US Bank Directory
Banks in Park Rapids, MN
3 FDIC-insured banks operate 4 offices in Park Rapids, Minnesota, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Park Rapids
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 5 locations in Park Rapids, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Park Rapids
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Northwoods Bank of Minnesota has the most locations in Park Rapids, with 2. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Northwoods Bank of Minnesota Bank · 2
Northwoods Bank of Minnesota has 2 branches in Park Rapids, 4 across Minnesota and 4 nationwide. FDIC records list its main office in Park Rapids, MN and show it operating since 1919. With $140.6 million in total assets on June 30, 2026, it ranks No. 3,389 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Park Rapids location is its main office at 1200 First St E, dating to 1919; the newest, at 311 Park Ave S, to 1978. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office1200 First St E, 56470
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Detached Facility Branch311 Park Ave S, 56470
Northview Bank Bank · 1
Northview Bank has 1 branch in Park Rapids, 12 across Minnesota and 12 nationwide. FDIC records list its main office in Sandstone, MN and show it operating since 1908. With $469.7 million in total assets on June 30, 2026, it ranks No. 1,868 of 4,232 U.S. banks by total assets. The State Bank Of Park Rapids Branch at 200 1st St E dates to 1902 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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State Bank Of Park Rapids Branch200 1st St E, 56470
The Citizens National Bank of Park Rapids Bank · 1
The Citizens National Bank of Park Rapids has 1 branch in Park Rapids, 1 across Minnesota and 1 nationwide. FDIC records list its main office in Park Rapids, MN and show it operating since 1933. With $397.0 million in total assets on June 30, 2026, it ranks No. 2,077 of 4,232 U.S. banks by total assets. Its main office at 300 1st St W dates to 1933 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office300 1st St W, 56470
Trustar Credit Union Credit union · 1
Trustar Credit Union has 1 office in Park Rapids, 6 across Minnesota. It is based in International F, MN and $374.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Park Rapids703 1St St E, 56470
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Park Rapids
1 credit union has 1 office here: Trustar Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Park Rapids page has every office in the state's directory.
Banking in Park Rapids: the local picture
Short answer: 3 banks run 4 branches in Park Rapids according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 2 have their main office in Park Rapids, 1 elsewhere in Minnesota, according to the FDIC.
The bank with the longest record here is Northview Bank, operating since 1908 according to the FDIC. In FDIC branch records, the longest-running branch is Northview Bank's office at 200 1st St E, dating to 1902; the newest is Northwoods Bank of Minnesota's at 311 Park Ave S, from 1978.
The only credit union with an office here is Trustar Credit Union.
Of the 1 location with published hours. None open on Saturday. 4 locations have no published hours in these sources.
Saturday hours in Park Rapids
Short answer: None of the 1 Park Rapids location with published hours lists Saturday hours. 4 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Park Rapids, and where the nearest one is if they do not.
Short answer: No branches in Park Rapids: Chase (nearest in Saint Cloud, 103 mi), Wells Fargo (nearest in Detroit Lakes, 38 mi), Bank of America (nearest in Coon Rapids, 144 mi), PNC Bank, U.S. Bank (nearest in Brainerd, 56 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Cloud, 104 mi), Regions Bank, TD Bank, BMO (nearest in Fergus Falls, 65 mi).
| Bank | In Park Rapids | Nearest branch if none here |
|---|---|---|
| Chase | None | Saint Cloud, 103 miles away |
| Wells Fargo | None | Detroit Lakes, 38 miles away |
| Bank of America | None | Coon Rapids, 144 miles away |
| PNC Bank | None | none in Minnesota |
| U.S. Bank | None | Brainerd, 56 miles away |
| Truist | None | none in Minnesota |
| Fifth Third Bank | None | none in Minnesota |
| Huntington | None | Saint Cloud, 104 miles away |
| Regions Bank | None | none in Minnesota |
| TD Bank | None | none in Minnesota |
| BMO | None | Fergus Falls, 65 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Park Rapids to the nearest branch in Minnesota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Park Rapids residents like anyone else.
Banks near Park Rapids
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Walker (25 miles) and Wadena (34 miles). Bemidji, 40 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Walker, MN | 25 mi | 3 | 3 |
| Banks in Wadena, MN | 34 mi | 2 | 3 |
| Banks in Perham, MN | 34 mi | 2 | 2 |
| Banks in Detroit Lakes, MN | 38 mi | 7 | 8 |
| Banks in Bemidji, MN | 40 mi | 9 | 13 |
| Banks in Staples, MN | 41 mi | 3 | 3 |
| Banks in Pequot Lakes, MN | 41 mi | 2 | 2 |
| Banks in Bagley, MN | 45 mi | 2 | 2 |
Bank branch openings and closings in Park Rapids
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Park Rapids between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Park Rapids
Short answer: 2 institutions have their main office in Park Rapids: Northwoods Bank of Minnesota and The Citizens National Bank of Park Rapids.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Northwoods Bank of Minnesota | Bank | $140.6 million | 2 |
| The Citizens National Bank of Park Rapids | Bank | $397.0 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Park Rapids by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Park Rapids offices.
Short answer: Northview Bank is the largest bank with offices in Park Rapids, with $469.7 million in total assets on June 30, 2026, No. 1,868 among U.S. banks by total assets. The Citizens National Bank of Park Rapids is second with $397.0 million. 2 of the 3 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Northview Bank | $469.7 million | No. 1,868 | 1 | Sandstone, MN |
| The Citizens National Bank of Park Rapids | $397.0 million | No. 2,077 | 1 | Park Rapids, MN |
| Northwoods Bank of Minnesota | $140.6 million | No. 3,389 | 2 | Park Rapids, MN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Park Rapids: FAQ
How many banks are in Park Rapids, MN?
Park Rapids has 3 banks with 4 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Park Rapids?
Northwoods Bank of Minnesota, with 2. Northview Bank has 1 and The Citizens National Bank of Park Rapids has 1.
Is there a Northwoods Bank of Minnesota in Park Rapids, MN?
Yes. FDIC data lists 2 Northwoods Bank of Minnesota branches in Park Rapids as of September 5, 2026, the main office at 1200 First St E. Its branches are listed under Northwoods Bank of Minnesota above, with the address and directions for each.
Is there a Northview Bank in Park Rapids, MN?
Yes. FDIC data lists 1 Northview Bank branch in Park Rapids as of September 5, 2026. The address and directions are under Northview Bank above.
Is there a Chase in Park Rapids, MN?
No. FDIC data lists no Chase branch in Park Rapids as of September 5, 2026. The nearest is in Saint Cloud, about 103 miles away in a straight line.
Which banks in Park Rapids are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 4 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Park Rapids?
Northwoods Bank of Minnesota and The Citizens National Bank of Park Rapids have their main office in Park Rapids, according to the FDIC.
What is the oldest bank in Park Rapids?
Northview Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1908.
Which credit unions can I join in Park Rapids?
Trustar Credit Union has an office in Park Rapids. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Park Rapids in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Park Rapids?
Nearby cities with more banks include Walker, Wadena, Perham. Walker is 25 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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