US Bank Directory

Banks in Union, MO

6 FDIC-insured banks operate 8 offices in Union, Missouri.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Union

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 6 banks and credit unions operate 8 locations in Union, according to the FDIC. 8 of them have coordinates on record and are on the map. 2 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

8 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Union

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: United Bank of Union has the most locations in Union, with 3. The other 5 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

United Bank of Union 3 branches · main office Union, MO Bank · 3

United Bank of Union has 3 branches in Union, 3 across Missouri and 3 nationwide. FDIC records list its main office in Union, MO and show it operating since 1934. With $577.5 million in total assets on June 30, 2026, it ranks No. 1,612 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Union location is its main office at 15 E Main St, dating to 1934; the newest, at 1440 Rebel Dr, to 2002. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    15 E Main St, 63084
    Hours: see the bank's site
  • Rebel Road Branch
    1440 Rebel Dr, 63084
    Hours: see the bank's site
  • Union Branch
    210 Us Highway 50 W, 63084
    Hours: see the bank's site
United Bank of Union: profile, branches and contacts
Heritage Community Bank 1 branch · main office Union, MO Bank · 1

Heritage Community Bank has 1 branch in Union, 5 across Missouri and 5 nationwide. FDIC records list its main office in Union, MO and show it operating since 1935. With $347.8 million in total assets on June 30, 2026, it ranks No. 2,274 of 4,232 U.S. banks by total assets. Its main office at 100 E Locust St dates to 1935 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    100 E Locust St, 63084
    Hours: see the bank's site
Heritage Community Bank: profile, branches and contacts
Legends Bank 1 branch · main office Linn, MO Bank · 1

Legends Bank has 1 branch in Union, 12 across Missouri and 13 nationwide. FDIC records list its main office in Linn, MO and show it operating since 1913. With $635.5 million in total assets on June 30, 2026, it ranks No. 1,495 of 4,232 U.S. banks by total assets. The Union Branch at 410 Us Highway 50 E dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Union Branch
    410 Us Highway 50 E, 63084
    Hours: see the bank's site
Legends Bank: profile, branches and contacts
PNC Bank PNC Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

PNC Bank has 1 branch in Union, 27 across Missouri and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Union Branch at 509 Us Highway 50 W dates to 1895 in FDIC branch records. It opens on Saturday.

  • Union Branch
    509 Us Highway 50 W, 63084
    Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026

PNC Bank: profile, branches and contacts
SULLIVAN BANK 1 branch · main office Sullivan, MO Bank · 1

SULLIVAN BANK has 1 branch in Union, 11 across Missouri and 11 nationwide. FDIC records list its main office in Sullivan, MO and show it operating since 1895. With $1.40 billion in total assets on June 30, 2026, it ranks No. 789 of 4,232 U.S. banks by total assets. The Union Branch at 351 S Oak St dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

SULLIVAN BANK: profile, branches and contacts
U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in Union, 129 across Missouri and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Union Branch at 201 S Oak St dates to 1981 in FDIC branch records. It opens on Saturday.

  • Union Branch
    201 S Oak St, 63084
    (636) 583-5152Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

U.S. Bank: profile, branches and contacts

Banking in Union: the local picture

Short answer: 6 banks run 8 branches in Union according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 6 banks, 2 have their main office in Union, 2 elsewhere in Missouri and 2 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is PNC Bank's office at 509 Us Highway 50 W, dating to 1895; the newest is United Bank of Union's at 1440 Rebel Dr, from 2002.

Of the 2 locations with published hours. 2 open on Saturday. 6 locations have no published hours in these sources.

Banks open on Saturday in Union

Short answer: 2 of the 2 Union locations with published hours open on Saturday, run by 2 institutions.

  • U.S. Bank: 1 of 1 branch (201 S Oak St: Saturday 9 am to 1 pm)
  • PNC Bank: 1 of 1 branch (509 Us Highway 50 W: Saturday 9 am to 1 pm)

Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Union, and where the nearest one is if they do not.

Short answer: In Union: PNC Bank (1), U.S. Bank (1). No branches in Union: Chase (nearest in Washington, 7 mi), Wells Fargo (nearest in Saint Louis, 45 mi), Bank of America (nearest in Ellisville, 25 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Louis, 35 mi), Regions Bank (nearest in Chesterfield, 26 mi), TD Bank, BMO (nearest in Chesterfield, 25 mi).

BankIn UnionNearest branch if none here
PNC Bank1 branchhere
U.S. Bank1 branchhere
ChaseNoneWashington, 7 miles away
Wells FargoNoneSaint Louis, 45 miles away
Bank of AmericaNoneEllisville, 25 miles away
TruistNonenone in Missouri
Fifth Third BankNonenone in Missouri
HuntingtonNoneSaint Louis, 35 miles away
Regions BankNoneChesterfield, 26 miles away
TD BankNonenone in Missouri
BMONoneChesterfield, 25 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Union to the nearest branch in Missouri.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Union residents like anyone else.

Banks near Union

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Saint Clair (6 miles) and Washington (7 miles). Eureka, 21 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Union

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Union between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Union

Short answer: 2 institutions have their main office in Union: United Bank of Union and Heritage Community Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
United Bank of UnionBank$577.5 million3
Heritage Community BankBank$347.8 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Union by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Union offices.

Short answer: U.S. Bank is the largest bank with offices in Union, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. PNC Bank is second with $609.77 billion. 2 of the 6 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
U.S. Bank$705.55 billionNo. 61Cincinnati, OH
PNC Bank$609.77 billionNo. 81Wilmington, DE
SULLIVAN BANK$1.40 billionNo. 7891Sullivan, MO
Legends Bank$635.5 millionNo. 1,4951Linn, MO
United Bank of Union$577.5 millionNo. 1,6123Union, MO
Heritage Community Bank$347.8 millionNo. 2,2741Union, MO

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Union: FAQ

How many banks are in Union, MO?

Union has 6 banks with 8 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Union?

United Bank of Union, with 3. U.S. Bank has 1 and PNC Bank has 1.

Is there a U.S. Bank in Union, MO?

Yes. FDIC data lists 1 U.S. Bank branch in Union as of September 5, 2026. The address and directions are under U.S. Bank above.

Is there a PNC Bank in Union, MO?

Yes. FDIC data lists 1 PNC Bank branch in Union as of September 5, 2026. The address and directions are under PNC Bank above.

Is there a Chase in Union, MO?

No. FDIC data lists no Chase branch in Union as of September 5, 2026. The nearest is in Washington, about 7 miles away in a straight line.

Which banks in Union are open on Saturday?

U.S. Bank and PNC Bank publish Saturday hours for one or more Union locations. The Saturday section above lists each one with its hours. 6 of the 8 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Union?

United Bank of Union and Heritage Community Bank have their main office in Union, according to the FDIC.

What is the oldest bank in Union?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Did any bank branches open or close in Union in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Union?

Nearby cities with more banks include Saint Clair, Washington, Marthasville. Saint Clair is 6 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (2 of 8 branches: PNC Bank, U.S. Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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