US Bank Directory
Banks in Detroit Lakes, MN
7 FDIC-insured banks operate 8 offices in Detroit Lakes, Minnesota, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Detroit Lakes
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 9 banks and credit unions operate 10 locations in Detroit Lakes, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
9 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Detroit Lakes
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Midwest Bank has the most locations in Detroit Lakes, with 2. The other 6 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Midwest Bank Bank · 2
Midwest Bank has 2 branches in Detroit Lakes, 7 across Minnesota and 7 nationwide. FDIC records list its main office in Detroit Lakes, MN and show it operating since 1917. With $984.5 million in total assets on June 30, 2026, it ranks No. 1,061 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Detroit Lakes location is its main office at 613 Highway 10 E, dating to 1917; the newest, at 1255 Highway 10 W, to 2001. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office613 Highway 10 E, 56501
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Detroit Lakes West Branch1255 Highway 10 W, 56501
American National Bank of Minnesota Bank · 1
American National Bank of Minnesota has 1 branch in Detroit Lakes, 10 across Minnesota and 10 nationwide. FDIC records list its main office in Baxter, MN and show it operating since 1983. With $473.2 million in total assets on June 30, 2026, it ranks No. 1,861 of 4,232 U.S. banks by total assets. The Detroit Lakes Branch at 1325 Highway 10 W dates to 1988 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Detroit Lakes Branch1325 Highway 10 W, 56501
Bell Bank Bank · 1
Bell Bank has 1 branch in Detroit Lakes, 17 across Minnesota and 33 nationwide. FDIC records list its main office in Fargo, ND and show it operating since 1966. With $15.18 billion in total assets on June 30, 2026, it ranks No. 128 of 4,232 U.S. banks by total assets. The Detroit Lakes Branch at 920 Lake Ave dates to 1896 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Detroit Lakes Branch920 Lake Ave, 56501
Mid Minnesota Credit Union Credit union · 1
Mid Minnesota Credit Union has 1 office in Detroit Lakes, 12 across Minnesota. It is based in Baxter, MN and $833.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Mid Minnesota Federal Credit Union1405 Highway 10 W, 56501
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
My Kind of Bank Bank · 1
My Kind of Bank has 1 branch in Detroit Lakes, 5 across Minnesota and 5 nationwide. FDIC records list its main office in Ottertail, MN and show it operating since 1903. With $422.6 million in total assets on June 30, 2026, it ranks No. 1,998 of 4,232 U.S. banks by total assets. The Detroit Lakes Branch at 611 Summit Ave dates to 1990 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Detroit Lakes Branch611 Summit Ave, 56501
Northwestern Bank Bank · 1
Northwestern Bank has 1 branch in Detroit Lakes, 6 across Minnesota and 6 nationwide. FDIC records list its main office in Dilworth, MN and show it operating since 1915. With $164.7 million in total assets on June 30, 2026, it ranks No. 3,220 of 4,232 U.S. banks by total assets. The Detroit Lakes Branch at 928 Mckinley Ave dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Detroit Lakes Branch928 Mckinley Ave, 56501
Old National Bank · 1
Old National has 1 branch in Detroit Lakes, 77 across Minnesota and 361 nationwide. FDIC records list its main office in Evansville, IN and show it operating since 1907. With $73.86 billion in total assets on June 30, 2026, it ranks No. 39 of 4,232 U.S. banks by total assets. The Detroit Lakes Branch at 115 Holmes St E dates to 1919 in FDIC branch records. Its published hours do not list Saturday.
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Detroit Lakes Branch115 Holmes St E, 56501
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Old National branch locator (All The Places), checked Oct 10, 2026
United Savings Credit Union Credit union · 1
United Savings Credit Union has 1 office in Detroit Lakes, 2 across Minnesota. It is based in Fargo, ND and $125.3 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
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Detroit Lakes1121 Highway 10 E, 56501
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Detroit Lakes, 121 across Minnesota and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Detroit Lakes Branch at 211 Holmes St W dates to 1929 in FDIC branch records. Its published hours do not list Saturday.
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Detroit Lakes Branch211 Holmes St W, 56501
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Detroit Lakes
2 credit unions have 2 offices here: Mid Minnesota Credit Union and United Savings Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Detroit Lakes page has every office in the state's directory.
Banking in Detroit Lakes: the local picture
Short answer: 7 banks run 8 branches in Detroit Lakes according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 1 has its main office in Detroit Lakes, 3 elsewhere in Minnesota and 3 out of state, according to the FDIC.
The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Bell Bank's office at 920 Lake Ave, dating to 1896; the newest is Northwestern Bank's at 928 Mckinley Ave, from 2024.
2 credit unions have 2 offices in Detroit Lakes, according to the NCUA. Who can join each one is on the credit unions page.
Of the 3 locations with published hours. None open on Saturday. 7 locations have no published hours in these sources.
Saturday hours in Detroit Lakes
Short answer: None of the 3 Detroit Lakes locations with published hours lists Saturday hours. 7 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Detroit Lakes, and where the nearest one is if they do not.
Short answer: In Detroit Lakes: Wells Fargo (1). No branches in Detroit Lakes: Chase (nearest in Saint Cloud, 119 mi), Bank of America (nearest in Coon Rapids, 164 mi), PNC Bank, U.S. Bank (nearest in Fergus Falls, 39 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Cloud, 118 mi), Regions Bank, TD Bank, BMO (nearest in Fergus Falls, 38 mi).
| Bank | In Detroit Lakes | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| Chase | None | Saint Cloud, 119 miles away |
| Bank of America | None | Coon Rapids, 164 miles away |
| PNC Bank | None | none in Minnesota |
| U.S. Bank | None | Fergus Falls, 39 miles away |
| Truist | None | none in Minnesota |
| Fifth Third Bank | None | none in Minnesota |
| Huntington | None | Saint Cloud, 118 miles away |
| Regions Bank | None | none in Minnesota |
| TD Bank | None | none in Minnesota |
| BMO | None | Fergus Falls, 38 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Detroit Lakes to the nearest branch in Minnesota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Detroit Lakes residents like anyone else.
Banks near Detroit Lakes
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Perham (20 miles) and Pelican Rapids (21 miles). Fergus Falls, 38 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Perham, MN | 20 mi | 2 | 2 |
| Banks in Pelican Rapids, MN | 21 mi | 2 | 2 |
| Banks in Hawley, MN | 23 mi | 2 | 2 |
| Banks in Park Rapids, MN | 38 mi | 3 | 4 |
| Banks in Fergus Falls, MN | 38 mi | 11 | 11 |
| Banks in Dilworth, MN | 41 mi | 2 | 2 |
| Banks in Wadena, MN | 43 mi | 2 | 3 |
| Banks in Moorhead, MN | 43 mi | 9 | 12 |
Bank branch openings and closings in Detroit Lakes
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Detroit Lakes between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Detroit Lakes
Short answer: 1 institution has its main office in Detroit Lakes: Midwest Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Midwest Bank | Bank | $984.5 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Detroit Lakes by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Detroit Lakes offices.
Short answer: Wells Fargo is the largest bank with offices in Detroit Lakes, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Old National is second with $73.86 billion. 1 of the 7 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| Old National | $73.86 billion | No. 39 | 1 | Evansville, IN |
| Bell Bank | $15.18 billion | No. 128 | 1 | Fargo, ND |
| Midwest Bank | $984.5 million | No. 1,061 | 2 | Detroit Lakes, MN |
| American National Bank of Minnesota | $473.2 million | No. 1,861 | 1 | Baxter, MN |
| My Kind of Bank | $422.6 million | No. 1,998 | 1 | Ottertail, MN |
| Northwestern Bank | $164.7 million | No. 3,220 | 1 | Dilworth, MN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Detroit Lakes: FAQ
How many banks are in Detroit Lakes, MN?
Detroit Lakes has 7 banks with 8 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Detroit Lakes?
Midwest Bank, with 2. Wells Fargo has 1 and Old National has 1.
Is there a Midwest Bank in Detroit Lakes, MN?
Yes. FDIC data lists 2 Midwest Bank branches in Detroit Lakes as of September 5, 2026, the main office at 613 Highway 10 E. Its branches are listed under Midwest Bank above, with the address and directions for each.
Is there a Wells Fargo in Detroit Lakes, MN?
Yes. FDIC data lists 1 Wells Fargo branch in Detroit Lakes as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a Old National in Detroit Lakes, MN?
Yes. FDIC data lists 1 Old National branch in Detroit Lakes as of September 5, 2026. The address and directions are under Old National above.
Is there a Chase in Detroit Lakes, MN?
No. FDIC data lists no Chase branch in Detroit Lakes as of September 5, 2026. The nearest is in Saint Cloud, about 119 miles away in a straight line.
Which banks in Detroit Lakes are open on Saturday?
None of the 3 locations with published hours lists Saturday hours. 7 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Detroit Lakes?
Midwest Bank has its main office in Detroit Lakes, according to the FDIC.
What is the oldest bank in Detroit Lakes?
Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.
Which credit unions can I join in Detroit Lakes?
Mid Minnesota Credit Union and United Savings Credit Union have offices in Detroit Lakes. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Detroit Lakes in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Detroit Lakes?
Nearby cities with more banks include Perham, Pelican Rapids, Hawley. Perham is 20 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 8 branches: Old National, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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