank branch openings and closings in Saint Clair
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Saint Clair between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Saint Clair
Short answer: 1 institution has its main office in Saint Clair: Farmers and Merchants Bank of St. Clair.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Farmers and Merchants Bank of St. Clair | Bank | $343.5 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Saint Clair by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Saint Clair offices.
Short answer: U.S. Bank is the largest bank with offices in Saint Clair, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. Midland States Bank is second with $6.69 billion. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| Midland States Bank | $6.69 billion | No. 233 | 1 | Effingham, IL |
| SULLIVAN BANK | $1.40 billion | No. 789 | 1 | Sullivan, MO |
| Farmers and Merchants Bank of St. Clair | $343.5 million | No. 2,287 | 1 | Saint Clair, MO |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Saint Clair: FAQ
How many banks are in Saint Clair, MO?
Saint Clair has 4 banks with 4 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Saint Clair?
U.S. Bank, with 1. Midland States Bank has 1 and SULLIVAN BANK has 1.
Is there a U.S. Bank in Saint Clair, MO?
Yes. FDIC data lists 1 U.S. Bank branch in Saint Clair as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a Midland States Bank in Saint Clair, MO?
Yes. FDIC data lists 1 Midland States Bank branch in Saint Clair as of September 5, 2026. The address and directions are under Midland States Bank above.
Is there a SULLIVAN BANK in Saint Clair, MO?
Yes. FDIC data lists 1 SULLIVAN BANK branch in Saint Clair as of September 5, 2026. The address and directions are under SULLIVAN BANK above.
Is there a Chase in Saint Clair, MO?
No. FDIC data lists no Chase branch in Saint Clair as of September 5, 2026. The nearest is in Washington, about 13 miles away in a straight line.
Which banks in Saint Clair are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 3 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Saint Clair?
Farmers and Merchants Bank of St. Clair has its main office in Saint Clair, according to the FDIC.
What is the oldest bank in Saint Clair?
U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Did any bank branches open or close in Saint Clair in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Saint Clair?
Nearby cities with more banks include Union, Washington, Sullivan. Union is 6 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (1 of 4 branches: U.S. Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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