Banks in Perham, MN

Bank branch map: Perham

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Perham, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 2 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Perham

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Old National and United Community Bank have the most locations in Perham, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Magnifi Financial Credit Union 1 office · main office Melrose, MN Credit union · 1

Magnifi Financial Credit Union has 1 office in Perham, 26 across Minnesota. It is based in Melrose, MN and $2.67 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

• Perham

  108 Judd St, 56573

  (218) 346-4450Today 8 am to 5 pm

  All hours

  Mon to Fri 8 am to 5 pm; Sat 9 am to 5 pm; Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Magnifi Financial Credit Union: profile, branches and contacts

Old National Old National Bank · 1 branch · main office Evansville, IN Bank · 1

Old National has 1 branch in Perham, 77 across Minnesota and 361 nationwide. FDIC records list its main office in Evansville, IN and show it operating since 1907. With $73.86 billion in total assets on June 30, 2026, it ranks No. 39 of 4,232 U.S. banks by total assets. The Perham Branch at 801 Market St dates to 1930 in FDIC branch records. Its published hours do not list Saturday.

• Perham Branch

  801 Market St, 56573

  (218) 346-2900Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: Old National branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Old National: profile, branches and contacts

United Community Bank 1 branch · main office Perham, MN Bank · 1

United Community Bank has 1 branch in Perham, 3 across Minnesota and 3 nationwide. FDIC records list its main office in Perham, MN and show it operating since 1911. With $359.3 million in total assets on June 30, 2026, it ranks No. 2,218 of 4,232 U.S. banks by total assets. Its main office at 301 W Main St dates to 1911 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  301 W Main St, 56573

  Hours: see the bank's site
  DirectionsWebsite

United Community Bank: profile, branches and contacts

Join a credit union in Perham

1 credit union has 1 office here: Magnifi Financial Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Perham page has every office in the state's directory.

Banking in Perham: the local picture

Short answer: 2 banks run 2 branches in Perham according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in Perham and 1 out of state, according to the FDIC.

The bank with the longest record here is Old National, operating since 1907 according to the FDIC. In FDIC branch records, the longest-running branch is United Community Bank's office at 301 W Main St, dating to 1911; the newest is Old National's at 801 Market St, from 1930.

The only credit union with an office here is Magnifi Financial Credit Union.

Of the 2 locations with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.

Credit unions open on Saturday in Perham

Short answer: 1 of the 2 Perham locations with published hours opens on Saturday, run by 1 institution.

• Magnifi Financial Credit Union: 1 of 1 office (108 Judd St: Saturday 9 am to 5 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Perham, and where the nearest one is if they do not.

Short answer: No branches in Perham: Chase (nearest in Saint Cloud, 99 mi), Wells Fargo (nearest in Detroit Lakes, 20 mi), Bank of America (nearest in Coon Rapids, 144 mi), PNC Bank, U.S. Bank (nearest in Fergus Falls, 32 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Cloud, 98 mi), Regions Bank, TD Bank, BMO (nearest in Fergus Falls, 32 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Perham to the nearest branch in Minnesota.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Perham residents like anyone else.

Banks near Perham

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Detroit Lakes (20 miles) and Wadena (23 miles). Fergus Falls, 32 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Perham

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Perham between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Perham

Short answer: 1 institution has its main office in Perham: United Community Bank.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Perham by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Perham offices.

Short answer: Old National is the largest bank with offices in Perham, with $73.86 billion in total assets on June 30, 2026, No. 39 among U.S. banks by total assets. United Community Bank is second with $359.3 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Perham: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.