US Bank Directory

Banks in Breckenridge, MN

2 FDIC-insured banks operate 2 offices in Breckenridge, Minnesota.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Breckenridge

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Breckenridge, according to the FDIC. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Breckenridge

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: BMO and Old National have the most locations in Breckenridge, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

BMO BMO Bank National Association · 1 branch · main office Chicago, IL Bank · 1

BMO has 1 branch in Breckenridge, 35 across Minnesota and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Breckenridge Red River Branch at 408 Minnesota Ave dates to 1885 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Breckenridge Red River Branch
    408 Minnesota Ave, 56520
    Hours: see the bank's site
BMO: profile, branches and contacts
Old National Old National Bank · 1 branch · main office Evansville, IN Bank · 1

Old National has 1 branch in Breckenridge, 77 across Minnesota and 361 nationwide. FDIC records list its main office in Evansville, IN and show it operating since 1907. With $73.86 billion in total assets on June 30, 2026, it ranks No. 39 of 4,232 U.S. banks by total assets. The Breckenridge Office at 225 5th St N dates to 1919 in FDIC branch records. Its published hours do not list Saturday.

  • Breckenridge Office
    225 5th St N, 56520
    (218) 643-8721Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Old National branch locator (All The Places), checked Oct 10, 2026

Old National: profile, branches and contacts

Banking in Breckenridge: the local picture

Short answer: 2 banks run 2 branches in Breckenridge according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Breckenridge and 2 out of state, according to the FDIC.

The bank with the longest record here is Old National, operating since 1907 according to the FDIC. In FDIC branch records, the longest-running branch is BMO's office at 408 Minnesota Ave, dating to 1885; the newest is Old National's at 225 5th St N, from 1919.

Of the 1 location with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in Breckenridge

Short answer: None of the 1 Breckenridge location with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Breckenridge, and where the nearest one is if they do not.

Short answer: In Breckenridge: BMO (1). No branches in Breckenridge: Chase (nearest in Saint Cloud, 127 mi), Wells Fargo (nearest in Fergus Falls, 24 mi), Bank of America (nearest in Maple Grove, 172 mi), PNC Bank, U.S. Bank (nearest in Fergus Falls, 24 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Cloud, 126 mi), Regions Bank, TD Bank.

BankIn BreckenridgeNearest branch if none here
BMO1 branchhere
ChaseNoneSaint Cloud, 127 miles away
Wells FargoNoneFergus Falls, 24 miles away
Bank of AmericaNoneMaple Grove, 172 miles away
PNC BankNonenone in Minnesota
U.S. BankNoneFergus Falls, 24 miles away
TruistNonenone in Minnesota
Fifth Third BankNonenone in Minnesota
HuntingtonNoneSaint Cloud, 126 miles away
Regions BankNonenone in Minnesota
TD BankNonenone in Minnesota

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Breckenridge to the nearest branch in Minnesota.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Breckenridge residents like anyone else.

Banks near Breckenridge

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Fergus Falls (24 miles) and Pelican Rapids (32 miles). Fergus Falls, 24 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Breckenridge

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Breckenridge between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Breckenridge by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Breckenridge offices.

Short answer: BMO is the largest bank with offices in Breckenridge, with $254.97 billion in total assets on June 30, 2026, No. 16 among U.S. banks by total assets. Old National is second with $73.86 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
BMO$254.97 billionNo. 161Chicago, IL
Old National$73.86 billionNo. 391Evansville, IN

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Breckenridge: FAQ

How many banks are in Breckenridge, MN?

Breckenridge has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Breckenridge?

BMO, with 1. Old National has 1.

Is there a BMO in Breckenridge, MN?

Yes. FDIC data lists 1 BMO branch in Breckenridge as of September 5, 2026. The address and directions are under BMO above.

Is there a Old National in Breckenridge, MN?

Yes. FDIC data lists 1 Old National branch in Breckenridge as of September 5, 2026. The address and directions are under Old National above.

Is there a Chase in Breckenridge, MN?

No. FDIC data lists no Chase branch in Breckenridge as of September 5, 2026. The nearest is in Saint Cloud, about 127 miles away in a straight line.

Which banks in Breckenridge are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.

What is the oldest bank in Breckenridge?

Old National has the longest record among banks with a branch here: the FDIC shows it operating since 1907.

Did any bank branches open or close in Breckenridge in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Breckenridge?

Nearby cities with more banks include Fergus Falls, Pelican Rapids, Wheaton. Fergus Falls is 24 miles away with 11 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (1 of 2 branches: Old National)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds