US Bank Directory

Banks in Pacific, MO

3 FDIC-insured banks operate 3 offices in Pacific, Missouri.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Pacific

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Pacific, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Pacific

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First State Community Bank, PSB Bank and Citizens Bank have the most locations in Pacific, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Citizens Bank 1 branch · main office New Haven, MO Bank · 1

Citizens Bank has 1 branch in Pacific, 4 across Missouri and 4 nationwide. FDIC records list its main office in New Haven, MO and show it operating since 1934. With $357.4 million in total assets on June 30, 2026, it ranks No. 2,228 of 4,232 U.S. banks by total assets. The West Osage Branch at 2245 W Osage St dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • West Osage Branch
    2245 W Osage St, 63069
    Hours: see the bank's site
Citizens Bank: profile, branches and contacts
First State Community Bank 1 branch · main office Farmington, MO Bank · 1

First State Community Bank has 1 branch in Pacific, 53 across Missouri and 53 nationwide. FDIC records list its main office in Farmington, MO and show it operating since 1954. With $4.51 billion in total assets on June 30, 2026, it ranks No. 307 of 4,232 U.S. banks by total assets. The Pacific Branch at 302 W Saint Louis St dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Pacific Branch
    302 W Saint Louis St, 63069
    Hours: see the bank's site
First State Community Bank: profile, branches and contacts
PSB Bank 1 branch · main office Rhineland, MO Bank · 1

PSB Bank has 1 branch in Pacific, 18 across Missouri and 15 nationwide. FDIC records list its main office in Rhineland, MO and show it operating since 1935. With $854.5 million in total assets on June 30, 2026, it ranks No. 1,193 of 4,232 U.S. banks by total assets. The Pacific Branch at 1999 W Osage St dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

PSB Bank: profile, branches and contacts

Banking in Pacific: the local picture

Short answer: 3 banks run 3 branches in Pacific according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Pacific, 3 elsewhere in Missouri, according to the FDIC.

The bank with the longest record here is Citizens Bank, operating since 1934 according to the FDIC. In FDIC branch records, the longest-running branch is Citizens Bank's office at 2245 W Osage St, dating to 1997; the newest is PSB Bank's at 1999 W Osage St, from 2026.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Pacific, and where the nearest one is if they do not.

Short answer: No branches in Pacific: Chase (nearest in Eureka, 6 mi), Wells Fargo (nearest in Saint Louis, 31 mi), Bank of America (nearest in Ellisville, 13 mi), PNC Bank (nearest in Eureka, 7 mi), U.S. Bank (nearest in Eureka, 7 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Louis, 22 mi), Regions Bank (nearest in Ballwin, 14 mi), TD Bank, BMO (nearest in Chesterfield, 13 mi).

BankIn PacificNearest branch if none here
ChaseNoneEureka, 6 miles away
Wells FargoNoneSaint Louis, 31 miles away
Bank of AmericaNoneEllisville, 13 miles away
PNC BankNoneEureka, 7 miles away
U.S. BankNoneEureka, 7 miles away
TruistNonenone in Missouri
Fifth Third BankNonenone in Missouri
HuntingtonNoneSaint Louis, 22 miles away
Regions BankNoneBallwin, 14 miles away
TD BankNonenone in Missouri
BMONoneChesterfield, 13 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Pacific to the nearest branch in Missouri.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Pacific residents like anyone else.

Banks near Pacific

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Eureka (7 miles) and Grover (9 miles). Eureka, 7 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Pacific

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Pacific between September 5, 2025 and September 5, 2026.

DateChangeBankAddress
Jul 11, 2026OpenedPSB Bank1999 W Osage St, 63069

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Largest banks in Pacific by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Pacific offices.

Short answer: First State Community Bank is the largest bank with offices in Pacific, with $4.51 billion in total assets on June 30, 2026, No. 307 among U.S. banks by total assets. PSB Bank is second with $854.5 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First State Community Bank$4.51 billionNo. 3071Farmington, MO
PSB Bank$854.5 millionNo. 1,1931Rhineland, MO
Citizens Bank$357.4 millionNo. 2,2281New Haven, MO

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Pacific: FAQ

How many banks are in Pacific, MO?

Pacific has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Pacific?

First State Community Bank, with 1. PSB Bank has 1 and Citizens Bank has 1.

Is there a First State Community Bank in Pacific, MO?

Yes. FDIC data lists 1 First State Community Bank branch in Pacific as of September 5, 2026. The address and directions are under First State Community Bank above.

Is there a PSB Bank in Pacific, MO?

Yes. FDIC data lists 1 PSB Bank branch in Pacific as of September 5, 2026. The address and directions are under PSB Bank above.

Is there a Citizens Bank in Pacific, MO?

Yes. FDIC data lists 1 Citizens Bank branch in Pacific as of September 5, 2026. The address and directions are under Citizens Bank above.

Is there a Chase in Pacific, MO?

No. FDIC data lists no Chase branch in Pacific as of September 5, 2026. The nearest is in Eureka, about 6 miles away in a straight line.

What is the oldest bank in Pacific?

Citizens Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1934.

Did any bank branches open or close in Pacific in the past year?

FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Pacific?

Nearby cities with more banks include Eureka, Grover, Ellisville. Eureka is 7 miles away with 9 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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