US Bank Directory
Banks in Wheaton, MN
2 FDIC-insured banks operate 2 offices in Wheaton, Minnesota.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Wheaton
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Wheaton, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Wheaton
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: FM Bank and Star Bank have the most locations in Wheaton, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
FM Bank Bank · 1
FM Bank has 1 branch in Wheaton, 6 across Minnesota and 6 nationwide. FDIC records list its main office in Waseca, MN and show it operating since 1878. With $738.4 million in total assets on June 30, 2026, it ranks No. 1,328 of 4,232 U.S. banks by total assets. The Wheaton Branch at 921 Broadway dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Wheaton Branch921 Broadway, 56296
Star Bank Bank · 1
Star Bank has 1 branch in Wheaton, 11 across Minnesota and 11 nationwide. FDIC records list its main office in Maple Lake, MN and show it operating since 1904. With $445.8 million in total assets on June 30, 2026, it ranks No. 1,933 of 4,232 U.S. banks by total assets. The Wheaton Branch at 1024 Broadway dates to 1930 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Wheaton Branch1024 Broadway, 56296
Banking in Wheaton: the local picture
Short answer: 2 banks run 2 branches in Wheaton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Wheaton, 2 elsewhere in Minnesota, according to the FDIC.
The bank with the longest record here is FM Bank, operating since 1878 according to the FDIC. In FDIC branch records, the longest-running branch is Star Bank's office at 1024 Broadway, dating to 1930; the newest is FM Bank's at 921 Broadway, from 2023.
None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Wheaton, and where the nearest one is if they do not.
Short answer: No branches in Wheaton: Chase (nearest in Saint Cloud, 114 mi), Wells Fargo (nearest in Fergus Falls, 39 mi), Bank of America (nearest in Maple Grove, 156 mi), PNC Bank, U.S. Bank (nearest in Fergus Falls, 39 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Cloud, 113 mi), Regions Bank, TD Bank, BMO (nearest in Elbow Lake, 28 mi).
| Bank | In Wheaton | Nearest branch if none here |
|---|---|---|
| Chase | None | Saint Cloud, 114 miles away |
| Wells Fargo | None | Fergus Falls, 39 miles away |
| Bank of America | None | Maple Grove, 156 miles away |
| PNC Bank | None | none in Minnesota |
| U.S. Bank | None | Fergus Falls, 39 miles away |
| Truist | None | none in Minnesota |
| Fifth Third Bank | None | none in Minnesota |
| Huntington | None | Saint Cloud, 113 miles away |
| Regions Bank | None | none in Minnesota |
| TD Bank | None | none in Minnesota |
| BMO | None | Elbow Lake, 28 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Wheaton to the nearest branch in Minnesota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Wheaton residents like anyone else.
Banks near Wheaton
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Elbow Lake (28 miles) and Morris (32 miles). Fergus Falls, 39 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Elbow Lake, MN | 28 mi | 3 | 3 |
| Banks in Morris, MN | 32 mi | 4 | 4 |
| Banks in Breckenridge, MN | 32 mi | 2 | 2 |
| Banks in Ortonville, MN | 35 mi | 2 | 2 |
| Banks in Dalton, MN | 38 mi | 2 | 2 |
| Banks in Fergus Falls, MN | 39 mi | 11 | 11 |
| Banks in Brandon, MN | 45 mi | 2 | 2 |
| Banks in Appleton, MN | 48 mi | 2 | 2 |
Bank branch openings and closings in Wheaton
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Wheaton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Wheaton by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Wheaton offices.
Short answer: FM Bank is the largest bank with offices in Wheaton, with $738.4 million in total assets on June 30, 2026, No. 1,328 among U.S. banks by total assets. Star Bank is second with $445.8 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| FM Bank | $738.4 million | No. 1,328 | 1 | Waseca, MN |
| Star Bank | $445.8 million | No. 1,933 | 1 | Maple Lake, MN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Wheaton: FAQ
How many banks are in Wheaton, MN?
Wheaton has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Wheaton?
FM Bank, with 1. Star Bank has 1.
Is there a FM Bank in Wheaton, MN?
Yes. FDIC data lists 1 FM Bank branch in Wheaton as of September 5, 2026. The address and directions are under FM Bank above.
Is there a Star Bank in Wheaton, MN?
Yes. FDIC data lists 1 Star Bank branch in Wheaton as of September 5, 2026. The address and directions are under Star Bank above.
Is there a Chase in Wheaton, MN?
No. FDIC data lists no Chase branch in Wheaton as of September 5, 2026. The nearest is in Saint Cloud, about 114 miles away in a straight line.
What is the oldest bank in Wheaton?
FM Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1878.
Did any bank branches open or close in Wheaton in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Wheaton?
Nearby cities with more banks include Elbow Lake, Morris, Breckenridge. Elbow Lake is 28 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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