US Bank Directory

Banks in Washington, MO

7 FDIC-insured banks operate 12 offices in Washington, Missouri, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Washington

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 8 banks and credit unions operate 13 locations in Washington, according to the FDIC and the NCUA. 13 of them have coordinates on record and are on the map. 2 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

13 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Washington

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Bank of Washington has the most locations in Washington, with 4. It is followed by Bank of Franklin County (3). 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of Washington 4 branches · main office Washington, MO Bank · 4

Bank of Washington has 4 branches in Washington, 7 across Missouri and 7 nationwide. FDIC records list its main office in Washington, MO and show it operating since 1877. With $1.15 billion in total assets on June 30, 2026, it ranks No. 927 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Washington location is its main office at 200 W Main St, dating to 1877; the newest, at 2629 E 5th St, to 2009. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    200 W Main St, 63090
    Hours: see the bank's site
  • Detached Branch Facility
    1 E 14th St, 63090
    Hours: see the bank's site
  • Schnucks Super Center Branch
    2073a Washington Xing, 63090
    Hours: see the bank's site
  • East Fifth Street Branch
    2629 E 5th St, 63090
    Hours: see the bank's site
Bank of Washington: profile, branches and contacts
Bank of Franklin County 3 branches · main office Washington, MO Bank · 3

Bank of Franklin County has 3 branches in Washington, 6 across Missouri and 6 nationwide. FDIC records list its main office in Washington, MO and show it operating since 2000. With $419.4 million in total assets on June 30, 2026, it ranks No. 2,011 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Washington location is its main office at 900 E 8th St, dating to 2000; the newest, at 1901 Rabbit Trail Dr, to 2007. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    900 E 8th St, 63090
    Hours: see the bank's site
  • Rabbit Trail Branch
    1901 Rabbit Trail Dr, 63090
    Hours: see the bank's site
  • Krakow Branch
    3017 Highway A, 63090
    Hours: see the bank's site
Bank of Franklin County: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Washington, 45 across Missouri and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Washington Branch at 3081 Phoenix Center Dr dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Washington Branch
    3081 Phoenix Center Dr, 63090
    Hours: see the bank's site
Chase: profile, branches and contacts
Citizens Bank 1 branch · main office New Haven, MO Bank · 1

Citizens Bank has 1 branch in Washington, 4 across Missouri and 4 nationwide. FDIC records list its main office in New Haven, MO and show it operating since 1934. With $357.4 million in total assets on June 30, 2026, it ranks No. 2,228 of 4,232 U.S. banks by total assets. The Washington Branch at 1451 High St dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Citizens Bank: profile, branches and contacts
First Community Credit Union 1 office · main office Chesterfield, MO Credit union · 1

First Community Credit Union has 1 office in Washington, 35 across Missouri. It is based in Chesterfield, MO and $4.99 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Washington
    1701 A Roy Dr, 63090
    (636) 728-3333Today 8:30 am to 7 pm
    All hours

    Mon to Fri 8:30 am to 7 pm; Sat to Sun 9 am to 3 pm

    Hours: NCUA, March 31, 2026

First Community Credit Union: profile, branches and contacts
First State Community Bank 1 branch · main office Farmington, MO Bank · 1

First State Community Bank has 1 branch in Washington, 53 across Missouri and 53 nationwide. FDIC records list its main office in Farmington, MO and show it operating since 1954. With $4.51 billion in total assets on June 30, 2026, it ranks No. 307 of 4,232 U.S. banks by total assets. The Washington Branch at 1801 Bedford Center Dr dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Washington Branch
    1801 Bedford Center Dr, 63090
    Hours: see the bank's site
First State Community Bank: profile, branches and contacts
Heritage Community Bank 1 branch · main office Union, MO Bank · 1

Heritage Community Bank has 1 branch in Washington, 5 across Missouri and 5 nationwide. FDIC records list its main office in Union, MO and show it operating since 1935. With $347.8 million in total assets on June 30, 2026, it ranks No. 2,274 of 4,232 U.S. banks by total assets. The Washington Branch at 801 Franklin Ave dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Washington Branch
    801 Franklin Ave, 63090
    Hours: see the bank's site
Heritage Community Bank: profile, branches and contacts
U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in Washington, 129 across Missouri and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Washington Hwys 47 & 100 at 1900 Washington Crossings dates to 1976 in FDIC branch records. It opens on Saturday.

  • Washington Hwys 47 & 100
    1900 Washington Crossings, 63090
    (636) 239-6338Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

U.S. Bank: profile, branches and contacts

Join a credit union in Washington

1 credit union has 1 office here: First Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Washington page has every office in the state's directory.

Banking in Washington: the local picture

Short answer: 7 banks run 12 branches in Washington according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 7 banks, 2 have their main office in Washington, 3 elsewhere in Missouri and 2 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of Washington's office at 200 W Main St, dating to 1877; the newest is Chase's at 3081 Phoenix Center Dr, from 2024.

The only credit union with an office here is First Community Credit Union.

Of the 2 locations with published hours. 2 open on Saturday. 11 locations have no published hours in these sources.

Banks and credit unions open on Saturday in Washington

Short answer: 2 of the 2 Washington locations with published hours open on Saturday, run by 2 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 11 of the 13 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Washington, and where the nearest one is if they do not.

Short answer: In Washington: Chase (1), U.S. Bank (1). No branches in Washington: Wells Fargo (nearest in Saint Louis, 43 mi), Bank of America (nearest in Wentzville, 20 mi), PNC Bank (nearest in Union, 7 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Louis, 34 mi), Regions Bank (nearest in Lake Saint Louis, 20 mi), TD Bank, BMO (nearest in O Fallon, 20 mi).

BankIn WashingtonNearest branch if none here
Chase1 branchhere
U.S. Bank1 branchhere
Wells FargoNoneSaint Louis, 43 miles away
Bank of AmericaNoneWentzville, 20 miles away
PNC BankNoneUnion, 7 miles away
TruistNonenone in Missouri
Fifth Third BankNonenone in Missouri
HuntingtonNoneSaint Louis, 34 miles away
Regions BankNoneLake Saint Louis, 20 miles away
TD BankNonenone in Missouri
BMONoneO Fallon, 20 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Washington to the nearest branch in Missouri.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Washington residents like anyone else.

Banks near Washington

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Marthasville (6 miles) and Union (7 miles). Union, 7 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Washington

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Washington between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Washington

Short answer: 2 institutions have their main office in Washington: Bank of Washington and Bank of Franklin County.

InstitutionTypeTotal assets, June 30, 2026Offices here
Bank of WashingtonBank$1.15 billion4
Bank of Franklin CountyBank$419.4 million3

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Washington by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Washington offices.

Short answer: Chase is the largest bank with offices in Washington, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. 2 of the 7 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
U.S. Bank$705.55 billionNo. 61Cincinnati, OH
First State Community Bank$4.51 billionNo. 3071Farmington, MO
Bank of Washington$1.15 billionNo. 9274Washington, MO
Bank of Franklin County$419.4 millionNo. 2,0113Washington, MO
Citizens Bank$357.4 millionNo. 2,2281New Haven, MO
Heritage Community Bank$347.8 millionNo. 2,2741Union, MO

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Washington: FAQ

How many banks are in Washington, MO?

Washington has 7 banks with 12 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Washington?

Bank of Washington, with 4. Bank of Franklin County has 3 and Chase has 1.

Is there a Bank of Franklin County in Washington, MO?

Yes. FDIC data lists 3 Bank of Franklin County branches in Washington as of September 5, 2026, the main office at 900 E 8th St. Its branches are listed under Bank of Franklin County above, with the address and directions for each.

Is there a Chase in Washington, MO?

Yes. FDIC data lists 1 Chase branch in Washington as of September 5, 2026. The address and directions are under Chase above.

Is there a Wells Fargo in Washington, MO?

No. FDIC data lists no Wells Fargo branch in Washington as of September 5, 2026. The nearest is in Saint Louis, about 43 miles away in a straight line.

Which banks in Washington are open on Saturday?

U.S. Bank and First Community Credit Union publish Saturday hours for one or more Washington locations. The Saturday section above lists each one with its hours. 11 of the 13 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Washington?

Bank of Washington and Bank of Franklin County have their main office in Washington, according to the FDIC.

What is the oldest bank in Washington?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Which credit unions can I join in Washington?

First Community Credit Union has an office in Washington. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Washington in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Washington?

Nearby cities with more banks include Marthasville, Union, New Haven. Marthasville is 6 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (1 of 12 branches: U.S. Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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