US Bank Directory
Banks in Gray Summit, MO
1 FDIC-insured bank operates 1 office in Gray Summit, Missouri.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Gray Summit
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Gray Summit, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Gray Summit
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Bank of Washington is the only bank with an office in Gray Summit. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of Washington Bank · 1
Bank of Washington has 1 branch in Gray Summit, 7 across Missouri and 7 nationwide. FDIC records list its main office in Washington, MO and show it operating since 1877. With $1.15 billion in total assets on June 30, 2026, it ranks No. 927 of 4,232 U.S. banks by total assets. The Gray Summit Branch at 2687 Highway 100 dates to 1991 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Gray Summit Branch2687 Highway 100, 63039
Banking in Gray Summit: the local picture
Short answer: 1 bank runs 1 branch in Gray Summit according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Bank of Washington has its main office in Washington, MO, according to the FDIC.
The bank with the longest record here is Bank of Washington, operating since 1877 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Gray Summit, and where the nearest one is if they do not.
Short answer: No branches in Gray Summit: Chase (nearest in Eureka, 9 mi), Wells Fargo (nearest in Saint Louis, 34 mi), Bank of America (nearest in Ellisville, 15 mi), PNC Bank (nearest in Eureka, 10 mi), U.S. Bank (nearest in Eureka, 10 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Louis, 25 mi), Regions Bank (nearest in Chesterfield, 16 mi), TD Bank, BMO (nearest in Chesterfield, 15 mi).
| Bank | In Gray Summit | Nearest branch if none here |
|---|---|---|
| Chase | None | Eureka, 9 miles away |
| Wells Fargo | None | Saint Louis, 34 miles away |
| Bank of America | None | Ellisville, 15 miles away |
| PNC Bank | None | Eureka, 10 miles away |
| U.S. Bank | None | Eureka, 10 miles away |
| Truist | None | none in Missouri |
| Fifth Third Bank | None | none in Missouri |
| Huntington | None | Saint Louis, 25 miles away |
| Regions Bank | None | Chesterfield, 16 miles away |
| TD Bank | None | none in Missouri |
| BMO | None | Chesterfield, 15 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Gray Summit to the nearest branch in Missouri.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Gray Summit residents like anyone else.
Banks near Gray Summit
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Pacific (3 miles) and Eureka (10 miles). Eureka, 10 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Pacific, MO | 3 mi | 3 | 3 |
| Banks in Eureka, MO | 10 mi | 9 | 9 |
| Banks in Union, MO | 11 mi | 6 | 8 |
| Banks in Washington, MO | 11 mi | 7 | 12 |
| Banks in Grover, MO | 12 mi | 2 | 2 |
| Banks in Saint Clair, MO | 13 mi | 4 | 4 |
| Banks in Ellisville, MO | 14 mi | 9 | 9 |
| Banks in Marthasville, MO | 15 mi | 2 | 2 |
Bank branch openings and closings in Gray Summit
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Gray Summit between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Gray Summit by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Gray Summit offices.
Short answer: Bank of Washington is the largest bank with offices in Gray Summit, with $1.15 billion in total assets on June 30, 2026, No. 927 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of Washington | $1.15 billion | No. 927 | 1 | Washington, MO |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Gray Summit: FAQ
How many banks are in Gray Summit, MO?
Gray Summit has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Bank of Washington in Gray Summit, MO?
Yes. FDIC data lists 1 Bank of Washington branch in Gray Summit as of September 5, 2026. The address and directions are under Bank of Washington above.
Is there a Chase in Gray Summit, MO?
No. FDIC data lists no Chase branch in Gray Summit as of September 5, 2026. The nearest is in Eureka, about 9 miles away in a straight line.
What is the oldest bank in Gray Summit?
Bank of Washington has the longest record among banks with a branch here: the FDIC shows it operating since 1877.
Did any bank branches open or close in Gray Summit in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Gray Summit?
Nearby cities with more banks include Pacific, Eureka, Union. Pacific is 3 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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