US Bank Directory
Banks in Fergus Falls, MN
11 FDIC-insured banks operate 11 offices in Fergus Falls, Minnesota, and 3 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Fergus Falls
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 14 banks and credit unions operate 14 locations in Fergus Falls, according to the FDIC and the NCUA. 14 of them have coordinates on record and are on the map. 6 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
14 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Fergus Falls
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 11 banks share the most locations in Fergus Falls, with 1 each. 11 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Affinity Plus Credit Union Credit union · 1
Affinity Plus Credit Union has 1 office in Fergus Falls, 35 across Minnesota. It is based in Saint Paul, MN and $5.05 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Fergus Falls410 W Lincoln Ave, 56537
All hours
Mon to Fri 8:30 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
American Federal Bank Bank · 1
American Federal Bank has 1 branch in Fergus Falls, 8 across Minnesota and 13 nationwide. FDIC records list its main office in Fargo, ND and show it operating since 1891. With $795.8 million in total assets on June 30, 2026, it ranks No. 1,266 of 4,232 U.S. banks by total assets. The Fergus Falls Branch at 117 S Mill St dates to 1891 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Fergus Falls Branch117 S Mill St, 56537
American National Bank of Minnesota Bank · 1
American National Bank of Minnesota has 1 branch in Fergus Falls, 10 across Minnesota and 10 nationwide. FDIC records list its main office in Baxter, MN and show it operating since 1983. With $473.2 million in total assets on June 30, 2026, it ranks No. 1,861 of 4,232 U.S. banks by total assets. The Fergus Falls Branch at 727 Western Ave dates to 1986 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Fergus Falls Branch727 Western Ave, 56537
Bell Bank Bank · 1
Bell Bank has 1 branch in Fergus Falls, 17 across Minnesota and 33 nationwide. FDIC records list its main office in Fargo, ND and show it operating since 1966. With $15.18 billion in total assets on June 30, 2026, it ranks No. 128 of 4,232 U.S. banks by total assets. The Fergus Falls Branch at 205 W Washington Ave dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Fergus Falls Branch205 W Washington Ave, 56537
BMO Bank · 1
BMO has 1 branch in Fergus Falls, 35 across Minnesota and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Fergus Falls West Branch at 120 N Mill St dates to 1872 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Fergus Falls West Branch120 N Mill St, 56537
Farmers State Bank of Underwood Bank · 1
Farmers State Bank of Underwood has 1 branch in Fergus Falls, 4 across Minnesota and 4 nationwide. FDIC records list its main office in Underwood, MN and show it operating since 1915. With $113.8 million in total assets on June 30, 2026, it ranks No. 3,598 of 4,232 U.S. banks by total assets. The Fergus Falls Branch at 1114 N Union Ave dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Fergus Falls Branch1114 N Union Ave, 56537
FM Bank Bank · 1
FM Bank has 1 branch in Fergus Falls, 6 across Minnesota and 6 nationwide. FDIC records list its main office in Waseca, MN and show it operating since 1878. With $738.4 million in total assets on June 30, 2026, it ranks No. 1,328 of 4,232 U.S. banks by total assets. The Fergus Falls Branch at 226 E Lincoln Ave dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Fergus Falls Branch226 E Lincoln Ave, 56537
Gate City Bank Bank · 1
Gate City Bank has 1 branch in Fergus Falls, 10 across Minnesota and 46 nationwide. FDIC records list its main office in Fargo, ND and show it operating since 1923. With $4.04 billion in total assets on June 30, 2026, it ranks No. 331 of 4,232 U.S. banks by total assets. The Fergus Falls Branch at 428 W Lincoln Ave dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Fergus Falls Branch428 W Lincoln Ave, 56537
Greater Community Credit Union Credit union · 1
Greater Community Credit Union has 1 office in Fergus Falls, 4 across Minnesota. It is based in Dawson, MN and $294.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Greater Community Credit Union/Fergus Falls Branch413 W Stanton Ave, 56537
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Mid Minnesota Credit Union Credit union · 1
Mid Minnesota Credit Union has 1 office in Fergus Falls, 12 across Minnesota. It is based in Baxter, MN and $833.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Mid Minnesota Federal Credit Union1820 W Lincoln Ave, 56537
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Northwestern Bank Bank · 1
Northwestern Bank has 1 branch in Fergus Falls, 6 across Minnesota and 6 nationwide. FDIC records list its main office in Dilworth, MN and show it operating since 1915. With $164.7 million in total assets on June 30, 2026, it ranks No. 3,220 of 4,232 U.S. banks by total assets. The Fergus Falls Branch at 402 W Lincoln Ave dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Fergus Falls Branch402 W Lincoln Ave, 56537
Old National Bank · 1
Old National has 1 branch in Fergus Falls, 77 across Minnesota and 361 nationwide. FDIC records list its main office in Evansville, IN and show it operating since 1907. With $73.86 billion in total assets on June 30, 2026, it ranks No. 39 of 4,232 U.S. banks by total assets. The Fergus Falls Main Branch at 2330 College Way dates to 1999 in FDIC branch records. Its published hours do not list Saturday.
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Fergus Falls Main Branch2330 College Way, 56537
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Old National branch locator (All The Places), checked Oct 10, 2026
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Fergus Falls, 105 across Minnesota and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Fergus Falls Branch at 501 W Lincoln Ave dates to 1930 in FDIC branch records. Its published hours do not list Saturday.
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Fergus Falls Branch501 W Lincoln Ave, 56537
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Fergus Falls, 121 across Minnesota and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Fergus Falls Branch at 220 W Washington Ave dates to 1882 in FDIC branch records. Its published hours do not list Saturday.
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Fergus Falls Branch220 W Washington Ave, 56537
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Fergus Falls
3 credit unions have 3 offices here: Affinity Plus Credit Union, Mid Minnesota Credit Union and Greater Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Fergus Falls page has every office in the state's directory.
Banking in Fergus Falls: the local picture
Short answer: 11 banks run 11 branches in Fergus Falls according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 11 banks, 0 have their main office in Fergus Falls, 4 elsewhere in Minnesota and 7 out of state, according to the FDIC.
The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is BMO's office at 120 N Mill St, dating to 1872; the newest is FM Bank's at 226 E Lincoln Ave, from 2021.
3 credit unions have 3 offices in Fergus Falls, according to the NCUA. Who can join each one is on the credit unions page.
Of the 6 locations with published hours. None open on Saturday. 8 locations have no published hours in these sources.
Saturday hours in Fergus Falls
Short answer: None of the 6 Fergus Falls locations with published hours lists Saturday hours. 8 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 8 of the 14 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Fergus Falls, and where the nearest one is if they do not.
Short answer: In Fergus Falls: Wells Fargo (1), U.S. Bank (1), BMO (1). No branches in Fergus Falls: Chase (nearest in Saint Cloud, 105 mi), Bank of America (nearest in Maple Grove, 152 mi), PNC Bank, Truist, Fifth Third Bank, Huntington (nearest in Saint Cloud, 104 mi), Regions Bank, TD Bank.
| Bank | In Fergus Falls | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| U.S. Bank | 1 branch | here |
| BMO | 1 branch | here |
| Chase | None | Saint Cloud, 105 miles away |
| Bank of America | None | Maple Grove, 152 miles away |
| PNC Bank | None | none in Minnesota |
| Truist | None | none in Minnesota |
| Fifth Third Bank | None | none in Minnesota |
| Huntington | None | Saint Cloud, 104 miles away |
| Regions Bank | None | none in Minnesota |
| TD Bank | None | none in Minnesota |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Fergus Falls to the nearest branch in Minnesota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Fergus Falls residents like anyone else.
Banks near Fergus Falls
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Dalton (11 miles) and Pelican Rapids (19 miles). Detroit Lakes, 38 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Dalton, MN | 11 mi | 2 | 2 |
| Banks in Pelican Rapids, MN | 19 mi | 2 | 2 |
| Banks in Elbow Lake, MN | 21 mi | 3 | 3 |
| Banks in Breckenridge, MN | 24 mi | 2 | 2 |
| Banks in Perham, MN | 32 mi | 2 | 2 |
| Banks in Brandon, MN | 32 mi | 2 | 2 |
| Banks in Detroit Lakes, MN | 38 mi | 7 | 8 |
| Banks in Wheaton, MN | 39 mi | 2 | 2 |
Bank branch openings and closings in Fergus Falls
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Fergus Falls between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Fergus Falls by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Fergus Falls offices.
Short answer: Wells Fargo is the largest bank with offices in Fergus Falls, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| BMO | $254.97 billion | No. 16 | 1 | Chicago, IL |
| Old National | $73.86 billion | No. 39 | 1 | Evansville, IN |
| Bell Bank | $15.18 billion | No. 128 | 1 | Fargo, ND |
| Gate City Bank | $4.04 billion | No. 331 | 1 | Fargo, ND |
| American Federal Bank | $795.8 million | No. 1,266 | 1 | Fargo, ND |
| FM Bank | $738.4 million | No. 1,328 | 1 | Waseca, MN |
| American National Bank of Minnesota | $473.2 million | No. 1,861 | 1 | Baxter, MN |
| Northwestern Bank | $164.7 million | No. 3,220 | 1 | Dilworth, MN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Fergus Falls: FAQ
How many banks are in Fergus Falls, MN?
Fergus Falls has 11 banks with 11 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Fergus Falls?
Wells Fargo, with 1. U.S. Bank has 1 and BMO has 1.
Is there a Wells Fargo in Fergus Falls, MN?
Yes. FDIC data lists 1 Wells Fargo branch in Fergus Falls as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a U.S. Bank in Fergus Falls, MN?
Yes. FDIC data lists 1 U.S. Bank branch in Fergus Falls as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a BMO in Fergus Falls, MN?
Yes. FDIC data lists 1 BMO branch in Fergus Falls as of September 5, 2026. The address and directions are under BMO above.
Is there a Chase in Fergus Falls, MN?
No. FDIC data lists no Chase branch in Fergus Falls as of September 5, 2026. The nearest is in Saint Cloud, about 105 miles away in a straight line.
Which banks in Fergus Falls are open on Saturday?
None of the 6 locations with published hours lists Saturday hours. 8 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Fergus Falls?
U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in Fergus Falls?
Affinity Plus Credit Union, Mid Minnesota Credit Union and Greater Community Credit Union have offices in Fergus Falls. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Fergus Falls in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Fergus Falls?
Nearby cities with more banks include Dalton, Pelican Rapids, Elbow Lake. Dalton is 11 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 11 branches: Old National, U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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